FFGZX vs. VTINX
Compare and contrast key facts about Fidelity Freedom Index Income Fund Institutional Premium Class (FFGZX) and Vanguard Target Retirement Income Fund (VTINX).
FFGZX is managed by Fidelity. It was launched on Oct 2, 2009. VTINX is managed by Vanguard. It was launched on Oct 27, 2003.
Performance
FFGZX vs. VTINX - Performance Comparison
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FFGZX vs. VTINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFGZX Fidelity Freedom Index Income Fund Institutional Premium Class | 0.03% | 9.13% | 5.02% | 8.32% | -11.07% | 2.85% | 8.59% | 10.68% | -0.80% | 6.73% |
VTINX Vanguard Target Retirement Income Fund | -0.46% | 11.31% | 6.66% | 10.66% | -12.75% | 5.24% | 10.02% | 13.16% | -1.98% | 7.46% |
Returns By Period
In the year-to-date period, FFGZX achieves a 0.03% return, which is significantly higher than VTINX's -0.46% return. Over the past 10 years, FFGZX has underperformed VTINX with an annualized return of 3.95%, while VTINX has yielded a comparatively higher 4.94% annualized return.
FFGZX
- 1D
- 0.82%
- 1M
- -1.91%
- YTD
- 0.03%
- 6M
- 1.12%
- 1Y
- 7.06%
- 3Y*
- 6.23%
- 5Y*
- 2.69%
- 10Y*
- 3.95%
VTINX
- 1D
- 0.96%
- 1M
- -2.70%
- YTD
- -0.46%
- 6M
- 0.80%
- 1Y
- 9.06%
- 3Y*
- 7.86%
- 5Y*
- 3.59%
- 10Y*
- 4.94%
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FFGZX vs. VTINX - Expense Ratio Comparison
Both FFGZX and VTINX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
FFGZX vs. VTINX — Risk / Return Rank
FFGZX
VTINX
FFGZX vs. VTINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Index Income Fund Institutional Premium Class (FFGZX) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FFGZX | VTINX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.65 | 1.67 | -0.02 |
Sortino ratioReturn per unit of downside risk | 2.33 | 2.39 | -0.06 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.34 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 2.23 | 2.29 | -0.06 |
Martin ratioReturn relative to average drawdown | 9.26 | 9.59 | -0.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FFGZX | VTINX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.65 | 1.67 | -0.02 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.60 | -0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.90 | 0.87 | +0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.86 | 0.90 | -0.04 |
Correlation
The correlation between FFGZX and VTINX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FFGZX vs. VTINX - Dividend Comparison
FFGZX's dividend yield for the trailing twelve months is around 3.43%, less than VTINX's 5.05% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFGZX Fidelity Freedom Index Income Fund Institutional Premium Class | 3.43% | 3.30% | 3.18% | 2.88% | 3.11% | 2.10% | 2.22% | 7.35% | 3.00% | 1.95% | 1.56% | 1.06% |
VTINX Vanguard Target Retirement Income Fund | 5.05% | 5.02% | 5.89% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 1.56% | 2.27% | 3.53% |
Drawdowns
FFGZX vs. VTINX - Drawdown Comparison
The maximum FFGZX drawdown since its inception was -14.94%, smaller than the maximum VTINX drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for FFGZX and VTINX.
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Drawdown Indicators
| FFGZX | VTINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -14.94% | -19.96% | +5.02% |
Max Drawdown (1Y)Largest decline over 1 year | -3.33% | -4.14% | +0.81% |
Max Drawdown (5Y)Largest decline over 5 years | -14.94% | -17.02% | +2.08% |
Max Drawdown (10Y)Largest decline over 10 years | -14.94% | -17.02% | +2.08% |
Current DrawdownCurrent decline from peak | -2.30% | -3.04% | +0.74% |
Average DrawdownAverage peak-to-trough decline | -2.29% | -2.21% | -0.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.80% | 0.99% | -0.19% |
Volatility
FFGZX vs. VTINX - Volatility Comparison
The current volatility for Fidelity Freedom Index Income Fund Institutional Premium Class (FFGZX) is 2.06%, while Vanguard Target Retirement Income Fund (VTINX) has a volatility of 2.50%. This indicates that FFGZX experiences smaller price fluctuations and is considered to be less risky than VTINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFGZX | VTINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.06% | 2.50% | -0.44% |
Volatility (6M)Calculated over the trailing 6-month period | 2.89% | 3.59% | -0.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.42% | 5.60% | -1.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.04% | 6.01% | -0.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.39% | 5.69% | -1.30% |