FIRFX vs. PTDIX
Compare and contrast key facts about Fidelity Advisor Managed Retirement 2025 Fund Class I (FIRFX) and Principal LifeTime 2040 Fund (PTDIX).
FIRFX is managed by BlackRock. It was launched on Dec 31, 2007. PTDIX is managed by Principal. It was launched on Feb 28, 2001.
Performance
FIRFX vs. PTDIX - Performance Comparison
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FIRFX vs. PTDIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FIRFX Fidelity Advisor Managed Retirement 2025 Fund Class I | -1.37% | 13.43% | 6.55% | 11.83% | -15.66% | 8.02% | 13.09% | 17.53% | -5.07% | 14.27% |
PTDIX Principal LifeTime 2040 Fund | -4.20% | 15.59% | 17.43% | 18.33% | -18.13% | 15.35% | 16.04% | 24.91% | -7.95% | 20.69% |
Returns By Period
In the year-to-date period, FIRFX achieves a -1.37% return, which is significantly higher than PTDIX's -4.20% return. Over the past 10 years, FIRFX has underperformed PTDIX with an annualized return of 6.45%, while PTDIX has yielded a comparatively higher 9.48% annualized return.
FIRFX
- 1D
- 0.17%
- 1M
- -4.93%
- YTD
- -1.37%
- 6M
- 0.41%
- 1Y
- 10.02%
- 3Y*
- 8.27%
- 5Y*
- 3.65%
- 10Y*
- 6.45%
PTDIX
- 1D
- -0.13%
- 1M
- -7.05%
- YTD
- -4.20%
- 6M
- -2.23%
- 1Y
- 11.01%
- 3Y*
- 13.35%
- 5Y*
- 6.84%
- 10Y*
- 9.48%
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FIRFX vs. PTDIX - Expense Ratio Comparison
FIRFX has a 0.48% expense ratio, which is higher than PTDIX's 0.01% expense ratio.
Return for Risk
FIRFX vs. PTDIX — Risk / Return Rank
FIRFX
PTDIX
FIRFX vs. PTDIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Managed Retirement 2025 Fund Class I (FIRFX) and Principal LifeTime 2040 Fund (PTDIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FIRFX | PTDIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.34 | 0.86 | +0.48 |
Sortino ratioReturn per unit of downside risk | 1.88 | 1.30 | +0.58 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.18 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.72 | 1.00 | +0.71 |
Martin ratioReturn relative to average drawdown | 7.34 | 4.85 | +2.48 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FIRFX | PTDIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.34 | 0.86 | +0.48 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.45 | 0.51 | -0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.78 | 0.69 | +0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.45 | +0.04 |
Correlation
The correlation between FIRFX and PTDIX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FIRFX vs. PTDIX - Dividend Comparison
FIRFX's dividend yield for the trailing twelve months is around 2.72%, less than PTDIX's 10.23% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FIRFX Fidelity Advisor Managed Retirement 2025 Fund Class I | 2.72% | 2.66% | 2.56% | 2.43% | 4.63% | 5.08% | 3.57% | 3.80% | 7.10% | 24.68% | 2.44% | 4.49% |
PTDIX Principal LifeTime 2040 Fund | 10.23% | 9.80% | 12.28% | 4.40% | 8.61% | 8.92% | 6.01% | 7.26% | 9.28% | 6.07% | 4.86% | 6.73% |
Drawdowns
FIRFX vs. PTDIX - Drawdown Comparison
The maximum FIRFX drawdown since its inception was -41.29%, smaller than the maximum PTDIX drawdown of -54.38%. Use the drawdown chart below to compare losses from any high point for FIRFX and PTDIX.
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Drawdown Indicators
| FIRFX | PTDIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -41.29% | -54.38% | +13.09% |
Max Drawdown (1Y)Largest decline over 1 year | -5.65% | -9.72% | +4.07% |
Max Drawdown (5Y)Largest decline over 5 years | -21.56% | -25.43% | +3.87% |
Max Drawdown (10Y)Largest decline over 10 years | -21.56% | -30.02% | +8.46% |
Current DrawdownCurrent decline from peak | -4.95% | -7.32% | +2.37% |
Average DrawdownAverage peak-to-trough decline | -5.25% | -7.54% | +2.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 2.01% | -0.69% |
Volatility
FIRFX vs. PTDIX - Volatility Comparison
The current volatility for Fidelity Advisor Managed Retirement 2025 Fund Class I (FIRFX) is 2.93%, while Principal LifeTime 2040 Fund (PTDIX) has a volatility of 4.17%. This indicates that FIRFX experiences smaller price fluctuations and is considered to be less risky than PTDIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FIRFX | PTDIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.93% | 4.17% | -1.24% |
Volatility (6M)Calculated over the trailing 6-month period | 4.56% | 7.34% | -2.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.58% | 12.99% | -5.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.12% | 13.44% | -5.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.33% | 13.79% | -5.46% |