HOSBX vs. VBISX
Compare and contrast key facts about Homestead Funds Short Term Bond Fund (HOSBX) and Vanguard Short-Term Bond Index Fund (VBISX).
HOSBX is managed by Homestead. It was launched on Nov 5, 1991. VBISX is managed by Vanguard. It was launched on Mar 1, 1994.
Performance
HOSBX vs. VBISX - Performance Comparison
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HOSBX vs. VBISX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HOSBX Homestead Funds Short Term Bond Fund | -0.39% | 5.87% | 3.78% | 5.08% | -5.71% | -1.11% | 5.38% | 3.89% | 1.45% | 1.66% |
VBISX Vanguard Short-Term Bond Index Fund | -0.24% | 5.67% | 3.66% | 4.54% | -5.61% | -1.35% | 4.63% | 4.78% | 1.27% | 1.10% |
Returns By Period
In the year-to-date period, HOSBX achieves a -0.39% return, which is significantly lower than VBISX's -0.24% return. Over the past 10 years, HOSBX has outperformed VBISX with an annualized return of 2.03%, while VBISX has yielded a comparatively lower 1.77% annualized return.
HOSBX
- 1D
- 0.00%
- 1M
- -1.00%
- YTD
- -0.39%
- 6M
- 0.54%
- 1Y
- 3.56%
- 3Y*
- 4.01%
- 5Y*
- 1.53%
- 10Y*
- 2.03%
VBISX
- 1D
- 0.10%
- 1M
- -0.87%
- YTD
- -0.24%
- 6M
- 0.73%
- 1Y
- 3.56%
- 3Y*
- 3.88%
- 5Y*
- 1.41%
- 10Y*
- 1.77%
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HOSBX vs. VBISX - Expense Ratio Comparison
HOSBX has a 0.79% expense ratio, which is higher than VBISX's 0.15% expense ratio.
Return for Risk
HOSBX vs. VBISX — Risk / Return Rank
HOSBX
VBISX
HOSBX vs. VBISX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Homestead Funds Short Term Bond Fund (HOSBX) and Vanguard Short-Term Bond Index Fund (VBISX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| HOSBX | VBISX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.35 | 1.53 | -0.18 |
Sortino ratioReturn per unit of downside risk | 2.02 | 2.48 | -0.46 |
Omega ratioGain probability vs. loss probability | 1.30 | 1.30 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 2.45 | 2.65 | -0.20 |
Martin ratioReturn relative to average drawdown | 9.22 | 9.58 | -0.36 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| HOSBX | VBISX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.35 | 1.53 | -0.18 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.49 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.85 | 0.75 | +0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.56 | 1.34 | +0.22 |
Correlation
The correlation between HOSBX and VBISX is 0.61, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
HOSBX vs. VBISX - Dividend Comparison
HOSBX's dividend yield for the trailing twelve months is around 3.52%, which matches VBISX's 3.51% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOSBX Homestead Funds Short Term Bond Fund | 3.52% | 3.86% | 3.50% | 2.85% | 1.74% | 1.37% | 3.57% | 2.66% | 1.83% | 1.65% | 1.55% | 1.40% |
VBISX Vanguard Short-Term Bond Index Fund | 3.51% | 3.44% | 3.29% | 2.10% | 1.38% | 1.16% | 1.72% | 2.16% | 1.92% | 1.58% | 1.42% | 1.34% |
Drawdowns
HOSBX vs. VBISX - Drawdown Comparison
The maximum HOSBX drawdown since its inception was -8.84%, roughly equal to the maximum VBISX drawdown of -8.79%. Use the drawdown chart below to compare losses from any high point for HOSBX and VBISX.
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Drawdown Indicators
| HOSBX | VBISX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -8.84% | -8.79% | -0.05% |
Max Drawdown (1Y)Largest decline over 1 year | -1.59% | -1.54% | -0.05% |
Max Drawdown (5Y)Largest decline over 5 years | -8.84% | -8.72% | -0.12% |
Max Drawdown (10Y)Largest decline over 10 years | -8.84% | -8.79% | -0.05% |
Current DrawdownCurrent decline from peak | -1.20% | -1.16% | -0.04% |
Average DrawdownAverage peak-to-trough decline | -0.65% | -0.87% | +0.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.42% | 0.43% | -0.01% |
Volatility
HOSBX vs. VBISX - Volatility Comparison
Homestead Funds Short Term Bond Fund (HOSBX) has a higher volatility of 0.92% compared to Vanguard Short-Term Bond Index Fund (VBISX) at 0.71%. This indicates that HOSBX's price experiences larger fluctuations and is considered to be riskier than VBISX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HOSBX | VBISX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.92% | 0.71% | +0.21% |
Volatility (6M)Calculated over the trailing 6-month period | 1.66% | 1.50% | +0.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.67% | 2.44% | +0.23% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.96% | 2.91% | +0.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.40% | 2.37% | +0.03% |