- Issuer
- Dimensional
- Inception Date
- Nov 1, 2015
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
DRIUX Performance Chart
Dimensional 2025 Target Date Retirement Income Fund (DRIUX) is up 3.9% since the beginning of the year. DRIUX is currently trading at $12 per share. Investors who bought $1,000 worth of DRIUX shares 5 years ago would now be looking at an investment worth $1,057.
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Returns By Period
Dimensional 2025 Target Date Retirement Income Fund (DRIUX) has returned 3.93% so far this year and 9.95% over the past 12 months. Over the last ten years, DRIUX has returned 5.23% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Dimensional 2025 Target Date Retirement Income Fund
- 1D
- 0.52%
- 1M
- 1.04%
- YTD
- 3.93%
- 6M
- 4.02%
- 1Y
- 9.95%
- 3Y*
- 6.22%
- 5Y*
- 1.12%
- 10Y*
- 5.23%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
DRIUX Monthly Returns History
Based on dividend-adjusted daily data since Jan 4, 2016, DRIUX's average daily return is +0.02%, while the average monthly return is +0.49%. At this rate, an investment would double in approximately 11.8 years.
Historically, 66% of months were positive and 34% were negative. The best month was Apr 2020 with a return of +6.9%, while the worst month was Sep 2022 at -10.4%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 7 months.
On a daily basis, DRIUX closed higher 50% of trading days. The best single day was Mar 20, 2020 with a return of +4.7%, while the worst single day was Mar 17, 2020 at -5.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.98% | 2.03% | -3.35% | 3.04% | 1.47% | -0.17% | 3.93% | ||||||
| 2025 | 1.84% | 2.08% | -1.33% | -0.63% | 0.72% | 2.14% | 0.09% | 1.69% | 1.73% | 0.87% | 0.17% | -0.64% | 9.01% |
| 2024 | 0.09% | 0.18% | 1.32% | -3.25% | 3.08% | 1.19% | 2.45% | 1.33% | 1.92% | -2.67% | 1.51% | -3.10% | 3.86% |
| 2023 | 4.82% | -2.35% | 3.21% | 0.36% | -1.61% | 1.71% | 0.63% | -2.33% | -4.02% | -2.33% | 5.95% | 4.35% | 8.09% |
| 2022 | -4.31% | -0.36% | -1.10% | -5.86% | -1.81% | -6.09% | 6.72% | -3.68% | -10.41% | 3.01% | 5.19% | -3.26% | -20.98% |
| 2021 | -0.43% | -1.37% | 0.53% | 2.77% | 1.70% | 1.85% | 2.77% | 0.67% | -2.42% | 2.92% | 1.08% | -1.01% | 9.26% |
Benchmark Metrics
Dimensional 2025 Target Date Retirement Income Fund has an annualized alpha of 2.19%, beta of 0.26, and R2 of 0.28 versus S&P 500 Index. Calculated based on daily prices since January 04, 2016.
- This fund participated in 55.32% of S&P 500 Index downside but only 41.87% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.26 may look defensive, but with R2 of 0.28 this fund is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
- R2 of 0.28 means this fund moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 2.19%
- Beta
- 0.26
- R²
- 0.28
- Upside Capture
- 41.87%
- Downside Capture
- 55.32%
Expense Ratio
DRIUX has an expense ratio of 0.18%, which is considered low.
Return for Risk
Risk / Return Rank
DRIUX ranks 42 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Dimensional 2025 Target Date Retirement Income Fund (DRIUX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DRIUX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.25 | ||
| Sortino ratioReturn per unit of downside risk | -0.18 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.37 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.23 | 2.78 | -0.55 |
| Martin ratioReturn relative to average drawdown | 8.46 | 12.44 | -3.98 |
Dividends
Dividend History
Dimensional 2025 Target Date Retirement Income Fund provided a 5.08% dividend yield over the last twelve months, with an annual payout of $0.59 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.59 | $0.59 | $0.48 | $0.49 | $0.82 | $0.80 | $0.52 | $0.28 | $0.26 | $0.16 | $0.15 |
Dividend yield | 5.08% | 5.26% | 4.40% | 4.53% | 7.77% | 5.60% | 3.72% | 2.25% | 2.44% | 1.39% | 1.41% |
Monthly Dividends
The table displays the monthly dividend distributions for Dimensional 2025 Target Date Retirement Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.11 | $0.00 | $0.00 | $0.35 | $0.59 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.25 | $0.48 |
| 2023 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.23 | $0.49 |
| 2022 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.24 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.23 | $0.82 |
| 2021 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.42 | $0.80 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Dimensional 2025 Target Date Retirement Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dimensional 2025 Target Date Retirement Income Fund was 26.95%, occurring on Oct 10, 2022. The portfolio has not yet recovered.
The current Dimensional 2025 Target Date Retirement Income Fund drawdown is 2.61%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -26.95%Oct 2022 | 11mo 4d | — | 4y 7moNov 2021 - now |
COVID crash2020 | -18.09%Mar 2020 | 9d | 2mo 22d | 3mo 1dMar 2020 - Jun 2020 |
Rate-hike selloffLate 2018 | -10.33%Dec 2018 | 10mo 29d | 4mo 3d | 1y 2moJan 2018 - Apr 2019 |
2016 pullback2016 | -5.40%Dec 2016 | 3mo 9d | 2mo 10d | 5mo 19dSep 2016 - Feb 2017 |
2021 pullback2021 | -4.33%Feb 2021 | 14d | 1mo 19d | 2mo 3dFeb 2021 - Apr 2021 |
Drawdown Indicators
| DRIUX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.95% | -56.78% | +29.83% |
Max Drawdown (1Y)Largest decline over 1 year | -4.49% | -9.10% | +4.61% |
Max Drawdown (3Y)Largest decline over 3 years | -9.28% | -18.90% | +9.62% |
Max Drawdown (5Y)Largest decline over 5 years | -26.95% | -25.43% | -1.52% |
Max Drawdown (10Y)Largest decline over 10 years | -26.95% | -33.92% | +6.97% |
Current DrawdownCurrent decline from peak | -2.61% | -1.80% | -0.81% |
Average DrawdownAverage peak-to-trough decline | -7.05% | -10.71% | +3.66% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.18% | 2.03% | -0.85% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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