EPLCX vs. MIXIX
EPLCX (MainStay Epoch U.S. Equity Yield Fund) and MIXIX (MainStay Short Term Bond Fund) are both mutual funds - EPLCX is a Large Cap Value Equities fund managed by New York Life, while MIXIX is a Short-Term Bond fund managed by New York Life. Over the past 10 years, EPLCX returned 11.01%/yr vs 2.29%/yr for MIXIX. At a correlation of -0.14, they often move in opposite directions. EPLCX charges 0.73%/yr vs 0.40%/yr for MIXIX.
Performance
EPLCX vs. MIXIX - Performance Comparison
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Returns By Period
In the year-to-date period, EPLCX achieves a 13.75% return, which is significantly higher than MIXIX's 0.69% return. Over the past 10 years, EPLCX has outperformed MIXIX with an annualized return of 11.01%, while MIXIX has yielded a comparatively lower 2.29% annualized return.
EPLCX
- 1D
- 0.00%
- 1M
- 2.03%
- YTD
- 13.75%
- 6M
- 13.00%
- 1Y
- 25.22%
- 3Y*
- 17.97%
- 5Y*
- 12.49%
- 10Y*
- 11.01%
MIXIX
- 1D
- 0.11%
- 1M
- 0.15%
- YTD
- 0.69%
- 6M
- 0.80%
- 1Y
- 3.45%
- 3Y*
- 4.85%
- 5Y*
- 2.10%
- 10Y*
- 2.29%
EPLCX vs. MIXIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
EPLCX MainStay Epoch U.S. Equity Yield Fund | 13.75% | 14.03% | 18.42% | 8.83% | -2.56% | 22.98% | 0.24% | 23.98% | -5.37% | 16.91% |
MIXIX MainStay Short Term Bond Fund | 0.69% | 5.26% | 5.03% | 4.80% | -4.17% | -0.40% | 3.25% | 8.49% | -0.57% | 3.00% |
Correlation
The correlation between EPLCX and MIXIX is 0.25, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.25 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.18 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.15 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.05 |
Correlation (All Time) Calculated using the full available price history since Nov 12, 2008 | -0.14 |
The correlation between EPLCX and MIXIX shifts across timeframes, from -0.14 (all time) to 0.25 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
EPLCX vs. MIXIX — Risk / Return Rank
EPLCX
MIXIX
EPLCX vs. MIXIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for MainStay Epoch U.S. Equity Yield Fund (EPLCX) and MainStay Short Term Bond Fund (MIXIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| EPLCX | MIXIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.19 | ||
| Sortino ratioReturn per unit of downside risk | 0.00 | ||
| Omega ratioGain probability vs. loss probability | 1.46 | 1.56 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | 4.01 | 3.98 | +0.03 |
| Martin ratioReturn relative to average drawdown | 15.76 | 17.79 | -2.03 |
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Drawdowns
EPLCX vs. MIXIX - Drawdown Comparison
The maximum EPLCX drawdown since its inception was -35.85%, which is greater than MIXIX's maximum drawdown of -9.13%. Use the drawdown chart below to compare losses from any high point for EPLCX and MIXIX.
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Drawdown Indicators
| EPLCX | MIXIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.85% | -9.13% | -26.72% |
Max Drawdown (1Y)Largest decline over 1 year | -6.37% | -0.87% | -5.50% |
Max Drawdown (3Y)Largest decline over 3 years | -14.25% | -0.87% | -13.38% |
Max Drawdown (5Y)Largest decline over 5 years | -16.12% | -6.71% | -9.41% |
Max Drawdown (10Y)Largest decline over 10 years | -35.85% | -9.13% | -26.72% |
Current DrawdownCurrent decline from peak | -1.16% | -0.22% | -0.94% |
Average DrawdownAverage peak-to-trough decline | -3.53% | -1.30% | -2.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.62% | 0.19% | +1.43% |
Volatility
EPLCX vs. MIXIX - Volatility Comparison
MainStay Epoch U.S. Equity Yield Fund (EPLCX) has a higher volatility of 3.18% compared to MainStay Short Term Bond Fund (MIXIX) at 0.49%. This indicates that EPLCX's price experiences larger fluctuations and is considered to be riskier than MIXIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| EPLCX | MIXIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.18% | 0.49% | +2.69% |
Volatility (6M)Calculated over the trailing 6-month period | 7.58% | 1.05% | +6.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.02% | 1.47% | +8.55% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.50% | 1.91% | +11.59% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.68% | 2.60% | +13.08% |
EPLCX vs. MIXIX - Expense Ratio Comparison
EPLCX has a 0.73% expense ratio, which is higher than MIXIX's 0.40% expense ratio.
Dividends
EPLCX vs. MIXIX - Dividend Comparison
EPLCX's dividend yield for the trailing twelve months is around 6.46%, more than MIXIX's 4.42% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPLCX MainStay Epoch U.S. Equity Yield Fund | 6.46% | 7.30% | 10.72% | 5.56% | 3.83% | 1.90% | 2.36% | 4.00% | 5.75% | 5.55% | 1.98% | 6.59% |
MIXIX MainStay Short Term Bond Fund | 4.42% | 4.47% | 5.14% | 4.45% | 2.25% | 1.35% | 11.03% | 4.83% | 2.68% | 2.58% | 3.92% | 3.61% |
Frequently Asked Questions
EPLCX and MIXIX have a correlation of 0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
EPLCX has higher volatility (3.18%) compared to MIXIX (0.49%). In terms of maximum drawdown, EPLCX dropped -35.85% vs MIXIX's -9.13%.
EPLCX currently has the higher Sharpe Ratio (2.55 vs 2.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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