EBKDY vs. ING

Last updated Apr 1, 2026

Compare and contrast key facts about Erste Group Bank AG PK (EBKDY) and ING Groep N.V. (ING).

Performance

EBKDY vs. ING - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Erste Group Bank AG PK (EBKDY) and ING Groep N.V. (ING). The values are adjusted to include any dividend payments, if applicable.

EBKDY vs. ING - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
EBKDY Erste Group Bank AG PK	-9.58%	104.70%	59.56%	36.72%	-29.48%	68.00%	-19.19%	18.27%	-21.60%	58.26%
ING ING Groep N.V.	-6.29%	91.12%	12.25%	31.88%	-4.22%	55.41%	-21.66%	20.03%	-41.15%	35.53%

Fundamentals

Market Cap EBKDY : $89.44B ING : $75.96B
EPS EBKDY : $2.17 ING : $2.12
PE Ratio EBKDY : 25.13 ING : 12.31
PEG Ratio EBKDY : 6.69 ING : 0.73
PS Ratio EBKDY : 6.46 ING : 1.89
PB Ratio EBKDY : 3.92 ING : 1.53
Total Revenue (TTM) EBKDY : $13.61B ING : $41.11B
Gross Profit (TTM) EBKDY : $11.34B ING : $40.18B
EBITDA (TTM) EBKDY : $4.31B ING : $9.13B

Returns By Period

In the year-to-date period, EBKDY achieves a -9.58% return, which is significantly lower than ING's -6.29% return. Over the past 10 years, EBKDY has outperformed ING with an annualized return of 20.04%, while ING has yielded a comparatively lower 13.93% annualized return.

EBKDY

• 1D: 4.07%
• 1M: -7.91%
• YTD: -9.58%
• 6M: 10.98%
• 1Y: 63.49%
• 3Y*: 57.75%
• 5Y*: 32.53%
• 10Y*: 20.04%

ING

• 1D: 5.17%
• 1M: -9.45%
• YTD: -6.29%
• 6M: 0.61%
• 1Y: 41.72%
• 3Y*: 39.26%
• 5Y*: 24.44%
• 10Y*: 13.93%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

EBKDY vs. ING — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EBKDY

EBKDY Risk / Return Rank: 87
EBKDY Sharpe Ratio Rank: 90
EBKDY Sortino Ratio Rank: 87
EBKDY Omega Ratio Rank: 87
EBKDY Calmar Ratio Rank: 84
EBKDY Martin Ratio Rank: 88

ING

ING Risk / Return Rank: 81
ING Sharpe Ratio Rank: 84
ING Sortino Ratio Rank: 80
ING Omega Ratio Rank: 79
ING Calmar Ratio Rank: 78
ING Martin Ratio Rank: 83

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

EBKDY vs. ING - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Erste Group Bank AG PK (EBKDY) and ING Groep N.V. (ING). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	EBKDY	ING	Difference
Sharpe ratio Return per unit of total volatility	2.02	1.48	+0.54
Sortino ratio Return per unit of downside risk	2.59	2.06	+0.53
Omega ratio Gain probability vs. loss probability	1.35	1.27	+0.08
Calmar ratio Return relative to maximum drawdown	2.72	2.02	+0.70
Martin ratio Return relative to average drawdown	9.28	6.79	+2.49
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

EBKDY vs. ING - Sharpe Ratio Comparison

The current EBKDY Sharpe Ratio is 2.02, which is higher than the ING Sharpe Ratio of 1.48. The chart below compares the historical Sharpe Ratios of EBKDY and ING, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	EBKDY	ING	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.02	1.48	+0.54
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.92	0.79	+0.13
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.55	0.40	+0.15
Sharpe Ratio (All Time) Calculated using the full available price history	0.10	0.11	-0.01

Correlation

The correlation between EBKDY and ING is 0.57, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

EBKDY vs. ING - Dividend Comparison

EBKDY's dividend yield for the trailing twelve months is around 3.10%, less than ING's 5.27% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EBKDY Erste Group Bank AG PK	3.10%	2.80%	4.77%	5.11%	5.28%	5.09%	0.00%	4.07%	4.26%	4.99%	3.83%	0.00%
ING ING Groep N.V.	5.27%	4.78%	7.65%	5.86%	7.16%	5.09%	0.00%	5.92%	2.63%	3.28%	4.24%	2.58%

Drawdowns

EBKDY vs. ING - Drawdown Comparison

The maximum EBKDY drawdown since its inception was -89.42%, roughly equal to the maximum ING drawdown of -92.73%. Use the drawdown chart below to compare losses from any high point for EBKDY and ING.

Drawdown Indicators

	EBKDY	ING	Difference
Max Drawdown Largest peak-to-trough decline	-89.42%	-92.73%	+3.31%
Max Drawdown (1Y) Largest decline over 1 year	-22.06%	-19.86%	-2.20%
Max Drawdown (5Y) Largest decline over 5 years	-55.78%	-43.39%	-12.39%
Max Drawdown (10Y) Largest decline over 10 years	-64.08%	-75.27%	+11.19%
Current Drawdown Current decline from peak	-17.88%	-15.72%	-2.16%
Average Drawdown Average peak-to-trough decline	-44.46%	-46.08%	+1.62%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.47%	5.91%	+0.56%

Volatility

EBKDY vs. ING - Volatility Comparison

Erste Group Bank AG PK (EBKDY) and ING Groep N.V. (ING) have volatilities of 10.94% and 10.77%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	EBKDY	ING	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.94%	10.77%	+0.17%
Volatility (6M) Calculated over the trailing 6-month period	20.89%	19.57%	+1.32%
Volatility (1Y) Calculated over the trailing 1-year period	31.73%	28.43%	+3.30%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	35.44%	31.01%	+4.43%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	36.71%	34.92%	+1.79%

Financials

EBKDY vs. ING - Profitability Comparison

The chart below illustrates the profitability comparison between Erste Group Bank AG PK and ING Groep N.V. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

EBKDY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Erste Group Bank AG PK reported a gross profit of 2.73B and revenue of 2.73B. Therefore, the gross margin over that period was 100.0%.

ING - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, ING Groep N.V. reported a gross profit of 5.37B and revenue of 5.37B. Therefore, the gross margin over that period was 100.0%.

EBKDY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Erste Group Bank AG PK reported an operating income of 1.38B and revenue of 2.73B, resulting in an operating margin of 50.8%.

ING - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, ING Groep N.V. reported an operating income of 5.37B and revenue of 5.37B, resulting in an operating margin of 100.0%.

EBKDY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Erste Group Bank AG PK reported a net income of 935.15M and revenue of 2.73B, resulting in a net margin of 34.3%.

ING - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, ING Groep N.V. reported a net income of 1.41B and revenue of 5.37B, resulting in a net margin of 26.3%.