FTLSX vs. URSIX
FTLSX (Fidelity Flex Freedom Blend Income Fund) and URSIX (USAA Target Retirement 2060 Fund) are both Target Retirement Date funds. Over the past 5 years, FTLSX returned 3.00%/yr vs 9.74%/yr for URSIX. Their 0.71 correlation means they have sometimes moved together and sometimes differently. FTLSX charges 0.00%/yr vs 0.10%/yr for URSIX.
Performance
FTLSX vs. URSIX - Performance Comparison
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Returns By Period
In the year-to-date period, FTLSX achieves a 4.00% return, which is significantly lower than URSIX's 13.54% return.
FTLSX
- 1D
- 0.77%
- 1M
- -0.67%
- 6M
- 2.59%
- YTD
- 4.00%
- 1Y
- 8.24%
- 3Y*
- 7.45%
- 5Y*
- 3.00%
- 10Y*
- —
- ALL TIME*
- 4.37%
URSIX
- 1D
- 1.42%
- 1M
- 0.56%
- 6M
- 9.91%
- YTD
- 13.54%
- 1Y
- 25.18%
- 3Y*
- 16.85%
- 5Y*
- 9.74%
- 10Y*
- 10.23%
- ALL TIME*
- 8.97%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FTLSX vs. URSIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FTLSX Fidelity Flex Freedom Blend Income Fund | 4.00% | 10.31% | 4.72% | 8.60% | -11.33% | 3.30% | 9.04% | 10.97% | -1.40% | 3.61% |
URSIX USAA Target Retirement 2060 Fund | 13.54% | 19.62% | 13.05% | 18.22% | -15.78% | 17.70% | 10.17% | 20.09% | -9.17% | 8.72% |
Correlation
The correlation between FTLSX and URSIX is 0.87, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.87 |
Correlation (3Y) Balances recent behavior with more history. | 0.74 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.70 |
Correlation (All Time) Calculated using the full available price history since Jun 15, 2017 | 0.71 |
The correlation between FTLSX and URSIX shifts across timeframes, from 0.70 (5 years) to 0.87 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
FTLSX vs. URSIX — Risk / Return Rank
FTLSX
URSIX
FTLSX vs. URSIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Flex Freedom Blend Income Fund (FTLSX) and USAA Target Retirement 2060 Fund (URSIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FTLSX | URSIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.24 | ||
| Sortino ratioReturn per unit of downside risk | -0.27 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.34 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.32 | 2.81 | -0.49 |
| Martin ratioReturn relative to average drawdown | 9.38 | 12.09 | -2.71 |
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Drawdowns
FTLSX vs. URSIX - Drawdown Comparison
The maximum FTLSX drawdown since its inception was -15.74%, smaller than the maximum URSIX drawdown of -30.33%. Use the drawdown chart below to compare losses from any high point for FTLSX and URSIX.
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Drawdown Indicators
| FTLSX | URSIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.74% | -30.33% | +14.59% |
Max Drawdown (1Y)Largest decline over 1 year | -3.65% | -8.32% | +4.67% |
Max Drawdown (3Y)Largest decline over 3 years | -3.96% | -14.35% | +10.39% |
Max Drawdown (5Y)Largest decline over 5 years | -15.74% | -23.85% | +8.11% |
Max Drawdown (10Y)Largest decline over 10 years | — | -30.33% | — |
Current DrawdownCurrent decline from peak | -1.23% | -0.28% | -0.95% |
Average DrawdownAverage peak-to-trough decline | -2.78% | -4.40% | +1.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.90% | 1.93% | -1.03% |
Volatility
FTLSX vs. URSIX - Volatility Comparison
The current volatility for Fidelity Flex Freedom Blend Income Fund (FTLSX) is 1.72%, while USAA Target Retirement 2060 Fund (URSIX) has a volatility of 3.06%. This indicates that FTLSX experiences smaller price fluctuations and is considered to be less risky than URSIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FTLSX | URSIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.72% | 3.06% | -1.34% |
Volatility (6M)Calculated over the trailing 6-month period | 4.55% | 10.34% | -5.79% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.17% | 12.45% | -7.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.57% | 14.21% | -8.64% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.83% | 14.52% | -9.69% |
FTLSX vs. URSIX - Expense Ratio Comparison
FTLSX has a 0.00% expense ratio, which is lower than URSIX's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
FTLSX vs. URSIX - Dividend Comparison
FTLSX's dividend yield for the trailing twelve months is around 3.39%, less than URSIX's 4.93% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FTLSX Fidelity Flex Freedom Blend Income Fund | 3.05% | 3.68% | 3.37% | 3.19% | 5.28% | 4.91% | 3.06% | 4.44% | 4.26% | 1.97% | 0.00% | 0.00% |
URSIX USAA Target Retirement 2060 Fund | 4.93% | 5.60% | 2.55% | 2.89% | 10.97% | 7.07% | 4.79% | 5.88% | 4.77% | 3.82% | 3.01% | 1.73% |
Frequently Asked Questions
FTLSX and URSIX have a correlation of 0.87, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
URSIX has higher volatility (3.06%) compared to FTLSX (1.72%). In terms of maximum drawdown, FTLSX dropped -15.74% vs URSIX's -30.33%.
URSIX currently has the higher Sharpe Ratio (1.88 vs 1.64), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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