EXFY vs. OLO

Last updated Jun 9, 2026

EXFY (Expensify Inc) and OLO (Olo Inc.) are both stocks. Both operate in the Software - Application industry within the Technology sector. At a 0.37 correlation, their price movements are largely independent.

Performance

EXFY vs. OLO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Expensify Inc (EXFY) and Olo Inc. (OLO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

EXFY

• 1D: 2.61%
• 1M: 15.12%
• YTD: -21.85%
• 6M: -26.25%
• 1Y: -49.36%
• 3Y*: -45.20%
• 5Y*: —
• 10Y*: —

OLO

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

EXFY vs. OLO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
EXFY Expensify Inc	-21.85%	-54.93%	35.63%	-72.03%	-79.93%	7.16%
OLO Olo Inc.	0.00%	33.59%	34.27%	-8.48%	-69.97%	-29.29%

Correlation

The correlation between EXFY and OLO is -0.05, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.05
Correlation (3Y) Calculated over the trailing 3-year period	0.27
Correlation (All Time) Calculated using the full available price history since Nov 11, 2021	0.37

The correlation between EXFY and OLO shifts across timeframes, from -0.05 (1 year) to 0.37 (all time), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap EXFY : $110.59M OLO : $1.87B
EPS EXFY : -$0.22 OLO : -$0.00
PS Ratio EXFY : 0.78 OLO : 5.95
PB Ratio EXFY : 0.80 OLO : 2.64
Total Revenue (TTM) EXFY : $140.00M OLO : $314.33M
Gross Profit (TTM) EXFY : $69.46M OLO : $167.55M
EBITDA (TTM) EXFY : -$13.41M OLO : $16.56M

Return for Risk

EXFY vs. OLO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EXFY

EXFY Risk / Return Rank: 14
EXFY Sharpe Ratio Rank: 10
EXFY Sortino Ratio Rank: 11
EXFY Omega Ratio Rank: 12
EXFY Calmar Ratio Rank: 17
EXFY Martin Ratio Rank: 19

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

EXFY vs. OLO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Expensify Inc (EXFY) and Olo Inc. (OLO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	EXFY	OLO	Difference
Sharpe ratio: Return per unit of total volatility	-0.79	—	—
Sortino ratio: Return per unit of downside risk	-1.04	—	—
Omega ratio: Gain probability vs. loss probability	0.87	—	—
Calmar ratio: Return relative to maximum drawdown	-0.69	—	—
Martin ratio: Return relative to average drawdown	-1.11	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	EXFY	OLO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.79	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.67	—	—

Drawdowns

Drawdown Indicators

	EXFY	OLO	Difference
Max Drawdown Largest peak-to-trough decline	-98.46%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-71.38%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-90.86%	—	—
Current Drawdown Current decline from peak	-97.57%	—	—
Average Drawdown Average peak-to-trough decline	-84.37%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	44.52%	—	—

Volatility

Volatility by Period

	EXFY	OLO	Difference
Volatility (1M) Calculated over the trailing 1-month period	20.09%	—	—
Volatility (6M) Calculated over the trailing 6-month period	51.51%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	62.45%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	80.34%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	80.34%	—	—

Dividends

EXFY vs. OLO - Dividend Comparison

Neither EXFY nor OLO has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

EXFY vs. OLO - Profitability Comparison

The chart below illustrates the profitability comparison between Expensify Inc and Olo Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

EXFY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Expensify Inc reported a gross profit of 16.17M and revenue of 33.97M. Therefore, the gross margin over that period was 47.6%.

OLO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Olo Inc. reported a gross profit of 43.93M and revenue of 85.72M. Therefore, the gross margin over that period was 51.3%.

EXFY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Expensify Inc reported an operating income of -1.97M and revenue of 33.97M, resulting in an operating margin of -5.8%.

OLO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Olo Inc. reported an operating income of -2.70M and revenue of 85.72M, resulting in an operating margin of -3.2%.

EXFY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Expensify Inc reported a net income of -2.34M and revenue of 33.97M, resulting in a net margin of -6.9%.

OLO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Olo Inc. reported a net income of 1.58M and revenue of 85.72M, resulting in a net margin of 1.8%.

Frequently Asked Questions

Can I hold both EXFY and OLO in my portfolio?

EXFY and OLO have a correlation of -0.05, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.