FCTKX vs. BRIAX
FCTKX (Fidelity Freedom 2055 Fund Class K6) and BRIAX (BlackRock Retirement Income 2030 Fund) are both Target Retirement Date funds. Over the past 5 years, FCTKX returned 10.25%/yr vs 2.96%/yr for BRIAX. Their correlation of 0.81 means they have usually moved in the same direction. Both charge a 0.50% expense ratio.
Performance
FCTKX vs. BRIAX - Performance Comparison
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Returns By Period
In the year-to-date period, FCTKX achieves a 12.17% return, which is significantly higher than BRIAX's 3.46% return.
FCTKX
- 1D
- 2.32%
- 1M
- -1.17%
- 6M
- 8.08%
- YTD
- 12.17%
- 1Y
- 24.82%
- 3Y*
- 18.17%
- 5Y*
- 10.25%
- 10Y*
- —
- ALL TIME*
- 11.73%
BRIAX
- 1D
- 0.64%
- 1M
- -0.51%
- 6M
- 1.89%
- YTD
- 3.46%
- 1Y
- 8.24%
- 3Y*
- 8.43%
- 5Y*
- 2.96%
- 10Y*
- —
- ALL TIME*
- 4.44%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FCTKX vs. BRIAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
FCTKX Fidelity Freedom 2055 Fund Class K6 | 12.17% | 24.06% | 14.41% | 20.84% | -18.09% | 16.86% | 19.00% |
BRIAX BlackRock Retirement Income 2030 Fund | 3.46% | 11.31% | 6.84% | 8.12% | -13.54% | 5.52% | 6.89% |
Correlation
The correlation between FCTKX and BRIAX is 0.80, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.80 |
Correlation (3Y) Balances recent behavior with more history. | 0.77 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.81 |
Correlation (All Time) Calculated using the full available price history since Jul 31, 2020 | 0.81 |
The correlation between FCTKX and BRIAX has been stable across timeframes, ranging from 0.77 to 0.81 - a consistent structural relationship.
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Return for Risk
FCTKX vs. BRIAX — Risk / Return Rank
FCTKX
BRIAX
FCTKX vs. BRIAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom 2055 Fund Class K6 (FCTKX) and BlackRock Retirement Income 2030 Fund (BRIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FCTKX | BRIAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.11 | ||
| Sortino ratioReturn per unit of downside risk | -0.02 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.29 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 2.38 | 1.70 | +0.67 |
| Martin ratioReturn relative to average drawdown | 9.95 | 7.22 | +2.73 |
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Drawdowns
FCTKX vs. BRIAX - Drawdown Comparison
The maximum FCTKX drawdown since its inception was -30.94%, which is greater than BRIAX's maximum drawdown of -18.28%. Use the drawdown chart below to compare losses from any high point for FCTKX and BRIAX.
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Drawdown Indicators
| FCTKX | BRIAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.94% | -18.28% | -12.66% |
Max Drawdown (1Y)Largest decline over 1 year | -9.78% | -5.14% | -4.64% |
Max Drawdown (3Y)Largest decline over 3 years | -15.40% | -5.72% | -9.68% |
Max Drawdown (5Y)Largest decline over 5 years | -27.16% | -18.28% | -8.88% |
Current DrawdownCurrent decline from peak | -2.45% | -0.90% | -1.55% |
Average DrawdownAverage peak-to-trough decline | -5.40% | -4.85% | -0.55% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.33% | 1.21% | +1.12% |
Volatility
FCTKX vs. BRIAX - Volatility Comparison
Fidelity Freedom 2055 Fund Class K6 (FCTKX) has a higher volatility of 4.41% compared to BlackRock Retirement Income 2030 Fund (BRIAX) at 1.39%. This indicates that FCTKX's price experiences larger fluctuations and is considered to be riskier than BRIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCTKX | BRIAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.41% | 1.39% | +3.02% |
Volatility (6M)Calculated over the trailing 6-month period | 12.45% | 4.93% | +7.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.48% | 5.86% | +8.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.31% | 6.49% | +8.82% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.94% | 6.22% | +9.72% |
FCTKX vs. BRIAX - Expense Ratio Comparison
Both FCTKX and BRIAX have an expense ratio of 0.50%.
Dividends
FCTKX vs. BRIAX - Dividend Comparison
FCTKX's dividend yield for the trailing twelve months is around 5.22%, less than BRIAX's 7.77% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
BRIAX BlackRock Retirement Income 2030 Fund | 7.77% | 8.38% | 8.64% | 5.18% | 6.14% | 5.94% | 2.96% | 0.00% | 0.00% | 0.00% |
FCTKX Fidelity Freedom 2055 Fund Class K6 | 5.22% | 4.06% | 2.31% | 2.19% | 11.70% | 11.47% | 4.40% | 6.53% | 7.08% | 2.74% |
Frequently Asked Questions
FCTKX and BRIAX have a correlation of 0.80, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FCTKX has higher volatility (4.41%) compared to BRIAX (1.39%). In terms of maximum drawdown, FCTKX dropped -30.94% vs BRIAX's -18.28%.
FCTKX currently has the higher Sharpe Ratio (1.61 vs 1.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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