DRIUX vs. PRMYX
DRIUX (Dimensional 2025 Target Date Retirement Income Fund) and PRMYX (Putnam RetirementReady Maturity Fund) are both Target Retirement Date funds. Over the past 10 years, DRIUX returned 4.60%/yr vs 3.20%/yr for PRMYX. Their 0.71 correlation means they have sometimes moved together and sometimes differently. DRIUX charges 0.18%/yr vs 0.13%/yr for PRMYX.
Performance
DRIUX vs. PRMYX - Performance Comparison
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Returns By Period
In the year-to-date period, DRIUX achieves a 2.15% return, which is significantly lower than PRMYX's 2.30% return. Over the past 10 years, DRIUX has outperformed PRMYX with an annualized return of 4.60%, while PRMYX has yielded a comparatively lower 3.20% annualized return.
DRIUX
- 1D
- 0.36%
- 1M
- -1.22%
- 6M
- 1.16%
- YTD
- 2.15%
- 1Y
- 5.90%
- 3Y*
- 5.39%
- 5Y*
- -0.02%
- 10Y*
- 4.60%
- ALL TIME*
- 5.36%
PRMYX
- 1D
- 0.58%
- 1M
- -0.23%
- 6M
- 2.28%
- YTD
- 2.30%
- 1Y
- 6.12%
- 3Y*
- 7.35%
- 5Y*
- 4.08%
- 10Y*
- 3.20%
- ALL TIME*
- 3.28%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
DRIUX vs. PRMYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DRIUX Dimensional 2025 Target Date Retirement Income Fund | 2.15% | 9.01% | 3.86% | 8.09% | -20.98% | 9.26% | 17.45% | 18.97% | -6.67% | 13.18% |
PRMYX Putnam RetirementReady Maturity Fund | 2.30% | 8.38% | 6.31% | 9.82% | -4.22% | 0.02% | 1.29% | 8.54% | -5.19% | 5.10% |
Correlation
The correlation between DRIUX and PRMYX is 0.86, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.86 |
Correlation (3Y) Balances recent behavior with more history. | 0.84 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.77 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.71 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 2016 | 0.71 |
The correlation between DRIUX and PRMYX shifts across timeframes, from 0.71 (10 years) to 0.86 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
DRIUX vs. PRMYX — Risk / Return Rank
DRIUX
PRMYX
DRIUX vs. PRMYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Dimensional 2025 Target Date Retirement Income Fund (DRIUX) and Putnam RetirementReady Maturity Fund (PRMYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DRIUX | PRMYX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.24 | ||
| Sortino ratioReturn per unit of downside risk | -0.37 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.23 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 1.30 | 1.76 | -0.45 |
| Martin ratioReturn relative to average drawdown | 4.57 | 7.09 | -2.52 |
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Drawdowns
DRIUX vs. PRMYX - Drawdown Comparison
The maximum DRIUX drawdown since its inception was -26.95%, which is greater than PRMYX's maximum drawdown of -9.74%. Use the drawdown chart below to compare losses from any high point for DRIUX and PRMYX.
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Drawdown Indicators
| DRIUX | PRMYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.95% | -9.74% | -17.21% |
Max Drawdown (1Y)Largest decline over 1 year | -4.49% | -3.50% | -0.99% |
Max Drawdown (3Y)Largest decline over 3 years | -7.21% | -7.35% | +0.14% |
Max Drawdown (5Y)Largest decline over 5 years | -26.95% | -9.24% | -17.71% |
Max Drawdown (10Y)Largest decline over 10 years | -26.95% | -9.74% | -17.21% |
Current DrawdownCurrent decline from peak | -4.27% | -0.63% | -3.64% |
Average DrawdownAverage peak-to-trough decline | -7.02% | -1.68% | -5.34% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.28% | 0.87% | +0.41% |
Volatility
DRIUX vs. PRMYX - Volatility Comparison
Dimensional 2025 Target Date Retirement Income Fund (DRIUX) and Putnam RetirementReady Maturity Fund (PRMYX) have volatilities of 1.37% and 1.44%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DRIUX | PRMYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.37% | 1.44% | -0.07% |
Volatility (6M)Calculated over the trailing 6-month period | 4.42% | 3.88% | +0.54% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.68% | 4.83% | +0.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.41% | 5.26% | +4.15% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.86% | 4.50% | +4.36% |
DRIUX vs. PRMYX - Expense Ratio Comparison
DRIUX has a 0.18% expense ratio, which is higher than PRMYX's 0.13% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
DRIUX vs. PRMYX - Dividend Comparison
DRIUX's dividend yield for the trailing twelve months is around 5.82%, more than PRMYX's 3.41% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DRIUX Dimensional 2025 Target Date Retirement Income Fund | 5.82% | 5.26% | 4.40% | 4.53% | 7.77% | 5.60% | 3.72% | 2.25% | 2.44% | 1.39% | 1.41% | 0.00% |
PRMYX Putnam RetirementReady Maturity Fund | 3.41% | 3.30% | 3.15% | 3.62% | 7.46% | 2.47% | 2.17% | 2.97% | 1.73% | 0.55% | 1.53% | 3.90% |
Frequently Asked Questions
DRIUX and PRMYX have a correlation of 0.86, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PRMYX has higher volatility (1.44%) compared to DRIUX (1.37%). In terms of maximum drawdown, DRIUX dropped -26.95% vs PRMYX's -9.74%.
PRMYX currently has the higher Sharpe Ratio (1.27 vs 1.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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