FHLKX vs. FXAIX
Compare and contrast key facts about Fidelity Health Savings Fund Class K (FHLKX) and Fidelity 500 Index Fund (FXAIX).
FHLKX is managed by Fidelity. It was launched on Mar 2, 2020. FXAIX is a passively managed fund by Fidelity that tracks the performance of the S&P 500 Index. It was launched on Feb 17, 1988.
Performance
FHLKX vs. FXAIX - Performance Comparison
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FHLKX vs. FXAIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
FHLKX Fidelity Health Savings Fund Class K | -0.73% | 12.17% | 7.06% | 9.82% | -14.79% | 5.50% | 10.70% |
FXAIX Fidelity 500 Index Fund | -7.05% | 17.84% | 25.01% | 26.29% | -18.14% | 28.71% | 28.27% |
Returns By Period
In the year-to-date period, FHLKX achieves a -0.73% return, which is significantly higher than FXAIX's -7.05% return.
FHLKX
- 1D
- 0.09%
- 1M
- -4.25%
- YTD
- -0.73%
- 6M
- 1.25%
- 1Y
- 10.18%
- 3Y*
- 7.91%
- 5Y*
- 3.52%
- 10Y*
- —
FXAIX
- 1D
- -0.39%
- 1M
- -7.68%
- YTD
- -7.05%
- 6M
- -4.59%
- 1Y
- 14.42%
- 3Y*
- 17.17%
- 5Y*
- 11.40%
- 10Y*
- 13.75%
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FHLKX vs. FXAIX - Expense Ratio Comparison
FHLKX has a 0.37% expense ratio, which is higher than FXAIX's 0.02% expense ratio.
Return for Risk
FHLKX vs. FXAIX — Risk / Return Rank
FHLKX
FXAIX
FHLKX vs. FXAIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Health Savings Fund Class K (FHLKX) and Fidelity 500 Index Fund (FXAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FHLKX | FXAIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.52 | 0.84 | +0.68 |
Sortino ratioReturn per unit of downside risk | 2.12 | 1.30 | +0.82 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.20 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.96 | 1.05 | +0.91 |
Martin ratioReturn relative to average drawdown | 8.66 | 5.13 | +3.53 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FHLKX | FXAIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.52 | 0.84 | +0.68 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.68 | -0.15 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.77 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.62 | 0.75 | -0.13 |
Correlation
The correlation between FHLKX and FXAIX is 0.78, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FHLKX vs. FXAIX - Dividend Comparison
FHLKX's dividend yield for the trailing twelve months is around 3.09%, more than FXAIX's 1.20% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FHLKX Fidelity Health Savings Fund Class K | 3.09% | 3.05% | 3.01% | 2.88% | 3.85% | 2.84% | 1.73% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FXAIX Fidelity 500 Index Fund | 1.20% | 1.11% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 2.06% | 2.72% | 1.97% | 2.52% | 2.83% |
Drawdowns
FHLKX vs. FXAIX - Drawdown Comparison
The maximum FHLKX drawdown since its inception was -19.09%, smaller than the maximum FXAIX drawdown of -33.79%. Use the drawdown chart below to compare losses from any high point for FHLKX and FXAIX.
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Drawdown Indicators
| FHLKX | FXAIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.09% | -33.79% | +14.70% |
Max Drawdown (1Y)Largest decline over 1 year | -4.97% | -12.13% | +7.16% |
Max Drawdown (5Y)Largest decline over 5 years | -19.09% | -24.50% | +5.41% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.79% | — |
Current DrawdownCurrent decline from peak | -4.34% | -8.89% | +4.55% |
Average DrawdownAverage peak-to-trough decline | -4.94% | -3.83% | -1.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.13% | 2.50% | -1.37% |
Volatility
FHLKX vs. FXAIX - Volatility Comparison
The current volatility for Fidelity Health Savings Fund Class K (FHLKX) is 2.76%, while Fidelity 500 Index Fund (FXAIX) has a volatility of 4.24%. This indicates that FHLKX experiences smaller price fluctuations and is considered to be less risky than FXAIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FHLKX | FXAIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.76% | 4.24% | -1.48% |
Volatility (6M)Calculated over the trailing 6-month period | 4.38% | 9.08% | -4.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.76% | 18.13% | -11.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.65% | 16.88% | -10.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.26% | 18.03% | -10.77% |