EPMV vs. TPHD

Last updated Jun 4, 2026

EPMV (Harbor Mid Cap Value ETF) and TPHD (Timothy Plan High Dividend Stock ETF) are both Mid Cap Value Equities funds. EPMV is actively managed, while TPHD is passively managed. Over the past year, EPMV returned 29.98% vs 13.23% for TPHD. A 0.75 correlation means they provide meaningful diversification when combined. EPMV charges 0.88%/yr vs 0.52%/yr for TPHD.

Performance

EPMV vs. TPHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Harbor Mid Cap Value ETF (EPMV) and Timothy Plan High Dividend Stock ETF (TPHD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, EPMV achieves a 18.43% return, which is significantly higher than TPHD's 8.56% return.

EPMV

• 1D: 0.14%
• 1M: 6.82%
• YTD: 18.43%
• 6M: 19.33%
• 1Y: 29.98%
• 3Y*: —
• 5Y*: —
• 10Y*: —

TPHD

• 1D: 0.03%
• 1M: -1.27%
• YTD: 8.56%
• 6M: 7.69%
• 1Y: 13.23%
• 3Y*: 13.21%
• 5Y*: 8.52%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

EPMV vs. TPHD - Yearly Performance Comparison

	2026 (YTD)	2025
EPMV Harbor Mid Cap Value ETF	18.43%	13.68%
TPHD Timothy Plan High Dividend Stock ETF	8.56%	7.49%

Correlation

The correlation between EPMV and TPHD is 0.74, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.74
Correlation (All Time) Calculated using the full available price history since May 5, 2025	0.75

The correlation between EPMV and TPHD has been stable across timeframes, ranging from 0.74 to 0.75 - a consistent structural relationship.

EPMV vs. TPHD - Sectors Allocation Comparison

Sectors	EPMV	TPHD
Industrials	21.7%	18.3%
Technology	18.7%	8.8%
Financial Services	18.1%	12.6%
Consumer Cyclical	12.2%	8.9%
Basic Materials	6.7%	5.3%
Healthcare	6.7%	2.5%
Real Estate	6.4%	0.0%
Energy	5.0%	15.4%
Utilities	3.0%	24.1%
Consumer Defensive	1.4%	4.2%
Communication Services	-	0.0%

Return for Risk

EPMV vs. TPHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EPMV

EPMV Risk / Return Rank: 63
EPMV Sharpe Ratio Rank: 60
EPMV Sortino Ratio Rank: 63
EPMV Omega Ratio Rank: 58
EPMV Calmar Ratio Rank: 70
EPMV Martin Ratio Rank: 63

TPHD

TPHD Risk / Return Rank: 38
TPHD Sharpe Ratio Rank: 35
TPHD Sortino Ratio Rank: 36
TPHD Omega Ratio Rank: 33
TPHD Calmar Ratio Rank: 44
TPHD Martin Ratio Rank: 39

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

EPMV vs. TPHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Harbor Mid Cap Value ETF (EPMV) and Timothy Plan High Dividend Stock ETF (TPHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	EPMV	TPHD	Difference
Sharpe ratio: Return per unit of total volatility	1.99	1.27	+0.72
Sortino ratio: Return per unit of downside risk	2.92	1.92	+1.00
Omega ratio: Gain probability vs. loss probability	1.35	1.22	+0.13
Calmar ratio: Return relative to maximum drawdown	3.43	2.19	+1.25
Martin ratio: Return relative to average drawdown	11.30	6.20	+5.10
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

EPMV vs. TPHD - Sharpe Ratio Comparison

The current EPMV Sharpe Ratio is 1.99, which is higher than the TPHD Sharpe Ratio of 1.27. The chart below compares the historical Sharpe Ratios of EPMV and TPHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	EPMV	TPHD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.99	1.27	+0.72
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.59	—
Sharpe Ratio (All Time) Calculated using the full available price history	2.05	0.51	+1.54

Drawdowns

EPMV vs. TPHD - Drawdown Comparison

The maximum EPMV drawdown since its inception was -8.78%, smaller than the maximum TPHD drawdown of -41.71%. Use the drawdown chart below to compare losses from any high point for EPMV and TPHD.

Drawdown Indicators

	EPMV	TPHD	Difference
Max Drawdown Largest peak-to-trough decline	-8.78%	-41.71%	+32.93%
Max Drawdown (1Y) Largest decline over 1 year	-8.78%	-6.08%	-2.70%
Max Drawdown (3Y) Largest decline over 3 years	—	-15.89%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-16.54%	—
Current Drawdown Current decline from peak	0.00%	-3.25%	+3.25%
Average Drawdown Average peak-to-trough decline	-1.78%	-4.73%	+2.95%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.66%	2.14%	+0.52%

Volatility

EPMV vs. TPHD - Volatility Comparison

Harbor Mid Cap Value ETF (EPMV) has a higher volatility of 5.29% compared to Timothy Plan High Dividend Stock ETF (TPHD) at 2.60%. This indicates that EPMV's price experiences larger fluctuations and is considered to be riskier than TPHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	EPMV	TPHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.29%	2.60%	+2.69%
Volatility (6M) Calculated over the trailing 6-month period	11.33%	7.35%	+3.98%
Volatility (1Y) Calculated over the trailing 1-year period	15.19%	10.48%	+4.71%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.48%	14.60%	+0.88%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.48%	19.63%	-4.15%

EPMV vs. TPHD - Expense Ratio Comparison

EPMV has a 0.88% expense ratio, which is higher than TPHD's 0.52% expense ratio.

Dividends

EPMV vs. TPHD - Dividend Comparison

EPMV's dividend yield for the trailing twelve months is around 1.25%, less than TPHD's 2.00% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
EPMV Harbor Mid Cap Value ETF	1.25%	1.48%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
TPHD Timothy Plan High Dividend Stock ETF	2.00%	2.10%	2.09%	2.19%	2.38%	1.86%	2.38%	1.61%

Frequently Asked Questions

Can I hold both EPMV and TPHD in my portfolio?

EPMV and TPHD have a correlation of 0.74, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, EPMV or TPHD?

EPMV has higher volatility (5.29%) compared to TPHD (2.60%). In terms of maximum drawdown, EPMV dropped -8.78% vs TPHD's -41.71%.

Which ETF is better, EPMV or TPHD?

On 1-year performance, EPMV leads with 29.98% vs 13.23% for TPHD. On fees, TPHD is cheaper at 0.52% per year. On volatility, TPHD has been the lower-risk option at 2.60%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, EPMV or TPHD?

Over the 1-year period, EPMV has performed better with a 29.98% return vs 13.23%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, EPMV or TPHD?

TPHD is cheaper with a 0.52% expense ratio, compared with 0.88% for EPMV.

Which ETF pays a higher dividend yield, EPMV or TPHD?

TPHD has the higher dividend yield at 2.00%, compared with 1.25% for EPMV.

What is the main difference between EPMV and TPHD?

They also come from different issuers: Harbor and Timothy Plan. Their fees differ too: 0.88% for EPMV and 0.52% for TPHD.

Which has better risk-adjusted returns?

EPMV currently has the higher Sharpe Ratio (1.99 vs 1.27), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.