- ISIN
- US56063J3023
- CUSIP
- 56063J302
- Issuer
- New York Life
- Inception Date
- Dec 3, 2008
- Category
- Large Cap Value Equities
- Min. Investment
- $1,000,000
- Distribution Policy
- Distributing
- Asset Class
- Equity
- Asset Class Size
- Large-Cap
- Asset Class Style
- Value
Share Price Chart
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Performance
EPLCX Performance Chart
MainStay Epoch U.S. Equity Yield Fund (EPLCX) is up 13.8% since the beginning of the year. EPLCX is currently trading at $26 per share. Investors who bought $1,000 worth of EPLCX shares 5 years ago would now be looking at an investment worth $1,801.
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Returns By Period
MainStay Epoch U.S. Equity Yield Fund (EPLCX) has returned 13.75% so far this year and 25.22% over the past 12 months. Over the last ten years, EPLCX has returned 11.01% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
MainStay Epoch U.S. Equity Yield Fund
- 1D
- 0.00%
- 1M
- 2.03%
- YTD
- 13.75%
- 6M
- 13.00%
- 1Y
- 25.22%
- 3Y*
- 17.97%
- 5Y*
- 12.49%
- 10Y*
- 11.01%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
EPLCX Monthly Returns History
Based on dividend-adjusted daily data since Nov 12, 2008, EPLCX's average daily return is +0.05%, while the average monthly return is +1.06%. At this rate, an investment would double in approximately 5.5 years.
Historically, 65% of months were positive and 35% were negative. The best month was Nov 2020 with a return of +11.2%, while the worst month was Mar 2020 at -15.3%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 5 months.
On a daily basis, EPLCX closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +8.4%, while the worst single day was Mar 16, 2020 at -11.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 4.16% | 3.99% | -4.56% | 5.89% | 3.09% | 0.79% | 13.75% | ||||||
| 2025 | 3.48% | 1.91% | -3.16% | -2.87% | 3.47% | 3.64% | 0.31% | 3.11% | 1.77% | -0.21% | 2.39% | -0.33% | 14.03% |
| 2024 | 0.61% | 3.26% | 4.56% | -3.41% | 3.82% | 0.78% | 4.87% | 3.45% | 1.74% | -0.89% | 4.73% | -5.85% | 18.42% |
| 2023 | 1.87% | -2.65% | -0.50% | 1.69% | -3.69% | 5.93% | 2.71% | -1.65% | -3.63% | -2.17% | 6.60% | 4.70% | 8.83% |
| 2022 | -2.24% | -1.59% | 3.75% | -3.72% | 2.24% | -6.78% | 4.77% | -2.82% | -8.10% | 9.52% | 7.06% | -3.04% | -2.56% |
| 2021 | -1.82% | 3.28% | 6.81% | 3.26% | 2.53% | -0.96% | 1.46% | 2.26% | -4.29% | 5.01% | -2.91% | 6.97% | 22.98% |
Benchmark Metrics
MainStay Epoch U.S. Equity Yield Fund has an annualized alpha of 2.17%, beta of 0.80, and R2 of 0.83 versus S&P 500 Index. Calculated based on daily prices since November 12, 2008.
- This fund participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (87.14%) than losses (85.14%) - typical of diversified or defensive assets.
- This fund generated an annualized alpha of 2.17% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
- Alpha
- 2.17%
- Beta
- 0.80
- R²
- 0.83
- Upside Capture
- 87.14%
- Downside Capture
- 85.14%
Expense Ratio
EPLCX has an expense ratio of 0.73%, placing it in the medium range.
Return for Risk
Risk / Return Rank
EPLCX ranks 84 for risk / return — in the top 84% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for MainStay Epoch U.S. Equity Yield Fund (EPLCX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| EPLCX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.52 | ||
| Sortino ratioReturn per unit of downside risk | +0.92 | ||
| Omega ratioGain probability vs. loss probability | 1.46 | 1.37 | +0.09 |
| Calmar ratioReturn relative to maximum drawdown | 4.01 | 2.78 | +1.23 |
| Martin ratioReturn relative to average drawdown | 15.76 | 12.44 | +3.32 |
Dividends
Dividend History
MainStay Epoch U.S. Equity Yield Fund provided a 6.46% dividend yield over the last twelve months, with an annual payout of $1.65 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.65 | $1.65 | $2.28 | $1.10 | $0.74 | $0.39 | $0.40 | $0.70 | $0.85 | $0.91 | $0.29 | $0.87 |
Dividend yield | 6.46% | 7.30% | 10.72% | 5.56% | 3.83% | 1.90% | 2.36% | 4.00% | 5.75% | 5.55% | 1.98% | 6.59% |
Monthly Dividends
The table displays the monthly dividend distributions for MainStay Epoch U.S. Equity Yield Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.00 | $0.10 | ||||||
| 2025 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $1.32 | $1.65 |
| 2024 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $1.94 | $2.28 |
| 2023 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.78 | $1.10 |
| 2022 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.42 | $0.74 |
| 2021 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.39 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the MainStay Epoch U.S. Equity Yield Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MainStay Epoch U.S. Equity Yield Fund was 35.85%, occurring on Mar 23, 2020. Recovery took 204 trading sessions.
The current MainStay Epoch U.S. Equity Yield Fund drawdown is 1.16%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -35.85%Mar 2020 | 1mo 4d | 9mo 25d | 10mo 29dFeb 2020 - Jan 2021 |
Financial crisis2007–2009 | -23.08%Mar 2009 | 2mo 1d | 2mo | 4mo 1dJan 2009 - May 2009 |
2011 bear market2011 | -21.50%Oct 2011 | 5mo 3d | 5mo 12d | 10mo 15dMay 2011 - Mar 2012 |
2010 correction2010 | -16.68%Jul 2010 | 2mo 7d | 4mo 6d | 6mo 13dApr 2010 - Nov 2010 |
Bear market2022 | -16.12%Oct 2022 | 5mo 24d | 9mo 11d | 1y 3moApr 2022 - Jul 2023 |
Drawdown Indicators
| EPLCX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.85% | -56.78% | +20.93% |
Max Drawdown (1Y)Largest decline over 1 year | -6.37% | -9.10% | +2.73% |
Max Drawdown (3Y)Largest decline over 3 years | -14.25% | -18.90% | +4.65% |
Max Drawdown (5Y)Largest decline over 5 years | -16.12% | -25.43% | +9.31% |
Max Drawdown (10Y)Largest decline over 10 years | -35.85% | -33.92% | -1.93% |
Current DrawdownCurrent decline from peak | -1.16% | -1.80% | +0.64% |
Average DrawdownAverage peak-to-trough decline | -3.53% | -10.71% | +7.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.62% | 2.03% | -0.41% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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