FMCB vs. UVV
FMCB (Farmers & Merchants Bancorp) and UVV (Universal Corporation) are both stocks. FMCB operates in Banks - Regional (Financial Services), while UVV operates in Tobacco (Consumer Defensive). Over the past 10 years, FMCB returned 10.29%/yr vs 5.09%/yr for UVV. At a 0.01 correlation, their price movements are largely independent.
Performance
FMCB vs. UVV - Performance Comparison
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Returns By Period
In the year-to-date period, FMCB achieves a 22.48% return, which is significantly higher than UVV's 3.14% return. Over the past 10 years, FMCB has outperformed UVV with an annualized return of 10.29%, while UVV has yielded a comparatively lower 5.09% annualized return.
FMCB
- 1D
- 2.63%
- 1M
- 3.04%
- YTD
- 22.48%
- 6M
- 24.87%
- 1Y
- 39.81%
- 3Y*
- 12.94%
- 5Y*
- 11.17%
- 10Y*
- 10.29%
UVV
- 1D
- -1.88%
- 1M
- -1.77%
- YTD
- 3.14%
- 6M
- 4.14%
- 1Y
- -7.53%
- 3Y*
- 7.54%
- 5Y*
- 4.61%
- 10Y*
- 5.09%
FMCB vs. UVV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FMCB Farmers & Merchants Bancorp | 22.48% | 6.83% | 2.04% | 2.51% | 11.29% | 28.38% | 1.00% | 11.65% | 5.62% | 7.90% |
UVV Universal Corporation | 3.14% | 2.27% | -13.39% | 35.79% | 1.82% | 19.59% | -8.96% | 11.08% | 7.79% | -14.79% |
Correlation
The correlation between FMCB and UVV is 0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.08 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.08 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.03 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.02 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2001 | 0.01 |
Fundamentals
FMCB:
$136.25
UVV:
$1.73
FMCB:
9.95
UVV:
30.51
FMCB:
3.05
UVV:
0.45
FMCB:
$308.67M
UVV:
$2.21B
FMCB:
$243.83M
UVV:
$412.39M
FMCB:
$131.11M
UVV:
$212.91M
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Return for Risk
FMCB vs. UVV — Risk / Return Rank
FMCB
UVV
FMCB vs. UVV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Farmers & Merchants Bancorp (FMCB) and Universal Corporation (UVV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FMCB | UVV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.45 | ||
| Sortino ratioReturn per unit of downside risk | +3.60 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 0.96 | +0.49 |
| Calmar ratioReturn relative to maximum drawdown | 5.58 | -0.50 | +6.07 |
| Martin ratioReturn relative to average drawdown | 15.66 | -0.83 | +16.50 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FMCB | UVV | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.13 | -0.32 | +2.45 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.19 | +0.35 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.50 | 0.18 | +0.33 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.43 | 0.28 | +0.15 |
Drawdowns
FMCB vs. UVV - Drawdown Comparison
The maximum FMCB drawdown since its inception was -42.00%, smaller than the maximum UVV drawdown of -69.75%. Use the drawdown chart below to compare losses from any high point for FMCB and UVV.
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Drawdown Indicators
| FMCB | UVV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -42.00% | -69.75% | +27.75% |
Max Drawdown (1Y)Largest decline over 1 year | -7.17% | -15.23% | +8.06% |
Max Drawdown (3Y)Largest decline over 3 years | -14.32% | -29.70% | +15.38% |
Max Drawdown (5Y)Largest decline over 5 years | -16.91% | -29.70% | +12.79% |
Max Drawdown (10Y)Largest decline over 10 years | -25.24% | -45.68% | +20.44% |
Current DrawdownCurrent decline from peak | -3.39% | -14.30% | +10.91% |
Average DrawdownAverage peak-to-trough decline | -9.64% | -18.59% | +8.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.55% | 9.04% | -6.49% |
Volatility
FMCB vs. UVV - Volatility Comparison
Farmers & Merchants Bancorp (FMCB) and Universal Corporation (UVV) have volatilities of 10.29% and 10.11%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FMCB | UVV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.29% | 10.11% | +0.18% |
Volatility (6M)Calculated over the trailing 6-month period | 15.02% | 18.46% | -3.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.80% | 23.77% | -4.97% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 20.83% | 24.57% | -3.74% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.73% | 28.94% | -8.21% |
Dividends
FMCB vs. UVV - Dividend Comparison
FMCB's dividend yield for the trailing twelve months is around 1.80%, less than UVV's 6.22% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FMCB Farmers & Merchants Bancorp | 1.80% | 1.74% | 1.71% | 1.62% | 1.54% | 1.59% | 1.94% | 1.85% | 1.99% | 2.00% | 2.05% | 2.39% |
UVV Universal Corporation | 6.22% | 6.18% | 5.87% | 4.72% | 5.95% | 5.64% | 6.30% | 5.29% | 4.80% | 4.11% | 3.33% | 3.71% |
Financials
FMCB vs. UVV - Financials Comparison
This section allows you to compare key financial metrics between Farmers & Merchants Bancorp and Universal Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
FMCB and UVV have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FMCB has higher volatility (10.29%) compared to UVV (10.11%). In terms of maximum drawdown, FMCB dropped -42.00% vs UVV's -69.75%.
FMCB currently has the higher Sharpe Ratio (2.13 vs -0.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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