GQGU vs. BIBL

Last updated Jul 18, 2026

GQGU (GQG US Equity ETF) and BIBL (Inspire 100 ETF) are both Large Cap Growth Equities funds. GQGU is actively managed, while BIBL is passively managed. Over the past year, GQGU returned 5.06% vs 32.32% for BIBL. At a correlation of -0.08, they often move in opposite directions. GQGU charges 0.49%/yr vs 0.35%/yr for BIBL.

Performance

GQGU vs. BIBL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in GQG US Equity ETF (GQGU) and Inspire 100 ETF (BIBL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, GQGU achieves a 5.66% return, which is significantly lower than BIBL's 22.41% return.

GQGU

• 1D: -0.08%
• 1M: 2.20%
• 6M: 4.36%
• YTD: 5.66%
• 1Y: 5.06%
• 3Y*: —
• 5Y*: —
• 10Y*: —

BIBL

• 1D: -0.56%
• 1M: -0.69%
• 6M: 14.50%
• YTD: 22.41%
• 1Y: 32.32%
• 3Y*: 18.36%
• 5Y*: 9.81%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

GQGU vs. BIBL - Yearly Performance Comparison

	2026 (YTD)	2025
GQGU GQG US Equity ETF	5.66%	-1.12%
BIBL Inspire 100 ETF	22.41%	8.66%

Correlation

The correlation between GQGU and BIBL is -0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.09
Correlation (All Time) Calculated using the full available price history since Jul 14, 2025	-0.08

Return for Risk

GQGU vs. BIBL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

GQGU

GQGU Risk / Return Rank: 18
GQGU Sharpe Ratio Rank: 19
GQGU Sortino Ratio Rank: 18
GQGU Omega Ratio Rank: 17
GQGU Calmar Ratio Rank: 19
GQGU Martin Ratio Rank: 19

BIBL

BIBL Risk / Return Rank: 78
BIBL Sharpe Ratio Rank: 75
BIBL Sortino Ratio Rank: 72
BIBL Omega Ratio Rank: 70
BIBL Calmar Ratio Rank: 84
BIBL Martin Ratio Rank: 88

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

GQGU vs. BIBL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for GQG US Equity ETF (GQGU) and Inspire 100 ETF (BIBL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	GQGU	BIBL	Difference
Sharpe ratio: Return per unit of total volatility	0.48	1.90	-1.43
Sortino ratio: Return per unit of downside risk	0.76	2.58	-1.83
Omega ratio: Gain probability vs. loss probability	1.09	1.33	-0.24
Calmar ratio: Return relative to maximum drawdown	0.60	3.63	-3.03
Martin ratio: Return relative to average drawdown	1.45	14.44	-12.99

GQGU vs. BIBL - Sharpe Ratio Comparison

The current GQGU Sharpe Ratio is 0.48, which is lower than the BIBL Sharpe Ratio of 1.90. The chart below compares the historical Sharpe Ratios of GQGU and BIBL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

GQGU vs. BIBL - Drawdown Comparison

The maximum GQGU drawdown since its inception was -8.41%, smaller than the maximum BIBL drawdown of -36.12%. Use the drawdown chart below to compare losses from any high point for GQGU and BIBL.

Drawdown Indicators

	GQGU	BIBL	Difference
Max Drawdown Largest peak-to-trough decline	-8.41%	-36.12%	+27.71%
Max Drawdown (1Y) Largest decline over 1 year	-8.41%	-8.94%	+0.53%
Max Drawdown (3Y) Largest decline over 3 years	—	-20.60%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-30.85%	—
Current Drawdown Current decline from peak	-5.49%	-5.13%	-0.36%
Average Drawdown Average peak-to-trough decline	-2.92%	-6.97%	+4.05%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.50%	2.24%	+1.26%

Volatility

GQGU vs. BIBL - Volatility Comparison

The current volatility for GQG US Equity ETF (GQGU) is 4.36%, while Inspire 100 ETF (BIBL) has a volatility of 6.49%. This indicates that GQGU experiences smaller price fluctuations and is considered to be less risky than BIBL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	GQGU	BIBL	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.36%	6.49%	-2.13%
Volatility (6M) Calculated over the trailing 6-month period	8.42%	14.28%	-5.86%
Volatility (1Y) Calculated over the trailing 1-year period	10.70%	17.10%	-6.40%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	10.66%	19.87%	-9.21%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	10.66%	21.11%	-10.45%

GQGU vs. BIBL - Expense Ratio Comparison

GQGU has a 0.49% expense ratio, which is higher than BIBL's 0.35% expense ratio.

Dividends

GQGU vs. BIBL - Dividend Comparison

GQGU's dividend yield for the trailing twelve months is around 0.96%, more than BIBL's 0.94% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
BIBL Inspire 100 ETF	0.94%	1.01%	0.92%	1.02%	0.98%	17.87%	1.67%	1.30%	1.49%	0.31%
GQGU GQG US Equity ETF	0.96%	1.02%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both GQGU and BIBL in my portfolio?

GQGU and BIBL have a correlation of -0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, GQGU or BIBL?

BIBL has higher volatility (6.49%) compared to GQGU (4.36%). In terms of maximum drawdown, GQGU dropped -8.41% vs BIBL's -36.12%.

Which ETF is better, GQGU or BIBL?

On 1-year performance, BIBL leads with 32.32% vs 5.06% for GQGU. On fees, BIBL is cheaper at 0.35% per year. On volatility, GQGU has been the lower-risk option at 4.36%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, GQGU or BIBL?

Over the 1-year period, BIBL has performed better with a 32.32% return vs 5.06%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, GQGU or BIBL?

BIBL is cheaper with a 0.35% expense ratio, compared with 0.49% for GQGU.

Which ETF pays a higher dividend yield, GQGU or BIBL?

GQGU has the higher dividend yield at 0.96%, compared with 0.94% for BIBL.

What is the main difference between GQGU and BIBL?

They also come from different issuers: GQG Partners and Inspire. Their fees differ too: 0.49% for GQGU and 0.35% for BIBL.

Which has better risk-adjusted returns?

BIBL currently has the higher Sharpe Ratio (1.90 vs 0.48), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.