GPN vs. PCAR
GPN (Global Payments Inc.) and PCAR (PACCAR Inc) are both stocks. Both are in the Industrials sector — GPN in Specialty Business Services, PCAR in Farm & Heavy Construction Machinery. Over the past 10 years, GPN returned -0.28%/yr vs 16.80%/yr for PCAR. At a 0.42 correlation, their price movements are largely independent.
Performance
GPN vs. PCAR - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, GPN achieves a -11.90% return, which is significantly lower than PCAR's 8.85% return. Over the past 10 years, GPN has underperformed PCAR with an annualized return of -0.28%, while PCAR has yielded a comparatively higher 16.80% annualized return.
GPN
- 1D
- 3.87%
- 1M
- 1.43%
- YTD
- -11.90%
- 6M
- -16.89%
- 1Y
- -12.09%
- 3Y*
- -11.36%
- 5Y*
- -18.15%
- 10Y*
- -0.28%
PCAR
- 1D
- 0.80%
- 1M
- 6.03%
- YTD
- 8.85%
- 6M
- 8.20%
- 1Y
- 29.77%
- 3Y*
- 18.53%
- 5Y*
- 18.29%
- 10Y*
- 16.80%
GPN vs. PCAR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GPN Global Payments Inc. | -11.90% | -30.11% | -10.97% | 29.02% | -25.91% | -36.91% | 18.51% | 77.25% | 2.92% | 44.49% |
PCAR PACCAR Inc | 8.85% | 8.03% | 10.81% | 55.01% | 17.00% | 5.63% | 11.74% | 45.05% | -15.32% | 14.82% |
Correlation
The correlation between GPN and PCAR is 0.28, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.28 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.36 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.42 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.41 |
Correlation (All Time) Calculated using the full available price history since Jan 16, 2001 | 0.42 |
The correlation between GPN and PCAR shifts across timeframes, from 0.28 (1 year) to 0.42 (all time), reflecting how their relationship changes across market environments.
Fundamentals
GPN:
-$3.90
PCAR:
$4.70
GPN:
1.39
PCAR:
2.29
GPN:
$8.83B
PCAR:
$27.24B
GPN:
$4.25B
PCAR:
$4.12B
GPN:
$2.27B
PCAR:
$3.38B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
GPN vs. PCAR — Risk / Return Rank
GPN
PCAR
GPN vs. PCAR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Global Payments Inc. (GPN) and PACCAR Inc (PCAR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GPN | PCAR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.42 | ||
| Sortino ratioReturn per unit of downside risk | -2.03 | ||
| Omega ratioGain probability vs. loss probability | 0.98 | 1.20 | -0.23 |
| Calmar ratioReturn relative to maximum drawdown | -0.41 | 1.96 | -2.36 |
| Martin ratioReturn relative to average drawdown | -0.81 | 4.91 | -5.72 |
Loading charts...
Drawdowns
GPN vs. PCAR - Drawdown Comparison
The maximum GPN drawdown since its inception was -70.17%, which is greater than PCAR's maximum drawdown of -66.16%. Use the drawdown chart below to compare losses from any high point for GPN and PCAR.
Loading charts...
Drawdown Indicators
| GPN | PCAR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -70.17% | -66.16% | -4.01% |
Max Drawdown (1Y)Largest decline over 1 year | -29.95% | -15.29% | -14.66% |
Max Drawdown (3Y)Largest decline over 3 years | -53.95% | -27.75% | -26.20% |
Max Drawdown (5Y)Largest decline over 5 years | -66.52% | -27.75% | -38.77% |
Max Drawdown (10Y)Largest decline over 10 years | -70.17% | -37.84% | -32.33% |
Current DrawdownCurrent decline from peak | -67.54% | -8.18% | -59.36% |
Average DrawdownAverage peak-to-trough decline | -18.90% | -14.42% | -4.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.92% | 6.09% | +8.83% |
Volatility
GPN vs. PCAR - Volatility Comparison
Global Payments Inc. (GPN) has a higher volatility of 13.23% compared to PACCAR Inc (PCAR) at 9.54%. This indicates that GPN's price experiences larger fluctuations and is considered to be riskier than PCAR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| GPN | PCAR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 13.23% | 9.54% | +3.69% |
Volatility (6M)Calculated over the trailing 6-month period | 30.58% | 19.26% | +11.32% |
Volatility (1Y)Calculated over the trailing 1-year period | 39.63% | 26.97% | +12.66% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 36.64% | 25.84% | +10.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.55% | 26.27% | +8.28% |
Dividends
GPN vs. PCAR - Dividend Comparison
GPN's dividend yield for the trailing twelve months is around 1.85%, less than PCAR's 2.31% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GPN Global Payments Inc. | 1.85% | 1.29% | 0.89% | 0.79% | 1.01% | 0.66% | 0.36% | 0.12% | 0.04% | 0.04% | 0.06% | 0.06% |
PCAR PACCAR Inc | 2.31% | 2.48% | 4.01% | 4.34% | 4.23% | 3.22% | 2.29% | 4.53% | 5.41% | 3.08% | 2.44% | 4.89% |
Financials
GPN vs. PCAR - Financials Comparison
This section allows you to compare key financial metrics between Global Payments Inc. and PACCAR Inc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
GPN vs. PCAR - Profitability Comparison
GPN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Global Payments Inc. reported a gross profit of 0.00 and revenue of 2.97B. Therefore, the gross margin over that period was 0.0%.
PCAR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PACCAR Inc reported a gross profit of 817.80M and revenue of 6.23B. Therefore, the gross margin over that period was 13.1%.
GPN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Global Payments Inc. reported an operating income of -15.65M and revenue of 2.97B, resulting in an operating margin of -0.5%.
PCAR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PACCAR Inc reported an operating income of 559.10M and revenue of 6.23B, resulting in an operating margin of 9.0%.
GPN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Global Payments Inc. reported a net income of -1.80B and revenue of 2.97B, resulting in a net margin of -60.6%.
PCAR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PACCAR Inc reported a net income of 605.30M and revenue of 6.23B, resulting in a net margin of 9.7%.
Frequently Asked Questions
GPN and PCAR have a correlation of 0.28, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GPN has higher volatility (13.23%) compared to PCAR (9.54%). In terms of maximum drawdown, GPN dropped -70.17% vs PCAR's -66.16%.
PCAR currently has the higher Sharpe Ratio (1.11 vs -0.31), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for GPN and PCAR
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer