GENM vs. USAI
GENM (Genter Capital Municipal Quality Intermediate ETF) and USAI (Pacer American Energy Independence ETF) are both exchange-traded funds - GENM is a Municipal Bonds fund actively managed by Genter Capital, while USAI is a Energy Equities fund tracking the American Energy Independence Index. GENM is actively managed, while USAI is passively managed. Over the past year, GENM returned 2.36% vs 20.95% for USAI. Their -0.01 correlation means they have often moved in opposite directions in the past. GENM charges 0.39%/yr vs 0.75%/yr for USAI.
Performance
GENM vs. USAI - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, GENM achieves a 0.11% return, which is significantly lower than USAI's 24.17% return.
GENM
- 1D
- -0.20%
- 1M
- -1.30%
- 6M
- -0.73%
- YTD
- 0.11%
- 1Y
- 2.36%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 3.35%
USAI
- 1D
- -0.81%
- 1M
- 2.22%
- 6M
- 15.78%
- YTD
- 24.17%
- 1Y
- 20.95%
- 3Y*
- 24.27%
- 5Y*
- 20.69%
- 10Y*
- —
- ALL TIME*
- 13.53%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $253.68K | $239.24K | $203.02K | |
| $1.88M | $1.12M | $755.94K |
GENM vs. USAI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
GENM Genter Capital Municipal Quality Intermediate ETF | 0.11% | 5.10% | 2.19% |
USAI Pacer American Energy Independence ETF | 24.17% | 0.69% | 24.11% |
Correlation
The correlation between GENM and USAI is -0.15, meaning they have often moved in opposite directions in the past. This relationship can weaken or reverse as market conditions change.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | -0.15 |
Correlation (All Time) Calculated using the full available price history since May 22, 2024 | -0.01 |
The correlation between GENM and USAI shifts across timeframes, from -0.15 (1 year) to -0.01 (all time), reflecting how their relationship changes across market environments.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
GENM vs. USAI — Risk / Return Rank
GENM
USAI
GENM vs. USAI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Genter Capital Municipal Quality Intermediate ETF (GENM) and Pacer American Energy Independence ETF (USAI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GENM | USAI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.45 | ||
| Sortino ratioReturn per unit of downside risk | -0.61 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.22 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 1.10 | 2.41 | -1.31 |
| Martin ratioReturn relative to average drawdown | 3.02 | 4.87 | -1.85 |
Loading charts...
Drawdowns
GENM vs. USAI - Drawdown Comparison
The maximum GENM drawdown since its inception was -2.41%, smaller than the maximum USAI drawdown of -65.25%. Use the drawdown chart below to compare losses from any high point for GENM and USAI.
Loading charts...
Drawdown Indicators
| GENM | USAI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -2.41% | -65.25% | +62.84% |
Max Drawdown (1Y)Largest decline over 1 year | -2.15% | -8.72% | +6.57% |
Max Drawdown (3Y)Largest decline over 3 years | — | -18.22% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -20.68% | — |
Current DrawdownCurrent decline from peak | -1.92% | -4.45% | +2.53% |
Average DrawdownAverage peak-to-trough decline | -0.53% | -9.28% | +8.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.78% | 4.31% | -3.53% |
Volatility
GENM vs. USAI - Volatility Comparison
The current volatility for Genter Capital Municipal Quality Intermediate ETF (GENM) is 0.94%, while Pacer American Energy Independence ETF (USAI) has a volatility of 6.24%. This indicates that GENM experiences smaller price fluctuations and is considered to be less risky than USAI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| GENM | USAI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.94% | 6.24% | -5.30% |
Volatility (6M)Calculated over the trailing 6-month period | 2.07% | 13.15% | -11.08% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.83% | 16.38% | -13.55% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 3.15% | 20.41% | -17.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 3.15% | 27.17% | -24.02% |
GENM vs. USAI - Expense Ratio Comparison
GENM has a 0.39% expense ratio, which is lower than USAI's 0.75% expense ratio.
Dividends
GENM vs. USAI - Dividend Comparison
GENM's dividend yield for the trailing twelve months is around 2.97%, less than USAI's 4.15% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
GENM Genter Capital Municipal Quality Intermediate ETF | 2.97% | 2.88% | 2.19% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
USAI Pacer American Energy Independence ETF | 4.15% | 5.03% | 3.62% | 4.99% | 5.41% | 6.15% | 7.67% | 6.50% | 5.56% | 0.08% |
Frequently Asked Questions
GENM and USAI have a correlation of -0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
USAI has higher volatility (6.24%) compared to GENM (0.94%). In terms of maximum drawdown, GENM dropped -2.41% vs USAI's -65.25%.
On 1-year performance, USAI leads with 20.95% vs 2.36% for GENM. On fees, GENM is cheaper at 0.39% per year. On volatility, GENM has been the lower-risk option at 0.94%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, USAI has performed better with a 20.95% return vs 2.36%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
GENM is cheaper with a 0.39% expense ratio, compared with 0.75% for USAI.
USAI has the higher dividend yield at 4.15%, compared with 2.97% for GENM.
GENM is categorized as Municipal Bonds, while USAI is Energy Equities. They also come from different issuers: Genter Capital and Pacer. Their fees differ too: 0.39% for GENM and 0.75% for USAI.
USAI currently has the higher Sharpe Ratio (1.29 vs 0.84), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for GENM and USAI
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer