GPIGX vs. HDCTX

Last updated Apr 1, 2026

Compare and contrast key facts about GuidepathGrowth and Income Fund (GPIGX) and Rational Equity Armor Fund (HDCTX).

GPIGX is managed by GuidePath. It was launched on Apr 30, 2018. HDCTX is managed by Rational Funds. It was launched on Feb 28, 2001.

Performance

GPIGX vs. HDCTX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in GuidepathGrowth and Income Fund (GPIGX) and Rational Equity Armor Fund (HDCTX). The values are adjusted to include any dividend payments, if applicable.

GPIGX vs. HDCTX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
GPIGX GuidepathGrowth and Income Fund	2.95%	9.12%	17.85%	9.54%	-7.89%	20.43%	6.24%	15.88%	-6.95%
HDCTX Rational Equity Armor Fund	-2.29%	12.64%	16.85%	2.95%	-10.68%	14.52%	15.85%	11.32%	-12.43%

Returns By Period

In the year-to-date period, GPIGX achieves a 2.95% return, which is significantly higher than HDCTX's -2.29% return.

GPIGX

• 1D: -0.08%
• 1M: -5.83%
• YTD: 2.95%
• 6M: 4.81%
• 1Y: 11.47%
• 3Y*: 13.17%
• 5Y*: 8.68%
• 10Y*: —

HDCTX

• 1D: -0.54%
• 1M: -4.07%
• YTD: -2.29%
• 6M: -2.29%
• 1Y: 12.17%
• 3Y*: 10.69%
• 5Y*: 5.11%
• 10Y*: 4.36%

*Multi-year figures are annualized to reflect compound growth (CAGR)

GPIGX vs. HDCTX - Expense Ratio Comparison

GPIGX has a 0.85% expense ratio, which is lower than HDCTX's 1.17% expense ratio.

HDCTX

Rational Equity Armor Fund

GPIGX

GuidepathGrowth and Income Fund

Return for Risk

GPIGX vs. HDCTX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

GPIGX

GPIGX Risk / Return Rank: 44
GPIGX Sharpe Ratio Rank: 45
GPIGX Sortino Ratio Rank: 44
GPIGX Omega Ratio Rank: 48
GPIGX Calmar Ratio Rank: 37
GPIGX Martin Ratio Rank: 46

HDCTX

HDCTX Risk / Return Rank: 59
HDCTX Sharpe Ratio Rank: 63
HDCTX Sortino Ratio Rank: 65
HDCTX Omega Ratio Rank: 55
HDCTX Calmar Ratio Rank: 70
HDCTX Martin Ratio Rank: 43

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

GPIGX vs. HDCTX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for GuidepathGrowth and Income Fund (GPIGX) and Rational Equity Armor Fund (HDCTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	GPIGX	HDCTX	Difference
Sharpe ratio Return per unit of total volatility	0.91	1.14	-0.23
Sortino ratio Return per unit of downside risk	1.32	1.66	-0.34
Omega ratio Gain probability vs. loss probability	1.20	1.22	-0.02
Calmar ratio Return relative to maximum drawdown	1.00	1.63	-0.63
Martin ratio Return relative to average drawdown	4.65	4.43	+0.22
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

GPIGX vs. HDCTX - Sharpe Ratio Comparison

The current GPIGX Sharpe Ratio is 0.91, which is comparable to the HDCTX Sharpe Ratio of 1.14. The chart below compares the historical Sharpe Ratios of GPIGX and HDCTX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	GPIGX	HDCTX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.91	1.14	-0.23
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.72	0.49	+0.23
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.38	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.59	0.36	+0.23

Correlation

The correlation between GPIGX and HDCTX is 0.76, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

GPIGX vs. HDCTX - Dividend Comparison

GPIGX's dividend yield for the trailing twelve months is around 14.43%, more than HDCTX's 0.12% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
GPIGX GuidepathGrowth and Income Fund	14.43%	14.61%	1.33%	2.55%	1.62%	14.44%	1.30%	1.38%	2.37%	0.00%	0.00%	0.00%
HDCTX Rational Equity Armor Fund	0.12%	0.00%	0.00%	0.17%	0.78%	1.21%	1.10%	5.37%	7.86%	5.60%	3.28%	15.32%

Drawdowns

GPIGX vs. HDCTX - Drawdown Comparison

The maximum GPIGX drawdown since its inception was -27.88%, smaller than the maximum HDCTX drawdown of -59.05%. Use the drawdown chart below to compare losses from any high point for GPIGX and HDCTX.

Drawdown Indicators

	GPIGX	HDCTX	Difference
Max Drawdown Largest peak-to-trough decline	-27.88%	-59.05%	+31.17%
Max Drawdown (1Y) Largest decline over 1 year	-11.49%	-6.95%	-4.54%
Max Drawdown (5Y) Largest decline over 5 years	-16.34%	-18.22%	+1.88%
Max Drawdown (10Y) Largest decline over 10 years	—	-19.43%	—
Current Drawdown Current decline from peak	-5.85%	-6.95%	+1.10%
Average Drawdown Average peak-to-trough decline	-4.30%	-6.45%	+2.15%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.47%	2.56%	-0.09%

Volatility

GPIGX vs. HDCTX - Volatility Comparison

GuidepathGrowth and Income Fund (GPIGX) has a higher volatility of 3.15% compared to Rational Equity Armor Fund (HDCTX) at 1.82%. This indicates that GPIGX's price experiences larger fluctuations and is considered to be riskier than HDCTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	GPIGX	HDCTX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.15%	1.82%	+1.33%
Volatility (6M) Calculated over the trailing 6-month period	7.02%	6.23%	+0.79%
Volatility (1Y) Calculated over the trailing 1-year period	13.80%	11.05%	+2.75%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	12.06%	10.49%	+1.57%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.90%	11.44%	+2.46%