EBKDY vs. ING
EBKDY (Erste Group Bank AG PK) and ING (ING Groep N.V.) are both stocks. Both are in the Financial Services sector — EBKDY in Banks - Regional, ING in Banks - Diversified. Over the past 10 years, EBKDY returned 25.00%/yr vs 18.17%/yr for ING. A 0.57 correlation means they provide meaningful diversification when combined.
Performance
EBKDY vs. ING - Performance Comparison
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Returns By Period
In the year-to-date period, EBKDY achieves a 12.74% return, which is significantly lower than ING's 19.05% return. Over the past 10 years, EBKDY has outperformed ING with an annualized return of 25.00%, while ING has yielded a comparatively lower 18.17% annualized return.
EBKDY
- 1D
- 2.62%
- 1M
- 12.93%
- 6M
- 12.74%
- YTD
- 12.74%
- 1Y
- 59.36%
- 3Y*
- 62.01%
- 5Y*
- 35.93%
- 10Y*
- 25.00%
ING
- 1D
- 1.97%
- 1M
- 3.48%
- 6M
- 19.05%
- YTD
- 19.05%
- 1Y
- 51.59%
- 3Y*
- 42.32%
- 5Y*
- 28.75%
- 10Y*
- 18.17%
EBKDY vs. ING - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
EBKDY Erste Group Bank AG PK | 12.74% | 104.70% | 59.56% | 36.72% | -29.48% | 68.00% | -19.19% | 18.27% | -21.60% | 58.26% |
ING ING Groep N.V. | 19.05% | 91.12% | 12.25% | 31.88% | -4.22% | 55.41% | -21.66% | 20.03% | -41.15% | 35.53% |
Correlation
The correlation between EBKDY and ING is 0.62, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.62 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.55 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.61 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.61 |
Correlation (All Time) Calculated using the full available price history since Jul 13, 2007 | 0.57 |
The correlation between EBKDY and ING has been stable across timeframes, ranging from 0.55 to 0.62 - a consistent structural relationship.
Fundamentals
EBKDY:
$105.30B
ING:
$92.34B
EBKDY:
€2.23
ING:
€2.20
EBKDY:
26.42
ING:
12.82
EBKDY:
7.03
ING:
0.76
EBKDY:
4.90
ING:
1.97
EBKDY:
4.12
ING:
1.60
EBKDY:
€19.70B
ING:
€41.73B
EBKDY:
€12.66B
ING:
€40.40B
EBKDY:
€5.91B
ING:
€9.28B
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Return for Risk
EBKDY vs. ING — Risk / Return Rank
EBKDY
ING
EBKDY vs. ING - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Erste Group Bank AG PK (EBKDY) and ING Groep N.V. (ING). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| EBKDY | ING | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.09 | ||
| Sortino ratioReturn per unit of downside risk | +0.08 | ||
| Omega ratioGain probability vs. loss probability | 1.34 | 1.33 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.70 | 2.61 | +0.09 |
| Martin ratioReturn relative to average drawdown | 7.22 | 8.51 | -1.29 |
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Drawdowns
EBKDY vs. ING - Drawdown Comparison
The maximum EBKDY drawdown since its inception was -89.42%, roughly equal to the maximum ING drawdown of -92.73%. Use the drawdown chart below to compare losses from any high point for EBKDY and ING.
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Drawdown Indicators
| EBKDY | ING | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -89.42% | -92.73% | +3.31% |
Max Drawdown (1Y)Largest decline over 1 year | -22.06% | -19.86% | -2.20% |
Max Drawdown (3Y)Largest decline over 3 years | -22.06% | -19.86% | -2.20% |
Max Drawdown (5Y)Largest decline over 5 years | -55.78% | -43.39% | -12.39% |
Max Drawdown (10Y)Largest decline over 10 years | -64.08% | -75.27% | +11.19% |
Current DrawdownCurrent decline from peak | 0.00% | -0.31% | +0.31% |
Average DrawdownAverage peak-to-trough decline | -43.98% | -45.71% | +1.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.24% | 6.08% | +2.16% |
Volatility
EBKDY vs. ING - Volatility Comparison
Erste Group Bank AG PK (EBKDY) and ING Groep N.V. (ING) have volatilities of 8.35% and 8.08%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| EBKDY | ING | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.35% | 8.08% | +0.27% |
Volatility (6M)Calculated over the trailing 6-month period | 23.55% | 21.73% | +1.82% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.87% | 26.24% | +2.63% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 35.76% | 31.29% | +4.47% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 36.43% | 34.30% | +2.13% |
Dividends
EBKDY vs. ING - Dividend Comparison
EBKDY's dividend yield for the trailing twelve months is around 0.65%, less than ING's 4.63% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
EBKDY Erste Group Bank AG PK | 0.65% | 2.80% | 4.77% | 5.11% | 5.28% | 5.09% | 0.00% | 4.07% | 4.26% | 4.99% | 3.83% | 0.00% |
ING ING Groep N.V. | 4.63% | 4.78% | 7.65% | 5.86% | 7.16% | 5.09% | 0.00% | 5.92% | 2.63% | 3.28% | 4.24% | 2.58% |
Financials
EBKDY vs. ING - Financials Comparison
This section allows you to compare key financial metrics between Erste Group Bank AG PK and ING Groep N.V.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
EBKDY vs. ING - Profitability Comparison
EBKDY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Erste Group Bank AG PK reported a gross profit of 3.80B and revenue of 6.37B. Therefore, the gross margin over that period was 59.7%.
ING - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, ING Groep N.V. reported a gross profit of 5.48B and revenue of 5.82B. Therefore, the gross margin over that period was 94.1%.
EBKDY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Erste Group Bank AG PK reported an operating income of 1.56B and revenue of 6.37B, resulting in an operating margin of 24.5%.
ING - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, ING Groep N.V. reported an operating income of 2.26B and revenue of 5.82B, resulting in an operating margin of 38.8%.
EBKDY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Erste Group Bank AG PK reported a net income of 892.44M and revenue of 6.37B, resulting in a net margin of 14.0%.
ING - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, ING Groep N.V. reported a net income of 1.56B and revenue of 5.82B, resulting in a net margin of 26.7%.
Frequently Asked Questions
EBKDY and ING have a correlation of 0.62, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
EBKDY has higher volatility (8.35%) compared to ING (8.08%). In terms of maximum drawdown, EBKDY dropped -89.42% vs ING's -92.73%.
EBKDY currently has the higher Sharpe Ratio (2.07 vs 1.98), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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