FSCJX vs. FCTDX

Last updated Jun 20, 2026

FSCJX (Fidelity SAI Canada Equity Index Fund) and FCTDX (Strategic Advisers Fidelity U.S. Total Stock Fund) are both mutual funds - FSCJX is a Canada Equities fund tracking the MSCI Canada Index, while FCTDX is a Large Cap Blend Equities fund managed by Fidelity. Over the past year, FSCJX returned 29.79% vs 27.63% for FCTDX. A 0.61 correlation means they provide meaningful diversification when combined. FSCJX charges 0.12%/yr vs 0.61%/yr for FCTDX.

Performance

FSCJX vs. FCTDX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fidelity SAI Canada Equity Index Fund (FSCJX) and Strategic Advisers Fidelity U.S. Total Stock Fund (FCTDX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, FSCJX achieves a 8.01% return, which is significantly lower than FCTDX's 13.11% return.

FSCJX

• 1D: -0.52%
• 1M: -0.19%
• YTD: 8.01%
• 6M: 8.54%
• 1Y: 29.79%
• 3Y*: —
• 5Y*: —
• 10Y*: —

FCTDX

• 1D: 1.18%
• 1M: 2.68%
• YTD: 13.11%
• 6M: 14.37%
• 1Y: 27.63%
• 3Y*: 21.04%
• 5Y*: 13.19%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

FSCJX vs. FCTDX - Yearly Performance Comparison

	2026 (YTD)	2025	2024
FSCJX Fidelity SAI Canada Equity Index Fund	8.01%	36.41%	5.14%
FCTDX Strategic Advisers Fidelity U.S. Total Stock Fund	13.11%	15.63%	3.99%

Correlation

The correlation between FSCJX and FCTDX is 0.57, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.57
Correlation (All Time) Calculated using the full available price history since Jul 16, 2024	0.61

The correlation between FSCJX and FCTDX has been stable across timeframes, ranging from 0.57 to 0.61 - a consistent structural relationship.

Return for Risk

FSCJX vs. FCTDX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FSCJX

FSCJX Risk / Return Rank: 68
FSCJX Sharpe Ratio Rank: 64
FSCJX Sortino Ratio Rank: 54
FSCJX Omega Ratio Rank: 54
FSCJX Calmar Ratio Rank: 83
FSCJX Martin Ratio Rank: 85

FCTDX

FCTDX Risk / Return Rank: 83
FCTDX Sharpe Ratio Rank: 82
FCTDX Sortino Ratio Rank: 78
FCTDX Omega Ratio Rank: 75
FCTDX Calmar Ratio Rank: 85
FCTDX Martin Ratio Rank: 92

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FSCJX vs. FCTDX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelity SAI Canada Equity Index Fund (FSCJX) and Strategic Advisers Fidelity U.S. Total Stock Fund (FCTDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FSCJX	FCTDX	Difference
Sharpe ratio: Return per unit of total volatility	2.14	2.42	-0.28
Sortino ratio: Return per unit of downside risk	2.81	3.31	-0.51
Omega ratio: Gain probability vs. loss probability	1.37	1.44	-0.07
Calmar ratio: Return relative to maximum drawdown	3.61	3.71	-0.11
Martin ratio: Return relative to average drawdown	14.55	17.04	-2.48

FSCJX vs. FCTDX - Sharpe Ratio Comparison

The current FSCJX Sharpe Ratio is 2.14, which is comparable to the FCTDX Sharpe Ratio of 2.42. The chart below compares the historical Sharpe Ratios of FSCJX and FCTDX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

FSCJX vs. FCTDX - Drawdown Comparison

The maximum FSCJX drawdown since its inception was -12.43%, smaller than the maximum FCTDX drawdown of -34.51%. Use the drawdown chart below to compare losses from any high point for FSCJX and FCTDX.

Drawdown Indicators

	FSCJX	FCTDX	Difference
Max Drawdown Largest peak-to-trough decline	-12.43%	-34.51%	+22.08%
Max Drawdown (1Y) Largest decline over 1 year	-8.33%	-8.96%	+0.63%
Max Drawdown (3Y) Largest decline over 3 years	—	-19.08%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-24.92%	—
Current Drawdown Current decline from peak	-2.16%	-0.54%	-1.62%
Average Drawdown Average peak-to-trough decline	-1.62%	-5.17%	+3.55%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.06%	1.82%	+0.24%

Volatility

FSCJX vs. FCTDX - Volatility Comparison

The current volatility for Fidelity SAI Canada Equity Index Fund (FSCJX) is 4.50%, while Strategic Advisers Fidelity U.S. Total Stock Fund (FCTDX) has a volatility of 5.13%. This indicates that FSCJX experiences smaller price fluctuations and is considered to be less risky than FCTDX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FSCJX	FCTDX	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.50%	5.13%	-0.63%
Volatility (6M) Calculated over the trailing 6-month period	11.24%	10.97%	+0.27%
Volatility (1Y) Calculated over the trailing 1-year period	14.06%	13.75%	+0.31%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.37%	17.60%	-2.23%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.37%	19.67%	-4.30%

FSCJX vs. FCTDX - Expense Ratio Comparison

FSCJX has a 0.12% expense ratio, which is lower than FCTDX's 0.61% expense ratio.

Dividends

FSCJX vs. FCTDX - Dividend Comparison

FSCJX's dividend yield for the trailing twelve months is around 1.24%, less than FCTDX's 1.68% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018
FCTDX Strategic Advisers Fidelity U.S. Total Stock Fund	1.68%	1.90%	4.33%	2.26%	5.75%	7.90%	2.73%	2.89%	2.38%
FSCJX Fidelity SAI Canada Equity Index Fund	1.24%	1.34%	1.10%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both FSCJX and FCTDX in my portfolio?

FSCJX and FCTDX have a correlation of 0.57, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, FSCJX or FCTDX?

FCTDX has higher volatility (5.13%) compared to FSCJX (4.50%). In terms of maximum drawdown, FSCJX dropped -12.43% vs FCTDX's -34.51%.

Which has better risk-adjusted returns?

FCTDX currently has the higher Sharpe Ratio (2.42 vs 2.14), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.