- ISIN
- US4115125282
- CUSIP
- 411512528
- Issuer
- Harbor
- Region
- North America (U.S.)
- Category
- Large Cap Growth Equities
- Min. Investment
- $1,000,000
- Distribution Policy
- Distributing
- Asset Class
- Equity
- Asset Class Size
- Large-Cap
- Asset Class Style
- Growth
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
HNACX Performance Chart
Harbor Capital Appreciation Fund Retirement Class (HNACX) is up 5.7% since the beginning of the year. HNACX is currently trading at $124 per share. Investors who bought $1,000 worth of HNACX shares 5 years ago would now be looking at an investment worth $1,844.
Loading charts...
Returns By Period
Harbor Capital Appreciation Fund Retirement Class (HNACX) has returned 5.66% so far this year and 18.25% over the past 12 months.
Harbor Capital Appreciation Fund Retirement Class
- 1D
- 1.37%
- 1M
- -0.45%
- YTD
- 5.66%
- 6M
- 5.09%
- 1Y
- 18.25%
- 3Y*
- 25.93%
- 5Y*
- 13.02%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
HNACX Monthly Returns History
Based on dividend-adjusted daily data since Jan 3, 2017, HNACX's average daily return is +0.08%, while the average monthly return is +1.67%. At this rate, an investment would double in approximately 3.5 years.
Historically, 63% of months were positive and 37% were negative. The best month was Apr 2020 with a return of +15.1%, while the worst month was Apr 2022 at -14.3%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 5 months.
On a daily basis, HNACX closed higher 56% of trading days. The best single day was Dec 20, 2024 with a return of +23.4%, while the worst single day was Mar 16, 2020 at -12.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.16% | -3.65% | -5.51% | 13.72% | 8.03% | -3.45% | 5.66% | ||||||
| 2025 | 3.27% | -3.35% | -9.88% | 3.11% | 9.54% | 5.90% | 2.13% | -0.22% | 3.16% | 4.05% | -1.94% | -1.18% | 14.04% |
| 2024 | 4.24% | 8.38% | 0.69% | -5.05% | 5.17% | 6.68% | -3.27% | 3.05% | 1.75% | -0.40% | 6.31% | 12.52% | 46.43% |
| 2023 | 10.84% | -1.53% | 8.41% | 1.22% | 7.02% | 6.84% | 3.20% | -0.97% | -5.49% | -1.26% | 12.49% | 4.72% | 53.86% |
| 2022 | -11.81% | -5.53% | 3.72% | -14.26% | -5.58% | -7.93% | 13.63% | -4.87% | -9.15% | 4.70% | 3.05% | -8.67% | -37.67% |
| 2021 | -1.17% | 0.95% | -3.14% | 7.65% | -2.34% | 8.01% | 2.71% | 3.58% | -5.60% | 8.71% | -0.78% | -2.90% | 15.43% |
Benchmark Metrics
Harbor Capital Appreciation Fund Retirement Class has an annualized alpha of 4.65%, beta of 1.13, and R2 of 0.70 versus S&P 500 Index. Calculated based on daily prices since January 03, 2017.
- This fund captured 125.46% of S&P 500 Index gains and 103.25% of its losses - amplifying both gains and losses, but participating more in upside than downside.
- This fund generated an annualized alpha of 4.65% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
- With beta of 1.13 and R2 of 0.70, this fund moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 4.65%
- Beta
- 1.13
- R²
- 0.70
- Upside Capture
- 125.46%
- Downside Capture
- 103.25%
Expense Ratio
HNACX has an expense ratio of 0.57%, placing it in the medium range.
Return for Risk
Risk / Return Rank
HNACX ranks 13 for risk / return — in the bottom 13% of mutual funds on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Harbor Capital Appreciation Fund Retirement Class (HNACX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HNACX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.01 | ||
| Sortino ratioReturn per unit of downside risk | -1.28 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.37 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 0.98 | 2.78 | -1.80 |
| Martin ratioReturn relative to average drawdown | 3.04 | 12.44 | -9.40 |
Dividends
Dividend History
Harbor Capital Appreciation Fund Retirement Class provided a 10.59% dividend yield over the last twelve months, with an annual payout of $13.12 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $13.12 | $13.12 | $24.72 | $0.00 | $0.00 | $18.79 | $12.76 | $6.79 | $6.85 | $8.08 |
Dividend yield | 10.59% | 11.19% | 21.66% | 0.00% | 0.00% | 18.62% | 12.25% | 8.97% | 11.07% | 11.64% |
Monthly Dividends
The table displays the monthly dividend distributions for Harbor Capital Appreciation Fund Retirement Class. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $13.12 | $13.12 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $24.72 | $24.72 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18.79 | $18.79 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Harbor Capital Appreciation Fund Retirement Class. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Harbor Capital Appreciation Fund Retirement Class was 43.46%, occurring on Dec 28, 2022. Recovery took 288 trading sessions.
The current Harbor Capital Appreciation Fund Retirement Class drawdown is 4.28%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -43.46%Dec 2022 | 1y 1mo | 1y 1mo | 2y 3moNov 2021 - Feb 2024 |
COVID crash2020 | -31.28%Mar 2020 | 25d | 2mo 24d | 3mo 19dFeb 2020 - Jun 2020 |
2025 selloff2025 | -27.32%Apr 2025 | 3mo 16d | 4mo 22d | 8mo 8dDec 2024 - Aug 2025 |
Rate-hike selloffLate 2018 | -23.17%Dec 2018 | 2mo 23d | 4mo | 6mo 23dOct 2018 - Apr 2019 |
2026 correction2026 | -17.94%Mar 2026 | 5mo 1d | 1mo 9d | 6mo 10dOct 2025 - May 2026 |
Drawdown Indicators
| HNACX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.46% | -56.78% | +13.32% |
Max Drawdown (1Y)Largest decline over 1 year | -17.94% | -9.10% | -8.84% |
Max Drawdown (3Y)Largest decline over 3 years | -27.32% | -18.90% | -8.42% |
Max Drawdown (5Y)Largest decline over 5 years | -43.46% | -25.43% | -18.03% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -4.28% | -1.80% | -2.48% |
Average DrawdownAverage peak-to-trough decline | -9.54% | -10.71% | +1.17% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.77% | 2.03% | +3.74% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Build a portfolio with HNACX
Add Harbor Capital Appreciation Fund Retirement Class to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with HNACX