HNACX vs. FXAIX
Compare and contrast key facts about Harbor Capital Appreciation Fund Retirement Class (HNACX) and Fidelity 500 Index Fund (FXAIX).
HNACX is managed by Harbor. FXAIX is a passively managed fund by Fidelity that tracks the performance of the S&P 500 Index. It was launched on Feb 17, 1988.
Performance
HNACX vs. FXAIX - Performance Comparison
Loading graphics...
HNACX vs. FXAIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HNACX Harbor Capital Appreciation Fund Retirement Class | -10.93% | 14.04% | 46.43% | 53.86% | -37.67% | 15.43% | 54.82% | 33.53% | -1.24% | 35.33% |
FXAIX Fidelity 500 Index Fund | -4.34% | 17.84% | 25.01% | 26.29% | -18.14% | 28.71% | 18.42% | 31.48% | -4.43% | 20.80% |
Returns By Period
In the year-to-date period, HNACX achieves a -10.93% return, which is significantly lower than FXAIX's -4.34% return.
HNACX
- 1D
- 3.72%
- 1M
- -5.54%
- YTD
- -10.93%
- 6M
- -10.65%
- 1Y
- 12.16%
- 3Y*
- 24.59%
- 5Y*
- 10.79%
- 10Y*
- —
FXAIX
- 1D
- 2.92%
- 1M
- -5.02%
- YTD
- -4.34%
- 6M
- -2.14%
- 1Y
- 17.32%
- 3Y*
- 18.30%
- 5Y*
- 11.79%
- 10Y*
- 14.08%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
HNACX vs. FXAIX - Expense Ratio Comparison
HNACX has a 0.57% expense ratio, which is higher than FXAIX's 0.02% expense ratio.
Return for Risk
HNACX vs. FXAIX — Risk / Return Rank
HNACX
FXAIX
HNACX vs. FXAIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Harbor Capital Appreciation Fund Retirement Class (HNACX) and Fidelity 500 Index Fund (FXAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| HNACX | FXAIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.64 | 0.97 | -0.34 |
Sortino ratioReturn per unit of downside risk | 0.99 | 1.49 | -0.50 |
Omega ratioGain probability vs. loss probability | 1.14 | 1.23 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 0.71 | 1.52 | -0.81 |
Martin ratioReturn relative to average drawdown | 2.34 | 7.30 | -4.95 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| HNACX | FXAIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.64 | 0.97 | -0.34 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.42 | 0.70 | -0.28 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.78 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 0.76 | -0.05 |
Correlation
The correlation between HNACX and FXAIX is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
HNACX vs. FXAIX - Dividend Comparison
HNACX's dividend yield for the trailing twelve months is around 12.57%, more than FXAIX's 1.16% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HNACX Harbor Capital Appreciation Fund Retirement Class | 12.57% | 11.19% | 21.66% | 0.00% | 0.00% | 18.62% | 12.25% | 8.97% | 11.07% | 11.64% | 0.00% | 0.00% |
FXAIX Fidelity 500 Index Fund | 1.16% | 1.11% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 2.06% | 2.72% | 1.97% | 2.52% | 2.83% |
Drawdowns
HNACX vs. FXAIX - Drawdown Comparison
The maximum HNACX drawdown since its inception was -43.46%, which is greater than FXAIX's maximum drawdown of -33.79%. Use the drawdown chart below to compare losses from any high point for HNACX and FXAIX.
Loading graphics...
Drawdown Indicators
| HNACX | FXAIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.46% | -33.79% | -9.67% |
Max Drawdown (1Y)Largest decline over 1 year | -17.94% | -12.13% | -5.81% |
Max Drawdown (5Y)Largest decline over 5 years | -43.46% | -24.50% | -18.96% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.79% | — |
Current DrawdownCurrent decline from peak | -14.89% | -6.23% | -8.66% |
Average DrawdownAverage peak-to-trough decline | -9.67% | -3.83% | -5.84% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.44% | 2.53% | +2.91% |
Volatility
HNACX vs. FXAIX - Volatility Comparison
Harbor Capital Appreciation Fund Retirement Class (HNACX) has a higher volatility of 6.99% compared to Fidelity 500 Index Fund (FXAIX) at 5.34%. This indicates that HNACX's price experiences larger fluctuations and is considered to be riskier than FXAIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| HNACX | FXAIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.99% | 5.34% | +1.65% |
Volatility (6M)Calculated over the trailing 6-month period | 13.12% | 9.53% | +3.59% |
Volatility (1Y)Calculated over the trailing 1-year period | 20.42% | 18.32% | +2.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 25.91% | 16.92% | +8.99% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 25.02% | 18.05% | +6.97% |