DRIRX vs. DRIKX
DRIRX (Dimensional 2020 Target Date Retirement Income Fund) and DRIKX (Dimensional 2055 Target Date Retirement Income Fund) are both Target Retirement Date funds from Dimensional. Over the past 10 years, DRIRX returned 4.82%/yr vs 12.60%/yr for DRIKX. A 0.55 correlation means they provide meaningful diversification when combined. DRIRX charges 0.18%/yr vs 0.22%/yr for DRIKX.
Performance
DRIRX vs. DRIKX - Performance Comparison
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Returns By Period
In the year-to-date period, DRIRX achieves a 4.34% return, which is significantly lower than DRIKX's 12.38% return. Over the past 10 years, DRIRX has underperformed DRIKX with an annualized return of 4.82%, while DRIKX has yielded a comparatively higher 12.60% annualized return.
DRIRX
- 1D
- 0.09%
- 1M
- 1.57%
- YTD
- 4.34%
- 6M
- 4.04%
- 1Y
- 11.05%
- 3Y*
- 7.29%
- 5Y*
- 2.04%
- 10Y*
- 4.82%
DRIKX
- 1D
- 0.35%
- 1M
- 5.02%
- YTD
- 12.38%
- 6M
- 13.14%
- 1Y
- 28.14%
- 3Y*
- 20.34%
- 5Y*
- 11.66%
- 10Y*
- 12.60%
DRIRX vs. DRIKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DRIRX Dimensional 2020 Target Date Retirement Income Fund | 4.34% | 9.59% | 4.53% | 7.67% | -17.65% | 7.02% | 16.14% | 15.63% | -5.17% | 9.86% |
DRIKX Dimensional 2055 Target Date Retirement Income Fund | 12.38% | 19.29% | 17.19% | 21.26% | -15.32% | 21.28% | 14.20% | 25.63% | -9.16% | 21.59% |
Correlation
The correlation between DRIRX and DRIKX is 0.66, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.66 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.63 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.57 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.54 |
Correlation (All Time) Calculated using the full available price history since Jan 5, 2016 | 0.55 |
The correlation between DRIRX and DRIKX shifts across timeframes, from 0.54 (10 years) to 0.66 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
DRIRX vs. DRIKX — Risk / Return Rank
DRIRX
DRIKX
DRIRX vs. DRIKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Dimensional 2020 Target Date Retirement Income Fund (DRIRX) and Dimensional 2055 Target Date Retirement Income Fund (DRIKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| DRIRX | DRIKX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.51 | ||
| Sortino ratioReturn per unit of downside risk | -0.56 | ||
| Omega ratioGain probability vs. loss probability | 1.45 | 1.51 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.76 | 3.66 | -0.90 |
| Martin ratioReturn relative to average drawdown | 11.56 | 16.03 | -4.47 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| DRIRX | DRIKX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.30 | 2.81 | -0.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.25 | 0.80 | -0.55 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.64 | 0.81 | -0.17 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.70 | 0.81 | -0.11 |
Drawdowns
DRIRX vs. DRIKX - Drawdown Comparison
The maximum DRIRX drawdown since its inception was -23.69%, smaller than the maximum DRIKX drawdown of -33.48%. Use the drawdown chart below to compare losses from any high point for DRIRX and DRIKX.
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Drawdown Indicators
| DRIRX | DRIKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.69% | -33.48% | +9.79% |
Max Drawdown (1Y)Largest decline over 1 year | -4.09% | -8.59% | +4.50% |
Max Drawdown (3Y)Largest decline over 3 years | -7.60% | -16.02% | +8.42% |
Max Drawdown (5Y)Largest decline over 5 years | -23.69% | -23.49% | -0.20% |
Max Drawdown (10Y)Largest decline over 10 years | -23.69% | -33.48% | +9.79% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -5.61% | -4.24% | -1.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.97% | 1.89% | -0.92% |
Volatility
DRIRX vs. DRIKX - Volatility Comparison
The current volatility for Dimensional 2020 Target Date Retirement Income Fund (DRIRX) is 1.60%, while Dimensional 2055 Target Date Retirement Income Fund (DRIKX) has a volatility of 3.11%. This indicates that DRIRX experiences smaller price fluctuations and is considered to be less risky than DRIKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DRIRX | DRIKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.60% | 3.11% | -1.51% |
Volatility (6M)Calculated over the trailing 6-month period | 3.73% | 8.69% | -4.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.92% | 11.20% | -6.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.18% | 14.83% | -6.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.60% | 15.75% | -8.15% |
DRIRX vs. DRIKX - Expense Ratio Comparison
DRIRX has a 0.18% expense ratio, which is lower than DRIKX's 0.22% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
DRIRX vs. DRIKX - Dividend Comparison
DRIRX's dividend yield for the trailing twelve months is around 5.60%, more than DRIKX's 1.31% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
DRIKX Dimensional 2055 Target Date Retirement Income Fund | 1.31% | 1.24% | 2.44% | 3.19% | 3.92% | 2.37% | 2.41% | 2.12% | 2.27% | 1.18% | 1.39% |
DRIRX Dimensional 2020 Target Date Retirement Income Fund | 5.60% | 5.80% | 4.18% | 3.62% | 7.41% | 4.42% | 3.00% | 2.51% | 2.59% | 1.48% | 1.34% |
Frequently Asked Questions
DRIRX and DRIKX have a correlation of 0.66, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
DRIKX has higher volatility (3.11%) compared to DRIRX (1.60%). In terms of maximum drawdown, DRIRX dropped -23.69% vs DRIKX's -33.48%.
DRIKX currently has the higher Sharpe Ratio (2.81 vs 2.30), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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