EXFY vs. ZETA
EXFY (Expensify Inc) and ZETA (Zeta Global Holdings Corp.) are both stocks. Both operate in the Software - Application industry within the Technology sector. Over the past 3 years, EXFY returned -44.59%/yr vs 37.46%/yr for ZETA. At a 0.35 correlation, their price movements are largely independent.
Performance
EXFY vs. ZETA - Performance Comparison
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Returns By Period
In the year-to-date period, EXFY achieves a -23.18% return, which is significantly lower than ZETA's 14.35% return.
EXFY
- 1D
- -1.69%
- 1M
- 3.57%
- YTD
- -23.18%
- 6M
- -28.40%
- 1Y
- -49.57%
- 3Y*
- -44.59%
- 5Y*
- —
- 10Y*
- —
ZETA
- 1D
- -7.84%
- 1M
- 26.06%
- YTD
- 14.35%
- 6M
- 26.47%
- 1Y
- 76.69%
- 3Y*
- 37.46%
- 5Y*
- —
- 10Y*
- —
EXFY vs. ZETA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
EXFY Expensify Inc | -23.18% | -54.93% | 35.63% | -72.03% | -79.93% | 7.16% |
ZETA Zeta Global Holdings Corp. | 14.35% | 13.12% | 103.97% | 7.96% | -2.97% | -14.95% |
Correlation
The correlation between EXFY and ZETA is 0.37, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.37 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.33 |
Correlation (All Time) Calculated using the full available price history since Nov 11, 2021 | 0.35 |
Fundamentals
EXFY:
-$0.22
ZETA:
-$0.14
EXFY:
0.77
ZETA:
2.68
EXFY:
$140.00M
ZETA:
$1.44B
EXFY:
$69.46M
ZETA:
$881.70M
EXFY:
-$13.41M
ZETA:
$50.09M
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Return for Risk
EXFY vs. ZETA — Risk / Return Rank
EXFY
ZETA
EXFY vs. ZETA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Expensify Inc (EXFY) and Zeta Global Holdings Corp. (ZETA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| EXFY | ZETA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.85 | ||
| Sortino ratioReturn per unit of downside risk | -3.04 | ||
| Omega ratioGain probability vs. loss probability | 0.87 | 1.23 | -0.36 |
| Calmar ratioReturn relative to maximum drawdown | -0.70 | 1.91 | -2.61 |
| Martin ratioReturn relative to average drawdown | -1.12 | 3.91 | -5.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| EXFY | ZETA | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.80 | 1.05 | -1.85 |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.68 | 0.30 | -0.97 |
Drawdowns
EXFY vs. ZETA - Drawdown Comparison
The maximum EXFY drawdown since its inception was -98.46%, which is greater than ZETA's maximum drawdown of -70.01%. Use the drawdown chart below to compare losses from any high point for EXFY and ZETA.
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Drawdown Indicators
| EXFY | ZETA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.46% | -70.01% | -28.45% |
Max Drawdown (1Y)Largest decline over 1 year | -71.38% | -40.37% | -31.01% |
Max Drawdown (3Y)Largest decline over 3 years | -90.86% | -70.01% | -20.85% |
Current DrawdownCurrent decline from peak | -97.61% | -36.66% | -60.95% |
Average DrawdownAverage peak-to-trough decline | -84.34% | -34.03% | -50.31% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 44.10% | 19.66% | +24.44% |
Volatility
EXFY vs. ZETA - Volatility Comparison
The current volatility for Expensify Inc (EXFY) is 19.99%, while Zeta Global Holdings Corp. (ZETA) has a volatility of 24.19%. This indicates that EXFY experiences smaller price fluctuations and is considered to be less risky than ZETA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| EXFY | ZETA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 19.99% | 24.19% | -4.20% |
Volatility (6M)Calculated over the trailing 6-month period | 51.76% | 48.30% | +3.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 62.52% | 73.49% | -10.97% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 80.44% | 72.21% | +8.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 80.44% | 72.21% | +8.23% |
Dividends
EXFY vs. ZETA - Dividend Comparison
Neither EXFY nor ZETA has paid dividends to shareholders.
Financials
EXFY vs. ZETA - Financials Comparison
This section allows you to compare key financial metrics between Expensify Inc and Zeta Global Holdings Corp.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
EXFY vs. ZETA - Profitability Comparison
EXFY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Expensify Inc reported a gross profit of 16.17M and revenue of 33.97M. Therefore, the gross margin over that period was 47.6%.
ZETA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Zeta Global Holdings Corp. reported a gross profit of 233.86M and revenue of 396.30M. Therefore, the gross margin over that period was 59.0%.
EXFY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Expensify Inc reported an operating income of -1.97M and revenue of 33.97M, resulting in an operating margin of -5.8%.
ZETA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Zeta Global Holdings Corp. reported an operating income of -18.84M and revenue of 396.30M, resulting in an operating margin of -4.8%.
EXFY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Expensify Inc reported a net income of -2.34M and revenue of 33.97M, resulting in a net margin of -6.9%.
ZETA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Zeta Global Holdings Corp. reported a net income of -13.25M and revenue of 396.30M, resulting in a net margin of -3.3%.
Frequently Asked Questions
EXFY and ZETA have a correlation of 0.37, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ZETA has higher volatility (24.19%) compared to EXFY (19.99%). In terms of maximum drawdown, EXFY dropped -98.46% vs ZETA's -70.01%.
ZETA currently has the higher Sharpe Ratio (1.05 vs -0.80), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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