FHASX vs. ISOLX

Last updated Aug 1, 2026

FHASX (Fidelity Freedom Blend 2035 Fund) and ISOLX (Voya Target In-Retirement Fund) are both Target Retirement Date funds. Over the past 5 years, FHASX returned 7.52%/yr vs 3.63%/yr for ISOLX. Their correlation of 0.87 means they have usually moved in the same direction. FHASX charges 0.48%/yr vs 0.20%/yr for ISOLX.

Performance

FHASX vs. ISOLX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fidelity Freedom Blend 2035 Fund (FHASX) and Voya Target In-Retirement Fund (ISOLX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, FHASX achieves a 8.51% return, which is significantly higher than ISOLX's 3.96% return.

FHASX

• 1D: 1.68%
• 1M: -1.02%
• 6M: 5.63%
• YTD: 8.51%
• 1Y: 17.73%
• 3Y*: 14.55%
• 5Y*: 7.52%
• 10Y*: —
• ALL TIME*: 9.23%

ISOLX

• 1D: 0.77%
• 1M: -0.67%
• 6M: 2.34%
• YTD: 3.96%
• 1Y: 9.44%
• 3Y*: 8.84%
• 5Y*: 3.63%
• 10Y*: 5.33%
• ALL TIME*: 5.34%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
FHASX Fidelity Freedom Blend 2035 Fund	$0.00	$0.00	$0.00
ISOLX Voya Target In-Retirement Fund	$0.00	$0.00	$0.00

FHASX vs. ISOLX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
FHASX Fidelity Freedom Blend 2035 Fund	8.51%	18.32%	13.29%	17.57%	-18.33%	14.11%	16.71%	25.44%	-13.80%
ISOLX Voya Target In-Retirement Fund	3.96%	11.96%	7.03%	11.13%	-14.97%	6.53%	10.46%	14.40%	-3.93%

Correlation

The correlation between FHASX and ISOLX is 0.87, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.87
Correlation (3Y) Balances recent behavior with more history.	0.88
Correlation (5Y) Shows whether the relationship held over a longer period.	0.87
Correlation (All Time) Calculated using the full available price history since Aug 31, 2018	0.87

The correlation between FHASX and ISOLX has been stable across timeframes, ranging from 0.87 to 0.88 - a consistent structural relationship.

Return for Risk

FHASX vs. ISOLX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

FHASX

FHASX Risk / Return Rank: 70
FHASX Sharpe Ratio Rank: 67
FHASX Sortino Ratio Rank: 67
FHASX Omega Ratio Rank: 67
FHASX Calmar Ratio Rank: 71
FHASX Martin Ratio Rank: 77

ISOLX

ISOLX Risk / Return Rank: 70
ISOLX Sharpe Ratio Rank: 69
ISOLX Sortino Ratio Rank: 73
ISOLX Omega Ratio Rank: 69
ISOLX Calmar Ratio Rank: 65
ISOLX Martin Ratio Rank: 75

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

FHASX vs. ISOLX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Blend 2035 Fund (FHASX) and Voya Target In-Retirement Fund (ISOLX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FHASX	ISOLX	Difference
Sharpe ratio: Return per unit of total volatility	1.56	1.68	-0.12
Sortino ratio: Return per unit of downside risk	2.23	2.54	-0.31
Omega ratio: Gain probability vs. loss probability	1.29	1.32	-0.03
Calmar ratio: Return relative to maximum drawdown	2.26	2.25	+0.02
Martin ratio: Return relative to average drawdown	9.24	9.47	-0.24

FHASX vs. ISOLX - Sharpe Ratio Comparison

The current FHASX Sharpe Ratio is 1.56, which is comparable to the ISOLX Sharpe Ratio of 1.68. The chart below compares the historical Sharpe Ratios of FHASX and ISOLX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

FHASX vs. ISOLX - Drawdown Comparison

The maximum FHASX drawdown since its inception was -29.13%, which is greater than ISOLX's maximum drawdown of -19.02%. Use the drawdown chart below to compare losses from any high point for FHASX and ISOLX.

Drawdown Indicators

	FHASX	ISOLX	Difference
Max Drawdown Largest peak-to-trough decline	-29.13%	-19.02%	-10.11%
Max Drawdown (1Y) Largest decline over 1 year	-7.43%	-4.54%	-2.89%
Max Drawdown (3Y) Largest decline over 3 years	-11.66%	-5.83%	-5.83%
Max Drawdown (5Y) Largest decline over 5 years	-26.40%	-19.02%	-7.38%
Max Drawdown (10Y) Largest decline over 10 years	—	-19.02%	—
Current Drawdown Current decline from peak	-1.96%	-1.26%	-0.70%
Average Drawdown Average peak-to-trough decline	-5.70%	-2.80%	-2.90%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.82%	1.04%	+0.78%

Volatility

FHASX vs. ISOLX - Volatility Comparison

Fidelity Freedom Blend 2035 Fund (FHASX) has a higher volatility of 3.27% compared to Voya Target In-Retirement Fund (ISOLX) at 1.75%. This indicates that FHASX's price experiences larger fluctuations and is considered to be riskier than ISOLX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FHASX	ISOLX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.27%	1.75%	+1.52%
Volatility (6M) Calculated over the trailing 6-month period	9.24%	4.99%	+4.25%
Volatility (1Y) Calculated over the trailing 1-year period	10.79%	6.08%	+4.71%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	12.65%	7.12%	+5.53%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	14.70%	6.60%	+8.10%

FHASX vs. ISOLX - Expense Ratio Comparison

FHASX has a 0.48% expense ratio, which is higher than ISOLX's 0.20% expense ratio.

Dividends

FHASX vs. ISOLX - Dividend Comparison

FHASX's dividend yield for the trailing twelve months is around 3.59%, less than ISOLX's 3.74% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FHASX Fidelity Freedom Blend 2035 Fund	3.59%	2.95%	4.66%	2.04%	5.70%	7.94%	4.87%	3.48%	0.00%	0.00%	0.00%	0.00%
ISOLX Voya Target In-Retirement Fund	3.74%	3.89%	2.37%	3.10%	3.50%	10.09%	3.54%	6.63%	3.53%	4.60%	2.06%	0.30%

Frequently Asked Questions

Can I hold both FHASX and ISOLX in my portfolio?

FHASX and ISOLX have a correlation of 0.87, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, FHASX or ISOLX?

FHASX has higher volatility (3.27%) compared to ISOLX (1.75%). In terms of maximum drawdown, FHASX dropped -29.13% vs ISOLX's -19.02%.

Which has better risk-adjusted returns?

ISOLX currently has the higher Sharpe Ratio (1.68 vs 1.56), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.