DAVE vs. CAT
DAVE (Dave Inc.) and CAT (Caterpillar Inc.) are both stocks. DAVE operates in Software - Application (Technology), while CAT operates in Farm & Heavy Construction Machinery (Industrials). Over the past 5 years, DAVE returned 3.39%/yr vs 33.84%/yr for CAT. Their 0.23 correlation means their historical movements had little consistent relationship.
Performance
DAVE vs. CAT - Performance Comparison
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Returns By Period
In the year-to-date period, DAVE achieves a 68.33% return, which is significantly higher than CAT's 43.10% return.
DAVE
- 1D
- -1.31%
- 1M
- -2.72%
- 6M
- 127.68%
- YTD
- 68.33%
- 1Y
- 58.05%
- 3Y*
- 285.61%
- 5Y*
- 3.39%
- 10Y*
- —
- ALL TIME*
- 3.33%
CAT
- 1D
- 0.70%
- 1M
- -17.66%
- 6M
- 24.42%
- YTD
- 43.10%
- 1Y
- 87.70%
- 3Y*
- 43.33%
- 5Y*
- 33.84%
- 10Y*
- 28.72%
- ALL TIME*
- 10.47%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $2.66B | $2.67B | $2.93B | |
DAVE Dave Inc. | $172.88M | $187.81M | $183.81M |
DAVE vs. CAT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
DAVE Dave Inc. | 68.33% | 154.73% | 936.61% | -9.64% | -97.17% | 4.59% |
CAT Caterpillar Inc. | 43.10% | 60.30% | 24.66% | 25.95% | 18.60% | -9.18% |
Correlation
The correlation between DAVE and CAT is 0.21, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.21 |
Correlation (3Y) Balances recent behavior with more history. | 0.26 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.23 |
Correlation (All Time) Calculated using the full available price history since Apr 26, 2021 | 0.23 |
Fundamentals
DAVE:
$5.01B
CAT:
$375.33B
DAVE:
$15.57
CAT:
$20.10
DAVE:
23.94
CAT:
40.53
DAVE:
0.11
CAT:
2.68
DAVE:
9.77
CAT:
5.40
DAVE:
26.34
CAT:
20.34
DAVE:
$551.52M
CAT:
$70.76B
DAVE:
$427.68M
CAT:
$23.01B
DAVE:
$165.95M
CAT:
$15.31B
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Return for Risk
DAVE vs. CAT — Risk / Return Rank
DAVE
CAT
DAVE vs. CAT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Dave Inc. (DAVE) and Caterpillar Inc. (CAT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DAVE | CAT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.41 | ||
| Sortino ratioReturn per unit of downside risk | -1.40 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.37 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 1.49 | 3.34 | -1.85 |
| Martin ratioReturn relative to average drawdown | 3.26 | 13.81 | -10.55 |
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Drawdowns
DAVE vs. CAT - Drawdown Comparison
The maximum DAVE drawdown since its inception was -99.01%, which is greater than CAT's maximum drawdown of -73.43%. Use the drawdown chart below to compare losses from any high point for DAVE and CAT.
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Drawdown Indicators
| DAVE | CAT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -99.01% | -73.43% | -25.58% |
Max Drawdown (1Y)Largest decline over 1 year | -39.11% | -26.36% | -12.75% |
Max Drawdown (3Y)Largest decline over 3 years | -44.67% | -34.05% | -10.62% |
Max Drawdown (5Y)Largest decline over 5 years | -99.01% | -34.05% | -64.96% |
Max Drawdown (10Y)Largest decline over 10 years | — | -43.36% | — |
Current DrawdownCurrent decline from peak | -18.56% | -23.34% | +4.78% |
Average DrawdownAverage peak-to-trough decline | -67.63% | -19.71% | -47.92% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 17.88% | 6.41% | +11.47% |
Volatility
DAVE vs. CAT - Volatility Comparison
Dave Inc. (DAVE) has a higher volatility of 14.54% compared to Caterpillar Inc. (CAT) at 11.37%. This indicates that DAVE's price experiences larger fluctuations and is considered to be riskier than CAT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DAVE | CAT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.54% | 11.37% | +3.17% |
Volatility (6M)Calculated over the trailing 6-month period | 48.39% | 31.53% | +16.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 69.38% | 39.11% | +30.27% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 99.00% | 31.62% | +67.38% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 96.44% | 31.31% | +65.13% |
Dividends
DAVE vs. CAT - Dividend Comparison
DAVE has not paid dividends to shareholders, while CAT's dividend yield for the trailing twelve months is around 0.76%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CAT Caterpillar Inc. | 0.76% | 1.02% | 1.49% | 1.69% | 1.93% | 2.07% | 2.26% | 2.56% | 2.58% | 1.97% | 3.32% | 4.33% |
DAVE Dave Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
DAVE vs. CAT - Financials Comparison
This section allows you to compare key financial metrics between Dave Inc. and Caterpillar Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
DAVE vs. CAT - Profitability Comparison
DAVE - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Dave Inc. reported a gross profit of 120.00M and revenue of 147.59M. Therefore, the gross margin over that period was 81.3%.
CAT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Caterpillar Inc. reported a gross profit of 6.11B and revenue of 17.42B. Therefore, the gross margin over that period was 35.1%.
DAVE - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Dave Inc. reported an operating income of 21.15M and revenue of 147.59M, resulting in an operating margin of 14.3%.
CAT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Caterpillar Inc. reported an operating income of 3.09B and revenue of 17.42B, resulting in an operating margin of 17.7%.
DAVE - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Dave Inc. reported a net income of 57.94M and revenue of 147.59M, resulting in a net margin of 39.3%.
CAT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Caterpillar Inc. reported a net income of 2.55B and revenue of 17.42B, resulting in a net margin of 14.6%.
Frequently Asked Questions
DAVE and CAT have a correlation of 0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
DAVE has higher volatility (14.54%) compared to CAT (11.37%). In terms of maximum drawdown, DAVE dropped -99.01% vs CAT's -73.43%.
CAT currently has the higher Sharpe Ratio (2.25 vs 0.84), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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