DRIUX vs. DRIQX
DRIUX (Dimensional 2025 Target Date Retirement Income Fund) and DRIQX (Dimensional 2015 Target Date Retirement Income Fund) are both Target Retirement Date funds from Dimensional. Over the past 10 years, DRIUX returned 4.60%/yr vs 4.48%/yr for DRIQX. Their 0.96 correlation means they have historically moved very closely together. DRIUX charges 0.18%/yr vs 0.17%/yr for DRIQX.
Performance
DRIUX vs. DRIQX - Performance Comparison
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Returns By Period
In the year-to-date period, DRIUX achieves a 2.15% return, which is significantly lower than DRIQX's 3.01% return. Both investments have delivered pretty close results over the past 10 years, with DRIUX having a 4.60% annualized return and DRIQX not far behind at 4.48%.
DRIUX
- 1D
- 0.36%
- 1M
- -1.22%
- 6M
- 1.16%
- YTD
- 2.15%
- 1Y
- 5.90%
- 3Y*
- 5.39%
- 5Y*
- -0.02%
- 10Y*
- 4.60%
- ALL TIME*
- 5.36%
DRIQX
- 1D
- 0.35%
- 1M
- -0.44%
- 6M
- 1.84%
- YTD
- 3.01%
- 1Y
- 6.61%
- 3Y*
- 6.44%
- 5Y*
- 1.86%
- 10Y*
- 4.48%
- ALL TIME*
- 5.07%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
DRIUX vs. DRIQX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DRIUX Dimensional 2025 Target Date Retirement Income Fund | 2.15% | 9.01% | 3.86% | 8.09% | -20.98% | 9.26% | 17.45% | 18.97% | -6.67% | 13.18% |
DRIQX Dimensional 2015 Target Date Retirement Income Fund | 3.01% | 8.83% | 5.47% | 8.17% | -14.79% | 7.79% | 14.31% | 14.08% | -4.20% | 7.82% |
Correlation
The correlation between DRIUX and DRIQX is 0.95 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.95 |
Correlation (3Y) Balances recent behavior with more history. | 0.96 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.97 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.96 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 2016 | 0.96 |
The correlation between DRIUX and DRIQX has been stable across timeframes, ranging from 0.95 to 0.97 - a consistent structural relationship.
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Return for Risk
DRIUX vs. DRIQX — Risk / Return Rank
DRIUX
DRIQX
DRIUX vs. DRIQX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Dimensional 2025 Target Date Retirement Income Fund (DRIUX) and Dimensional 2015 Target Date Retirement Income Fund (DRIQX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DRIUX | DRIQX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.42 | ||
| Sortino ratioReturn per unit of downside risk | -0.60 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.27 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 1.30 | 1.90 | -0.59 |
| Martin ratioReturn relative to average drawdown | 4.57 | 7.47 | -2.90 |
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Drawdowns
DRIUX vs. DRIQX - Drawdown Comparison
The maximum DRIUX drawdown since its inception was -26.95%, which is greater than DRIQX's maximum drawdown of -19.86%. Use the drawdown chart below to compare losses from any high point for DRIUX and DRIQX.
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Drawdown Indicators
| DRIUX | DRIQX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.95% | -19.86% | -7.09% |
Max Drawdown (1Y)Largest decline over 1 year | -4.49% | -3.47% | -1.02% |
Max Drawdown (3Y)Largest decline over 3 years | -7.21% | -5.12% | -2.09% |
Max Drawdown (5Y)Largest decline over 5 years | -26.95% | -19.86% | -7.09% |
Max Drawdown (10Y)Largest decline over 10 years | -26.95% | -19.86% | -7.09% |
Current DrawdownCurrent decline from peak | -4.27% | -1.30% | -2.97% |
Average DrawdownAverage peak-to-trough decline | -7.02% | -3.84% | -3.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.28% | 0.88% | +0.40% |
Volatility
DRIUX vs. DRIQX - Volatility Comparison
Dimensional 2025 Target Date Retirement Income Fund (DRIUX) has a higher volatility of 1.37% compared to Dimensional 2015 Target Date Retirement Income Fund (DRIQX) at 1.10%. This indicates that DRIUX's price experiences larger fluctuations and is considered to be riskier than DRIQX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DRIUX | DRIQX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.37% | 1.10% | +0.27% |
Volatility (6M)Calculated over the trailing 6-month period | 4.42% | 3.60% | +0.82% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.68% | 4.52% | +1.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.41% | 7.07% | +2.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.86% | 6.58% | +2.28% |
DRIUX vs. DRIQX - Expense Ratio Comparison
DRIUX has a 0.18% expense ratio, which is higher than DRIQX's 0.17% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
DRIUX vs. DRIQX - Dividend Comparison
DRIUX's dividend yield for the trailing twelve months is around 5.82%, less than DRIQX's 6.36% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
DRIQX Dimensional 2015 Target Date Retirement Income Fund | 6.36% | 4.95% | 4.53% | 4.28% | 6.51% | 4.54% | 3.76% | 2.05% | 2.23% | 1.66% | 1.37% |
DRIUX Dimensional 2025 Target Date Retirement Income Fund | 5.82% | 5.26% | 4.40% | 4.53% | 7.77% | 5.60% | 3.72% | 2.25% | 2.44% | 1.39% | 1.41% |
Frequently Asked Questions
With a correlation of 0.95, DRIUX and DRIQX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
DRIUX has higher volatility (1.37%) compared to DRIQX (1.10%). In terms of maximum drawdown, DRIUX dropped -26.95% vs DRIQX's -19.86%.
DRIQX currently has the higher Sharpe Ratio (1.46 vs 1.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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