FGADX vs. USERX
Compare and contrast key facts about Franklin Gold and Precious Metals Fund Advisor Class (FGADX) and U.S. Global Investors Gold & Precious Metals Fund (USERX).
FGADX is an actively managed fund by Franklin Templeton. It was launched on Apr 30, 2010. USERX is managed by US Global. It was launched on Jun 30, 1974.
Performance
FGADX vs. USERX - Performance Comparison
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FGADX vs. USERX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FGADX Franklin Gold and Precious Metals Fund Advisor Class | 5.78% | 197.29% | 17.98% | 2.20% | -23.24% | -3.76% | 44.60% | 51.87% | -17.89% | 0.06% |
USERX U.S. Global Investors Gold & Precious Metals Fund | 0.68% | 167.44% | 16.75% | 1.44% | -17.44% | -10.80% | 37.16% | 51.34% | -14.24% | 13.07% |
Returns By Period
In the year-to-date period, FGADX achieves a 5.78% return, which is significantly higher than USERX's 0.68% return. Both investments have delivered pretty close results over the past 10 years, with FGADX having a 18.40% annualized return and USERX not far behind at 17.78%.
FGADX
- 1D
- 8.13%
- 1M
- -21.41%
- YTD
- 5.78%
- 6M
- 29.37%
- 1Y
- 122.00%
- 3Y*
- 51.44%
- 5Y*
- 24.76%
- 10Y*
- 18.40%
USERX
- 1D
- 4.50%
- 1M
- -25.94%
- YTD
- 0.68%
- 6M
- 17.26%
- 1Y
- 102.52%
- 3Y*
- 43.69%
- 5Y*
- 20.98%
- 10Y*
- 17.78%
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FGADX vs. USERX - Expense Ratio Comparison
FGADX has a 0.62% expense ratio, which is lower than USERX's 1.52% expense ratio.
Return for Risk
FGADX vs. USERX — Risk / Return Rank
FGADX
USERX
FGADX vs. USERX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Franklin Gold and Precious Metals Fund Advisor Class (FGADX) and U.S. Global Investors Gold & Precious Metals Fund (USERX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FGADX | USERX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.86 | 2.33 | +0.53 |
Sortino ratioReturn per unit of downside risk | 3.02 | 2.52 | +0.50 |
Omega ratioGain probability vs. loss probability | 1.43 | 1.37 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 3.95 | 3.25 | +0.70 |
Martin ratioReturn relative to average drawdown | 14.72 | 11.87 | +2.86 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FGADX | USERX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.86 | 2.33 | +0.53 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 0.65 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.56 | 0.52 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.27 | 0.00 | +0.27 |
Correlation
The correlation between FGADX and USERX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FGADX vs. USERX - Dividend Comparison
FGADX's dividend yield for the trailing twelve months is around 9.28%, more than USERX's 2.93% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FGADX Franklin Gold and Precious Metals Fund Advisor Class | 9.28% | 9.81% | 12.51% | 3.09% | 0.00% | 8.83% | 10.06% | 0.00% | 0.00% | 0.62% | 8.38% | 0.00% |
USERX U.S. Global Investors Gold & Precious Metals Fund | 2.93% | 2.95% | 1.48% | 0.00% | 0.00% | 2.13% | 2.68% | 0.00% | 1.76% | 0.00% | 0.88% | 0.47% |
Drawdowns
FGADX vs. USERX - Drawdown Comparison
The maximum FGADX drawdown since its inception was -78.57%, smaller than the maximum USERX drawdown of -97.74%. Use the drawdown chart below to compare losses from any high point for FGADX and USERX.
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Drawdown Indicators
| FGADX | USERX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -78.57% | -97.74% | +19.17% |
Max Drawdown (1Y)Largest decline over 1 year | -31.15% | -32.20% | +1.05% |
Max Drawdown (5Y)Largest decline over 5 years | -48.77% | -43.45% | -5.32% |
Max Drawdown (10Y)Largest decline over 10 years | -49.27% | -43.45% | -5.82% |
Current DrawdownCurrent decline from peak | -21.41% | -44.95% | +23.54% |
Average DrawdownAverage peak-to-trough decline | -34.81% | -75.17% | +40.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.36% | 8.81% | -0.45% |
Volatility
FGADX vs. USERX - Volatility Comparison
Franklin Gold and Precious Metals Fund Advisor Class (FGADX) has a higher volatility of 18.27% compared to U.S. Global Investors Gold & Precious Metals Fund (USERX) at 17.11%. This indicates that FGADX's price experiences larger fluctuations and is considered to be riskier than USERX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FGADX | USERX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 18.27% | 17.11% | +1.16% |
Volatility (6M)Calculated over the trailing 6-month period | 35.18% | 37.36% | -2.18% |
Volatility (1Y)Calculated over the trailing 1-year period | 43.06% | 44.08% | -1.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.13% | 32.54% | +0.59% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.83% | 34.00% | -1.17% |