FLJJ vs. XLRI

Last updated Jun 23, 2026

FLJJ (Allianzim U.S. Large Cap 6 Month Floor5 Jan/Jul ETF) and XLRI (State Street Real Estate Select Sector SPDR Premium Income ETF) are both exchange-traded funds - FLJJ is a Options Trading fund actively managed by Allianz, while XLRI is a Derivative Income fund actively managed by State Street. Both are actively managed. At a 0.30 correlation, their price movements are largely independent. FLJJ charges 0.74%/yr vs 0.35%/yr for XLRI.

Performance

FLJJ vs. XLRI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Allianzim U.S. Large Cap 6 Month Floor5 Jan/Jul ETF (FLJJ) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both stocks are quite close, with FLJJ having a 5.39% return and XLRI slightly lower at 5.32%.

FLJJ

• 1D: 0.13%
• 1M: 0.93%
• YTD: 5.39%
• 6M: 5.53%
• 1Y: 15.88%
• 3Y*: —
• 5Y*: —
• 10Y*: —

XLRI

• 1D: 1.03%
• 1M: -0.09%
• YTD: 5.32%
• 6M: 6.04%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

FLJJ vs. XLRI - Yearly Performance Comparison

	2026 (YTD)	2025
FLJJ Allianzim U.S. Large Cap 6 Month Floor5 Jan/Jul ETF	5.39%	4.58%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	5.32%	-0.57%

Correlation

The correlation between FLJJ and XLRI is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.30

Return for Risk

FLJJ vs. XLRI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FLJJ

FLJJ Risk / Return Rank: 92
FLJJ Sharpe Ratio Rank: 93
FLJJ Sortino Ratio Rank: 96
FLJJ Omega Ratio Rank: 95
FLJJ Calmar Ratio Rank: 81
FLJJ Martin Ratio Rank: 92

XLRI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FLJJ vs. XLRI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Allianzim U.S. Large Cap 6 Month Floor5 Jan/Jul ETF (FLJJ) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FLJJ	XLRI	Difference
Sharpe ratio: Return per unit of total volatility	3.31	—	—
Sortino ratio: Return per unit of downside risk	5.17	—	—
Omega ratio: Gain probability vs. loss probability	1.71	—	—
Calmar ratio: Return relative to maximum drawdown	4.13	—	—
Martin ratio: Return relative to average drawdown	21.85	—	—

Drawdowns

FLJJ vs. XLRI - Drawdown Comparison

The maximum FLJJ drawdown since its inception was -6.91%, roughly equal to the maximum XLRI drawdown of -7.12%. Use the drawdown chart below to compare losses from any high point for FLJJ and XLRI.

Drawdown Indicators

	FLJJ	XLRI	Difference
Max Drawdown Largest peak-to-trough decline	-6.91%	-7.12%	+0.21%
Max Drawdown (1Y) Largest decline over 1 year	-3.86%	—	—
Current Drawdown Current decline from peak	0.00%	-1.83%	+1.83%
Average Drawdown Average peak-to-trough decline	-0.77%	-1.65%	+0.88%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.73%	—	—

Volatility

Volatility by Period

	FLJJ	XLRI	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.24%	—	—
Volatility (6M) Calculated over the trailing 6-month period	3.76%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	4.83%	10.93%	-6.10%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	6.19%	10.93%	-4.74%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	6.19%	10.93%	-4.74%

FLJJ vs. XLRI - Expense Ratio Comparison

FLJJ has a 0.74% expense ratio, which is higher than XLRI's 0.35% expense ratio.

Dividends

FLJJ vs. XLRI - Dividend Comparison

FLJJ has not paid dividends to shareholders, while XLRI's dividend yield for the trailing twelve months is around 12.40%.

Position	TTM	2025
FLJJ Allianzim U.S. Large Cap 6 Month Floor5 Jan/Jul ETF	0.00%	0.00%
XLRI State Street Real Estate Select Sector SPDR Premium Income ETF	12.40%	6.85%

Frequently Asked Questions

Can I hold both FLJJ and XLRI in my portfolio?

FLJJ and XLRI have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, FLJJ or XLRI?

On fees, XLRI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, FLJJ or XLRI?

XLRI is cheaper with a 0.35% expense ratio, compared with 0.74% for FLJJ.

Which ETF pays a higher dividend yield, FLJJ or XLRI?

XLRI has the higher dividend yield at 12.40%, compared with 0.00% for FLJJ.

What is the main difference between FLJJ and XLRI?

FLJJ is categorized as Options Trading, while XLRI is Derivative Income. They also come from different issuers: Allianz and State Street. Their fees differ too: 0.74% for FLJJ and 0.35% for XLRI.