FNDE vs. HAUZ
FNDE (Schwab Fundamental Emerging Markets Equity ETF) and HAUZ (Xtrackers International Real Estate ETF) are both exchange-traded funds - FNDE is a Emerging Markets Equities fund tracking the RAFI Fundamental High Liquidity Emerging Markets Index (Net), while HAUZ is a REIT fund tracking the iSTOXX Developed and Emerging Markets ex USA PK VN Real Estate Index. Both are passively managed. Over the past 10 years, FNDE returned 9.83%/yr vs 3.22%/yr for HAUZ. A 0.59 correlation means they provide meaningful diversification when combined. FNDE charges 0.39%/yr vs 0.10%/yr for HAUZ.
Performance
FNDE vs. HAUZ - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, FNDE achieves a 12.14% return, which is significantly higher than HAUZ's -0.35% return. Over the past 10 years, FNDE has outperformed HAUZ with an annualized return of 9.83%, while HAUZ has yielded a comparatively lower 3.22% annualized return.
FNDE
- 1D
- 0.32%
- 1M
- -1.23%
- 6M
- 7.12%
- YTD
- 12.14%
- 1Y
- 24.57%
- 3Y*
- 19.07%
- 5Y*
- 10.23%
- 10Y*
- 9.83%
- ALL TIME*
- 7.00%
HAUZ
- 1D
- -0.35%
- 1M
- 2.65%
- 6M
- -4.19%
- YTD
- -0.35%
- 1Y
- 5.26%
- 3Y*
- 6.95%
- 5Y*
- -0.93%
- 10Y*
- 3.22%
- ALL TIME*
- 3.09%
FNDE vs. HAUZ - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FNDE Schwab Fundamental Emerging Markets Equity ETF | 12.14% | 29.46% | 12.10% | 14.99% | -15.58% | 14.41% | -2.77% | 19.75% | -10.37% | 26.77% |
HAUZ Xtrackers International Real Estate ETF | -0.35% | 22.70% | -5.44% | 6.29% | -22.24% | 9.82% | -6.23% | 20.89% | -9.12% | 27.52% |
Correlation
The correlation between FNDE and HAUZ is 0.58, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.58 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.62 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.67 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.63 |
Correlation (All Time) Calculated using the full available price history since Oct 1, 2013 | 0.59 |
The correlation between FNDE and HAUZ has been stable across timeframes, ranging from 0.58 to 0.67 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FNDE vs. HAUZ — Risk / Return Rank
FNDE
HAUZ
FNDE vs. HAUZ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Fundamental Emerging Markets Equity ETF (FNDE) and Xtrackers International Real Estate ETF (HAUZ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FNDE | HAUZ | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.17 | ||
| Sortino ratioReturn per unit of downside risk | +1.47 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.08 | +0.21 |
| Calmar ratioReturn relative to maximum drawdown | 2.41 | 0.38 | +2.04 |
| Martin ratioReturn relative to average drawdown | 7.74 | 0.87 | +6.87 |
Loading charts...
Drawdowns
FNDE vs. HAUZ - Drawdown Comparison
The maximum FNDE drawdown since its inception was -43.55%, which is greater than HAUZ's maximum drawdown of -39.51%. Use the drawdown chart below to compare losses from any high point for FNDE and HAUZ.
Loading charts...
Drawdown Indicators
| FNDE | HAUZ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.55% | -39.51% | -4.04% |
Max Drawdown (1Y)Largest decline over 1 year | -10.23% | -14.08% | +3.85% |
Max Drawdown (3Y)Largest decline over 3 years | -18.40% | -17.88% | -0.52% |
Max Drawdown (5Y)Largest decline over 5 years | -29.44% | -34.14% | +4.70% |
Max Drawdown (10Y)Largest decline over 10 years | -39.93% | -39.51% | -0.42% |
Current DrawdownCurrent decline from peak | -4.52% | -9.66% | +5.14% |
Average DrawdownAverage peak-to-trough decline | -11.64% | -11.74% | +0.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.18% | 6.05% | -2.87% |
Volatility
FNDE vs. HAUZ - Volatility Comparison
Schwab Fundamental Emerging Markets Equity ETF (FNDE) has a higher volatility of 4.79% compared to Xtrackers International Real Estate ETF (HAUZ) at 3.31%. This indicates that FNDE's price experiences larger fluctuations and is considered to be riskier than HAUZ based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| FNDE | HAUZ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.79% | 3.31% | +1.48% |
Volatility (6M)Calculated over the trailing 6-month period | 13.61% | 11.99% | +1.62% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.06% | 14.13% | +1.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.07% | 15.95% | +1.12% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.13% | 16.95% | +2.18% |
FNDE vs. HAUZ - Expense Ratio Comparison
FNDE has a 0.39% expense ratio, which is higher than HAUZ's 0.10% expense ratio.
Dividends
FNDE vs. HAUZ - Dividend Comparison
FNDE's dividend yield for the trailing twelve months is around 3.69%, more than HAUZ's 3.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FNDE Schwab Fundamental Emerging Markets Equity ETF | 3.69% | 4.19% | 4.82% | 4.74% | 5.59% | 4.32% | 2.50% | 3.47% | 2.98% | 2.05% | 1.65% | 2.02% |
HAUZ Xtrackers International Real Estate ETF | 3.57% | 4.46% | 4.50% | 3.50% | 1.99% | 4.84% | 3.37% | 3.69% | 1.93% | 2.59% | 2.18% | 9.42% |
Frequently Asked Questions
FNDE and HAUZ have a correlation of 0.58, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FNDE has higher volatility (4.79%) compared to HAUZ (3.31%). In terms of maximum drawdown, FNDE dropped -43.55% vs HAUZ's -39.51%.
On 10-year performance, FNDE leads with 9.83% vs 3.22% for HAUZ. On fees, HAUZ is cheaper at 0.10% per year. On volatility, HAUZ has been the lower-risk option at 3.31%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, FNDE has performed better with a 9.83% return vs 3.22%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
HAUZ is cheaper with a 0.10% expense ratio, compared with 0.39% for FNDE.
FNDE has the higher dividend yield at 3.69%, compared with 3.57% for HAUZ.
FNDE is categorized as Emerging Markets Equities, while HAUZ is REIT. FNDE tracks RAFI Fundamental High Liquidity Emerging Markets Index (Net), while HAUZ tracks iSTOXX Developed and Emerging Markets ex USA PK VN Real Estate Index. They also come from different issuers: Charles Schwab and DWS. Their fees differ too: 0.39% for FNDE and 0.10% for HAUZ.
FNDE currently has the higher Sharpe Ratio (1.54 vs 0.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for FNDE and HAUZ
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer