FJAIX vs. LTIUX
FJAIX (Fidelity Advisor Freedom Blend 2020 Fund Class Z) and LTIUX (Principal LifeTime 2035 Fund) are both Target Retirement Date funds. Over the past 5 years, FJAIX returned 4.41%/yr vs 6.41%/yr for LTIUX. Their correlation of 0.93 means they have usually moved in the same direction. FJAIX charges 0.34%/yr vs 0.01%/yr for LTIUX.
Performance
FJAIX vs. LTIUX - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with FJAIX having a 5.74% return and LTIUX slightly higher at 5.87%.
FJAIX
- 1D
- 1.07%
- 1M
- -0.89%
- 6M
- 3.71%
- YTD
- 5.74%
- 1Y
- 12.40%
- 3Y*
- 10.16%
- 5Y*
- 4.41%
- 10Y*
- —
- ALL TIME*
- 6.52%
LTIUX
- 1D
- 1.15%
- 1M
- -0.07%
- 6M
- 3.84%
- YTD
- 5.87%
- 1Y
- 12.88%
- 3Y*
- 12.79%
- 5Y*
- 6.41%
- 10Y*
- 9.26%
- ALL TIME*
- 7.38%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FJAIX vs. LTIUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
FJAIX Fidelity Advisor Freedom Blend 2020 Fund Class Z | 5.74% | 14.48% | 7.06% | 12.85% | -16.49% | 8.69% | 13.38% | 18.52% | -7.60% |
LTIUX Principal LifeTime 2035 Fund | 5.87% | 14.26% | 14.13% | 16.51% | -17.48% | 14.07% | 15.70% | 23.48% | -11.27% |
Correlation
The correlation between FJAIX and LTIUX is 0.96 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.96 |
Correlation (3Y) Balances recent behavior with more history. | 0.93 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.94 |
Correlation (All Time) Calculated using the full available price history since Aug 31, 2018 | 0.93 |
The correlation between FJAIX and LTIUX has been stable across timeframes, ranging from 0.93 to 0.96 - a consistent structural relationship.
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Return for Risk
FJAIX vs. LTIUX — Risk / Return Rank
FJAIX
LTIUX
FJAIX vs. LTIUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom Blend 2020 Fund Class Z (FJAIX) and Principal LifeTime 2035 Fund (LTIUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FJAIX | LTIUX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.31 | ||
| Sortino ratioReturn per unit of downside risk | +0.43 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.23 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.20 | 1.79 | +0.41 |
| Martin ratioReturn relative to average drawdown | 8.96 | 7.66 | +1.30 |
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Drawdowns
FJAIX vs. LTIUX - Drawdown Comparison
The maximum FJAIX drawdown since its inception was -22.84%, smaller than the maximum LTIUX drawdown of -49.65%. Use the drawdown chart below to compare losses from any high point for FJAIX and LTIUX.
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Drawdown Indicators
| FJAIX | LTIUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -22.84% | -49.65% | +26.81% |
Max Drawdown (1Y)Largest decline over 1 year | -5.48% | -6.57% | +1.09% |
Max Drawdown (3Y)Largest decline over 3 years | -7.43% | -11.08% | +3.65% |
Max Drawdown (5Y)Largest decline over 5 years | -22.84% | -24.23% | +1.39% |
Max Drawdown (10Y)Largest decline over 10 years | — | -28.12% | — |
Current DrawdownCurrent decline from peak | -1.60% | -0.85% | -0.75% |
Average DrawdownAverage peak-to-trough decline | -4.79% | -6.66% | +1.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.34% | 1.53% | -0.19% |
Volatility
FJAIX vs. LTIUX - Volatility Comparison
The current volatility for Fidelity Advisor Freedom Blend 2020 Fund Class Z (FJAIX) is 2.28%, while Principal LifeTime 2035 Fund (LTIUX) has a volatility of 2.54%. This indicates that FJAIX experiences smaller price fluctuations and is considered to be less risky than LTIUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FJAIX | LTIUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.28% | 2.54% | -0.26% |
Volatility (6M)Calculated over the trailing 6-month period | 6.61% | 7.73% | -1.12% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.68% | 9.32% | -1.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.06% | 11.91% | -2.85% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.70% | 12.43% | -2.73% |
FJAIX vs. LTIUX - Expense Ratio Comparison
FJAIX has a 0.34% expense ratio, which is higher than LTIUX's 0.01% expense ratio.
Dividends
FJAIX vs. LTIUX - Dividend Comparison
FJAIX's dividend yield for the trailing twelve months is around 3.49%, less than LTIUX's 8.53% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FJAIX Fidelity Advisor Freedom Blend 2020 Fund Class Z | 3.49% | 2.67% | 2.49% | 2.66% | 5.86% | 7.37% | 4.36% | 2.86% | 0.54% | 0.00% | 0.00% | 0.00% |
LTIUX Principal LifeTime 2035 Fund | 8.53% | 9.03% | 9.46% | 4.17% | 7.50% | 7.06% | 5.35% | 7.28% | 7.75% | 5.46% | 4.28% | 5.59% |
Frequently Asked Questions
With a correlation of 0.96, FJAIX and LTIUX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
LTIUX has higher volatility (2.54%) compared to FJAIX (2.28%). In terms of maximum drawdown, FJAIX dropped -22.84% vs LTIUX's -49.65%.
FJAIX currently has the higher Sharpe Ratio (1.57 vs 1.26), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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