FINFX vs. RGAGX

Last updated Jun 25, 2026

FINFX (American Funds Fundamental Investors® Class F-2) and RGAGX (American Funds The Growth Fund of America Class R-6) are both mutual funds - FINFX is a Large Cap Blend Equities fund managed by American Funds, while RGAGX is a Large Cap Growth Equities fund actively managed by American Funds. Over the past 10 years, FINFX returned 15.22%/yr vs 16.44%/yr for RGAGX. With a 0.96 correlation, they move nearly in lockstep. FINFX charges 0.39%/yr vs 0.30%/yr for RGAGX.

Performance

FINFX vs. RGAGX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Funds Fundamental Investors® Class F-2 (FINFX) and American Funds The Growth Fund of America Class R-6 (RGAGX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, FINFX achieves a 12.37% return, which is significantly higher than RGAGX's 6.52% return. Over the past 10 years, FINFX has underperformed RGAGX with an annualized return of 15.22%, while RGAGX has yielded a comparatively higher 16.44% annualized return.

FINFX

• 1D: -1.73%
• 1M: 0.16%
• YTD: 12.37%
• 6M: 11.62%
• 1Y: 27.49%
• 3Y*: 24.78%
• 5Y*: 14.30%
• 10Y*: 15.22%

RGAGX

• 1D: -2.18%
• 1M: -0.23%
• YTD: 6.52%
• 6M: 5.31%
• 1Y: 18.42%
• 3Y*: 23.41%
• 5Y*: 11.17%
• 10Y*: 16.44%

*Multi-year figures are annualized to reflect compound growth (CAGR)

FINFX vs. RGAGX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
FINFX American Funds Fundamental Investors® Class F-2	12.37%	24.44%	22.98%	26.14%	-16.47%	22.68%	15.16%	27.34%	-7.96%	23.00%
RGAGX American Funds The Growth Fund of America Class R-6	6.52%	20.08%	28.41%	37.66%	-30.53%	19.67%	38.30%	29.22%	-2.88%	26.53%

Correlation

The correlation between FINFX and RGAGX is 0.95 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.95
Correlation (3Y) Calculated over the trailing 3-year period	0.96
Correlation (5Y) Calculated over the trailing 5-year period	0.96
Correlation (10Y) Calculated over the trailing 10-year period	0.95
Correlation (All Time) Calculated using the full available price history since May 1, 2009	0.96

The correlation between FINFX and RGAGX has been stable across timeframes, ranging from 0.95 to 0.96 - a consistent structural relationship.

Return for Risk

FINFX vs. RGAGX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FINFX

FINFX Risk / Return Rank: 59
FINFX Sharpe Ratio Rank: 57
FINFX Sortino Ratio Rank: 52
FINFX Omega Ratio Rank: 53
FINFX Calmar Ratio Rank: 59
FINFX Martin Ratio Rank: 71

RGAGX

RGAGX Risk / Return Rank: 23
RGAGX Sharpe Ratio Rank: 23
RGAGX Sortino Ratio Rank: 21
RGAGX Omega Ratio Rank: 24
RGAGX Calmar Ratio Rank: 20
RGAGX Martin Ratio Rank: 26

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FINFX vs. RGAGX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Funds Fundamental Investors® Class F-2 (FINFX) and American Funds The Growth Fund of America Class R-6 (RGAGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FINFX	RGAGX	Difference
Sharpe ratio: Return per unit of total volatility	2.01	1.25	+0.76
Sortino ratio: Return per unit of downside risk	2.73	1.76	+0.97
Omega ratio: Gain probability vs. loss probability	1.36	1.23	+0.13
Calmar ratio: Return relative to maximum drawdown	2.78	1.50	+1.28
Martin ratio: Return relative to average drawdown	12.50	5.73	+6.77

FINFX vs. RGAGX - Sharpe Ratio Comparison

The current FINFX Sharpe Ratio is 2.01, which is higher than the RGAGX Sharpe Ratio of 1.25. The chart below compares the historical Sharpe Ratios of FINFX and RGAGX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

FINFX vs. RGAGX - Drawdown Comparison

The maximum FINFX drawdown since its inception was -46.54%, which is greater than RGAGX's maximum drawdown of -36.19%. Use the drawdown chart below to compare losses from any high point for FINFX and RGAGX.

Drawdown Indicators

	FINFX	RGAGX	Difference
Max Drawdown Largest peak-to-trough decline	-46.54%	-36.19%	-10.35%
Max Drawdown (1Y) Largest decline over 1 year	-10.64%	-13.71%	+3.07%
Max Drawdown (3Y) Largest decline over 3 years	-17.94%	-21.54%	+3.60%
Max Drawdown (5Y) Largest decline over 5 years	-24.95%	-36.19%	+11.24%
Max Drawdown (10Y) Largest decline over 10 years	-33.91%	-36.19%	+2.28%
Current Drawdown Current decline from peak	-2.48%	-3.69%	+1.21%
Average Drawdown Average peak-to-trough decline	-5.98%	-5.48%	-0.50%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.36%	3.58%	-1.22%

Volatility

FINFX vs. RGAGX - Volatility Comparison

The current volatility for American Funds Fundamental Investors® Class F-2 (FINFX) is 5.89%, while American Funds The Growth Fund of America Class R-6 (RGAGX) has a volatility of 7.15%. This indicates that FINFX experiences smaller price fluctuations and is considered to be less risky than RGAGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FINFX	RGAGX	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.89%	7.15%	-1.26%
Volatility (6M) Calculated over the trailing 6-month period	11.83%	13.16%	-1.33%
Volatility (1Y) Calculated over the trailing 1-year period	14.75%	16.43%	-1.68%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.96%	20.45%	-3.49%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.76%	19.75%	-1.99%

FINFX vs. RGAGX - Expense Ratio Comparison

FINFX has a 0.39% expense ratio, which is higher than RGAGX's 0.30% expense ratio.

Dividends

FINFX vs. RGAGX - Dividend Comparison

FINFX's dividend yield for the trailing twelve months is around 7.61%, less than RGAGX's 10.32% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FINFX American Funds Fundamental Investors® Class F-2	7.61%	8.73%	9.11%	6.01%	5.21%	11.19%	2.81%	7.11%	9.54%	7.46%	4.91%	6.29%
RGAGX American Funds The Growth Fund of America Class R-6	10.32%	10.99%	9.29%	7.70%	4.44%	8.49%	4.57%	7.93%	12.36%	7.34%	6.95%	9.22%

Frequently Asked Questions

Can I hold both FINFX and RGAGX in my portfolio?

With a correlation of 0.95, FINFX and RGAGX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, FINFX or RGAGX?

RGAGX has higher volatility (7.15%) compared to FINFX (5.89%). In terms of maximum drawdown, FINFX dropped -46.54% vs RGAGX's -36.19%.

Which has better risk-adjusted returns?

FINFX currently has the higher Sharpe Ratio (2.01 vs 1.25), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.