FAQTX vs. BLPFX
FAQTX (American Funds 2035 Target Date Retirement Fund Class F-1) and BLPFX (American Funds Moderate Growth and Income Portfolio Class F-1) are both mutual funds - FAQTX is a Target Retirement Date fund tracking the S&P Target Date 2035 Index, while BLPFX is a Diversified Portfolio fund tracking the S&P 500 Index. Both are passively managed. Over the past 10 years, FAQTX returned 9.93%/yr vs 8.83%/yr for BLPFX. Their 0.98 correlation means they have historically moved very closely together. Both charge a 0.70% expense ratio.
Performance
FAQTX vs. BLPFX - Performance Comparison
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Returns By Period
In the year-to-date period, FAQTX achieves a 5.75% return, which is significantly lower than BLPFX's 6.65% return. Over the past 10 years, FAQTX has outperformed BLPFX with an annualized return of 9.93%, while BLPFX has yielded a comparatively lower 8.83% annualized return.
FAQTX
- 1D
- 0.14%
- 1M
- -0.36%
- 6M
- 2.96%
- YTD
- 5.75%
- 1Y
- 11.86%
- 3Y*
- 13.08%
- 5Y*
- 7.05%
- 10Y*
- 9.93%
- ALL TIME*
- 8.94%
BLPFX
- 1D
- 0.09%
- 1M
- -0.19%
- 6M
- 3.43%
- YTD
- 6.65%
- 1Y
- 13.42%
- 3Y*
- 13.09%
- 5Y*
- 7.27%
- 10Y*
- 8.83%
- ALL TIME*
- 9.17%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FAQTX vs. BLPFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FAQTX American Funds 2035 Target Date Retirement Fund Class F-1 | 5.75% | 16.70% | 12.40% | 16.47% | -16.54% | 15.16% | 17.15% | 22.78% | -5.50% | 20.65% |
BLPFX American Funds Moderate Growth and Income Portfolio Class F-1 | 6.65% | 16.99% | 11.25% | 13.80% | -13.59% | 13.75% | 13.17% | 19.49% | -4.63% | 16.67% |
Correlation
The correlation between FAQTX and BLPFX is 0.99 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.99 |
Correlation (3Y) Balances recent behavior with more history. | 0.99 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.99 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.99 |
Correlation (All Time) Calculated using the full available price history since Feb 24, 2014 | 0.98 |
The correlation between FAQTX and BLPFX has been stable across timeframes, ranging from 0.98 to 0.99 - a consistent structural relationship.
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Return for Risk
FAQTX vs. BLPFX — Risk / Return Rank
FAQTX
BLPFX
FAQTX vs. BLPFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2035 Target Date Retirement Fund Class F-1 (FAQTX) and American Funds Moderate Growth and Income Portfolio Class F-1 (BLPFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FAQTX | BLPFX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.18 | ||
| Sortino ratioReturn per unit of downside risk | -0.24 | ||
| Omega ratioGain probability vs. loss probability | 1.24 | 1.27 | -0.03 |
| Calmar ratioReturn relative to maximum drawdown | 1.65 | 1.85 | -0.20 |
| Martin ratioReturn relative to average drawdown | 7.17 | 7.95 | -0.78 |
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Drawdowns
FAQTX vs. BLPFX - Drawdown Comparison
The maximum FAQTX drawdown since its inception was -26.70%, which is greater than BLPFX's maximum drawdown of -23.21%. Use the drawdown chart below to compare losses from any high point for FAQTX and BLPFX.
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Drawdown Indicators
| FAQTX | BLPFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.70% | -23.21% | -3.49% |
Max Drawdown (1Y)Largest decline over 1 year | -7.01% | -7.08% | +0.07% |
Max Drawdown (3Y)Largest decline over 3 years | -10.56% | -10.36% | -0.20% |
Max Drawdown (5Y)Largest decline over 5 years | -23.34% | -20.72% | -2.62% |
Max Drawdown (10Y)Largest decline over 10 years | -26.70% | -23.21% | -3.49% |
Current DrawdownCurrent decline from peak | -1.53% | -1.36% | -0.17% |
Average DrawdownAverage peak-to-trough decline | -3.89% | -2.90% | -0.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.61% | 1.65% | -0.04% |
Volatility
FAQTX vs. BLPFX - Volatility Comparison
American Funds 2035 Target Date Retirement Fund Class F-1 (FAQTX) and American Funds Moderate Growth and Income Portfolio Class F-1 (BLPFX) have volatilities of 1.98% and 1.95%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FAQTX | BLPFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.98% | 1.95% | +0.03% |
Volatility (6M)Calculated over the trailing 6-month period | 7.24% | 7.27% | -0.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.03% | 9.01% | +0.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.51% | 10.47% | +1.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.66% | 10.81% | +1.85% |
FAQTX vs. BLPFX - Expense Ratio Comparison
Both FAQTX and BLPFX have an expense ratio of 0.70%.
Dividends
FAQTX vs. BLPFX - Dividend Comparison
FAQTX's dividend yield for the trailing twelve months is around 5.67%, less than BLPFX's 5.76% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BLPFX American Funds Moderate Growth and Income Portfolio Class F-1 | 5.76% | 6.05% | 3.55% | 2.24% | 5.95% | 4.92% | 2.52% | 3.79% | 4.64% | 3.44% | 3.61% | 3.64% |
FAQTX American Funds 2035 Target Date Retirement Fund Class F-1 | 5.67% | 6.00% | 4.26% | 2.61% | 5.41% | 5.26% | 3.56% | 4.23% | 4.82% | 2.43% | 3.73% | 5.68% |
Frequently Asked Questions
With a correlation of 0.99, FAQTX and BLPFX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FAQTX has higher volatility (1.98%) compared to BLPFX (1.95%). In terms of maximum drawdown, FAQTX dropped -26.70% vs BLPFX's -23.21%.
BLPFX currently has the higher Sharpe Ratio (1.46 vs 1.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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