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GMFZX vs. GMGZX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

GMFZX vs. GMGZX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in GuideStone Funds MyDestination 2045 Fund (GMFZX) and GuideStone Funds MyDestination 2055 Fund (GMGZX). The values are adjusted to include any dividend payments, if applicable.

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GMFZX vs. GMGZX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
GMFZX
GuideStone Funds MyDestination 2045 Fund
-1.90%18.22%14.21%18.70%-17.40%16.30%13.82%24.26%-7.79%20.91%
GMGZX
GuideStone Funds MyDestination 2055 Fund
-2.05%19.19%15.12%19.50%-17.62%17.15%13.94%24.93%-8.09%21.75%

Returns By Period

In the year-to-date period, GMFZX achieves a -1.90% return, which is significantly higher than GMGZX's -2.05% return. Both investments have delivered pretty close results over the past 10 years, with GMFZX having a 9.95% annualized return and GMGZX not far ahead at 10.39%.


GMFZX

1D
2.55%
1M
-5.22%
YTD
-1.90%
6M
0.48%
1Y
16.17%
3Y*
13.97%
5Y*
7.44%
10Y*
9.95%

GMGZX

1D
2.74%
1M
-5.58%
YTD
-2.05%
6M
0.50%
1Y
17.16%
3Y*
14.71%
5Y*
7.92%
10Y*
10.39%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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GMFZX vs. GMGZX - Expense Ratio Comparison

GMFZX has a 0.38% expense ratio, which is lower than GMGZX's 0.42% expense ratio.


Return for Risk

GMFZX vs. GMGZX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

GMFZX
GMFZX Risk / Return Rank: 5858
Overall Rank
GMFZX Sharpe Ratio Rank: 5555
Sharpe Ratio Rank
GMFZX Sortino Ratio Rank: 5656
Sortino Ratio Rank
GMFZX Omega Ratio Rank: 5656
Omega Ratio Rank
GMFZX Calmar Ratio Rank: 5757
Calmar Ratio Rank
GMFZX Martin Ratio Rank: 6666
Martin Ratio Rank

GMGZX
GMGZX Risk / Return Rank: 6060
Overall Rank
GMGZX Sharpe Ratio Rank: 5656
Sharpe Ratio Rank
GMGZX Sortino Ratio Rank: 5858
Sortino Ratio Rank
GMGZX Omega Ratio Rank: 5757
Omega Ratio Rank
GMGZX Calmar Ratio Rank: 5959
Calmar Ratio Rank
GMGZX Martin Ratio Rank: 6969
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

GMFZX vs. GMGZX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for GuideStone Funds MyDestination 2045 Fund (GMFZX) and GuideStone Funds MyDestination 2055 Fund (GMGZX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


GMFZXGMGZXDifference

Sharpe ratio

Return per unit of total volatility

1.15

1.13

+0.02

Sortino ratio

Return per unit of downside risk

1.68

1.67

+0.01

Omega ratio

Gain probability vs. loss probability

1.25

1.24

0.00

Calmar ratio

Return relative to maximum drawdown

1.61

1.60

+0.01

Martin ratio

Return relative to average drawdown

7.35

7.34

+0.01

GMFZX vs. GMGZX - Sharpe Ratio Comparison

The current GMFZX Sharpe Ratio is 1.15, which is comparable to the GMGZX Sharpe Ratio of 1.13. The chart below compares the historical Sharpe Ratios of GMFZX and GMGZX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


GMFZXGMGZXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.15

1.13

+0.02

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.56

0.56

0.00

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.69

0.69

0.00

Sharpe Ratio (All Time)

Calculated using the full available price history

0.33

0.55

-0.21

Correlation

The correlation between GMFZX and GMGZX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

GMFZX vs. GMGZX - Dividend Comparison

GMFZX's dividend yield for the trailing twelve months is around 4.59%, more than GMGZX's 3.91% yield.


TTM20252024202320222021202020192018201720162015
GMFZX
GuideStone Funds MyDestination 2045 Fund
4.59%4.50%5.87%3.27%6.81%5.46%2.36%3.33%7.99%4.37%3.97%19.91%
GMGZX
GuideStone Funds MyDestination 2055 Fund
3.91%3.83%4.44%2.85%5.99%5.27%2.10%4.10%7.97%4.58%4.01%0.00%

Drawdowns

GMFZX vs. GMGZX - Drawdown Comparison

The maximum GMFZX drawdown since its inception was -60.03%, which is greater than GMGZX's maximum drawdown of -29.63%. Use the drawdown chart below to compare losses from any high point for GMFZX and GMGZX.


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Drawdown Indicators


GMFZXGMGZXDifference

Max Drawdown

Largest peak-to-trough decline

-60.03%

-29.63%

-30.40%

Max Drawdown (1Y)

Largest decline over 1 year

-10.30%

-10.97%

+0.67%

Max Drawdown (5Y)

Largest decline over 5 years

-24.61%

-25.16%

+0.55%

Max Drawdown (10Y)

Largest decline over 10 years

-30.18%

-29.63%

-0.55%

Current Drawdown

Current decline from peak

-6.26%

-6.64%

+0.38%

Average Drawdown

Average peak-to-trough decline

-9.74%

-5.90%

-3.84%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.26%

2.39%

-0.13%

Volatility

GMFZX vs. GMGZX - Volatility Comparison

The current volatility for GuideStone Funds MyDestination 2045 Fund (GMFZX) is 5.38%, while GuideStone Funds MyDestination 2055 Fund (GMGZX) has a volatility of 5.72%. This indicates that GMFZX experiences smaller price fluctuations and is considered to be less risky than GMGZX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


GMFZXGMGZXDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.38%

5.72%

-0.34%

Volatility (6M)

Calculated over the trailing 6-month period

8.47%

9.05%

-0.58%

Volatility (1Y)

Calculated over the trailing 1-year period

14.53%

15.62%

-1.09%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

13.48%

14.31%

-0.83%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

14.39%

15.00%

-0.61%