FLRDX vs. FRQKX
Compare and contrast key facts about Franklin LifeSmart Retirement Income Fund (FLRDX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX).
FLRDX is managed by Franklin Templeton. It was launched on Jul 31, 2006. FRQKX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
FLRDX vs. FRQKX - Performance Comparison
Loading graphics...
FLRDX vs. FRQKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
FLRDX Franklin LifeSmart Retirement Income Fund | -0.28% | 9.05% | 7.50% | 11.98% | -11.62% | 5.57% | 8.76% | 3.13% |
FRQKX Fidelity Managed Retirement 2010 Fund Class K | 0.37% | 9.91% | 4.42% | 8.62% | -12.30% | 3.95% | 9.68% | 3.94% |
Returns By Period
In the year-to-date period, FLRDX achieves a -0.28% return, which is significantly lower than FRQKX's 0.37% return.
FLRDX
- 1D
- 0.56%
- 1M
- -2.34%
- YTD
- -0.28%
- 6M
- 1.36%
- 1Y
- 8.54%
- 3Y*
- 7.99%
- 5Y*
- 3.98%
- 10Y*
- 4.96%
FRQKX
- 1D
- 0.11%
- 1M
- -1.34%
- YTD
- 0.37%
- 6M
- 1.35%
- 1Y
- 7.74%
- 3Y*
- 6.41%
- 5Y*
- 2.58%
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
FLRDX vs. FRQKX - Expense Ratio Comparison
FLRDX has a 0.05% expense ratio, which is lower than FRQKX's 0.36% expense ratio.
Return for Risk
FLRDX vs. FRQKX — Risk / Return Rank
FLRDX
FRQKX
FLRDX vs. FRQKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Franklin LifeSmart Retirement Income Fund (FLRDX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FLRDX | FRQKX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.22 | 1.69 | -0.47 |
Sortino ratioReturn per unit of downside risk | 1.70 | 2.36 | -0.66 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.34 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.56 | 2.39 | -0.83 |
Martin ratioReturn relative to average drawdown | 6.92 | 9.32 | -2.40 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| FLRDX | FRQKX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.22 | 1.69 | -0.47 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.47 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.81 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.70 | -0.02 |
Correlation
The correlation between FLRDX and FRQKX is 0.86, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FLRDX vs. FRQKX - Dividend Comparison
FLRDX's dividend yield for the trailing twelve months is around 4.83%, more than FRQKX's 3.24% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FLRDX Franklin LifeSmart Retirement Income Fund | 4.83% | 4.04% | 4.33% | 5.43% | 6.11% | 6.56% | 4.04% | 3.90% | 4.48% | 4.17% | 3.63% | 5.83% |
FRQKX Fidelity Managed Retirement 2010 Fund Class K | 3.24% | 3.09% | 2.91% | 2.86% | 5.12% | 6.11% | 3.61% | 2.57% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
FLRDX vs. FRQKX - Drawdown Comparison
The maximum FLRDX drawdown since its inception was -17.04%, roughly equal to the maximum FRQKX drawdown of -16.97%. Use the drawdown chart below to compare losses from any high point for FLRDX and FRQKX.
Loading graphics...
Drawdown Indicators
| FLRDX | FRQKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.04% | -16.97% | -0.07% |
Max Drawdown (1Y)Largest decline over 1 year | -4.89% | -3.42% | -1.47% |
Max Drawdown (5Y)Largest decline over 5 years | -17.04% | -16.97% | -0.07% |
Max Drawdown (10Y)Largest decline over 10 years | -17.04% | — | — |
Current DrawdownCurrent decline from peak | -3.38% | -2.34% | -1.04% |
Average DrawdownAverage peak-to-trough decline | -2.67% | -3.95% | +1.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.31% | 0.88% | +0.43% |
Volatility
FLRDX vs. FRQKX - Volatility Comparison
Franklin LifeSmart Retirement Income Fund (FLRDX) has a higher volatility of 2.81% compared to Fidelity Managed Retirement 2010 Fund Class K (FRQKX) at 2.08%. This indicates that FLRDX's price experiences larger fluctuations and is considered to be riskier than FRQKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| FLRDX | FRQKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.81% | 2.08% | +0.73% |
Volatility (6M)Calculated over the trailing 6-month period | 4.13% | 2.96% | +1.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.23% | 4.67% | +2.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.06% | 5.52% | +1.54% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.15% | 5.77% | +0.38% |