FACFX vs. PRMYX
FACFX (Fidelity Advisor Freedom 2010 Fund Class A) and PRMYX (Putnam RetirementReady Maturity Fund) are both Target Retirement Date funds. Over the past 10 years, FACFX returned 5.15%/yr vs 3.20%/yr for PRMYX. Their correlation of 0.82 means they have usually moved in the same direction. FACFX charges 0.74%/yr vs 0.13%/yr for PRMYX.
Performance
FACFX vs. PRMYX - Performance Comparison
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Returns By Period
In the year-to-date period, FACFX achieves a 3.71% return, which is significantly higher than PRMYX's 2.30% return. Over the past 10 years, FACFX has outperformed PRMYX with an annualized return of 5.15%, while PRMYX has yielded a comparatively lower 3.20% annualized return.
FACFX
- 1D
- 0.79%
- 1M
- -0.69%
- 6M
- 2.25%
- YTD
- 3.71%
- 1Y
- 7.92%
- 3Y*
- 7.55%
- 5Y*
- 2.82%
- 10Y*
- 5.15%
- ALL TIME*
- 4.48%
PRMYX
- 1D
- 0.58%
- 1M
- -0.23%
- 6M
- 2.28%
- YTD
- 2.30%
- 1Y
- 6.12%
- 3Y*
- 7.35%
- 5Y*
- 4.08%
- 10Y*
- 3.20%
- ALL TIME*
- 3.28%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FACFX vs. PRMYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FACFX Fidelity Advisor Freedom 2010 Fund Class A | 3.71% | 10.98% | 4.95% | 9.21% | -13.39% | 5.17% | 10.64% | 14.49% | -3.60% | 11.87% |
PRMYX Putnam RetirementReady Maturity Fund | 2.30% | 8.38% | 6.31% | 9.82% | -4.22% | 0.02% | 1.29% | 8.54% | -5.19% | 5.10% |
Correlation
The correlation between FACFX and PRMYX is 0.93, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.93 |
Correlation (3Y) Balances recent behavior with more history. | 0.93 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.89 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.82 |
Correlation (All Time) Calculated using the full available price history since Aug 3, 2012 | 0.82 |
The correlation between FACFX and PRMYX shifts across timeframes, from 0.82 (10 years) to 0.93 (3 years), reflecting how their relationship changes across market environments.
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Return for Risk
FACFX vs. PRMYX — Risk / Return Rank
FACFX
PRMYX
FACFX vs. PRMYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom 2010 Fund Class A (FACFX) and Putnam RetirementReady Maturity Fund (PRMYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FACFX | PRMYX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.18 | ||
| Sortino ratioReturn per unit of downside risk | +0.21 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.23 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.94 | 1.76 | +0.18 |
| Martin ratioReturn relative to average drawdown | 7.82 | 7.09 | +0.74 |
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Drawdowns
FACFX vs. PRMYX - Drawdown Comparison
The maximum FACFX drawdown since its inception was -38.27%, which is greater than PRMYX's maximum drawdown of -9.74%. Use the drawdown chart below to compare losses from any high point for FACFX and PRMYX.
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Drawdown Indicators
| FACFX | PRMYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -38.27% | -9.74% | -28.53% |
Max Drawdown (1Y)Largest decline over 1 year | -4.15% | -3.50% | -0.65% |
Max Drawdown (3Y)Largest decline over 3 years | -4.79% | -7.35% | +2.56% |
Max Drawdown (5Y)Largest decline over 5 years | -18.61% | -9.24% | -9.37% |
Max Drawdown (10Y)Largest decline over 10 years | -18.61% | -9.74% | -8.87% |
Current DrawdownCurrent decline from peak | -1.29% | -0.63% | -0.66% |
Average DrawdownAverage peak-to-trough decline | -4.05% | -1.68% | -2.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.03% | 0.87% | +0.16% |
Volatility
FACFX vs. PRMYX - Volatility Comparison
Fidelity Advisor Freedom 2010 Fund Class A (FACFX) has a higher volatility of 1.84% compared to Putnam RetirementReady Maturity Fund (PRMYX) at 1.44%. This indicates that FACFX's price experiences larger fluctuations and is considered to be riskier than PRMYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FACFX | PRMYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.84% | 1.44% | +0.40% |
Volatility (6M)Calculated over the trailing 6-month period | 4.91% | 3.88% | +1.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.57% | 4.83% | +0.74% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.48% | 5.26% | +1.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.31% | 4.50% | +1.81% |
FACFX vs. PRMYX - Expense Ratio Comparison
FACFX has a 0.74% expense ratio, which is higher than PRMYX's 0.13% expense ratio.
Dividends
FACFX vs. PRMYX - Dividend Comparison
FACFX's dividend yield for the trailing twelve months is around 4.90%, more than PRMYX's 3.41% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FACFX Fidelity Advisor Freedom 2010 Fund Class A | 4.90% | 4.94% | 2.77% | 2.48% | 7.06% | 8.79% | 5.79% | 5.73% | 8.86% | 6.38% | 4.63% | 3.96% |
PRMYX Putnam RetirementReady Maturity Fund | 3.41% | 3.30% | 3.15% | 3.62% | 7.46% | 2.47% | 2.17% | 2.97% | 1.73% | 0.55% | 1.53% | 3.90% |
Frequently Asked Questions
With a correlation of 0.93, FACFX and PRMYX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FACFX has higher volatility (1.84%) compared to PRMYX (1.44%). In terms of maximum drawdown, FACFX dropped -38.27% vs PRMYX's -9.74%.
FACFX currently has the higher Sharpe Ratio (1.45 vs 1.27), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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