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DAVE vs. AGX
Performance
Return for Risk
Drawdowns
Volatility
Dividends
Financials

Performance

DAVE vs. AGX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Dave Inc. (DAVE) and Argan, Inc. (AGX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, DAVE achieves a 22.08% return, which is significantly lower than AGX's 98.28% return.


DAVE

1D
4.66%
1M
5.45%
YTD
22.08%
6M
33.54%
1Y
22.00%
3Y*
262.16%
5Y*
-3.13%
10Y*

AGX

1D
-10.76%
1M
-8.86%
YTD
98.28%
6M
94.57%
1Y
156.50%
3Y*
156.79%
5Y*
69.15%
10Y*
34.05%
*Multi-year figures are annualized to reflect compound growth (CAGR)

DAVE vs. AGX - Yearly Performance Comparison


2026 (YTD)20252024202320222021
DAVE
Dave Inc.
22.08%154.73%936.61%-9.64%-97.17%4.59%
AGX
Argan, Inc.
98.28%130.61%198.31%30.24%-2.01%-21.97%

Correlation

The correlation between DAVE and AGX is 0.21, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.21

Correlation (3Y)
Calculated over the trailing 3-year period

0.24

Correlation (5Y)
Calculated over the trailing 5-year period

0.19

Correlation (All Time)
Calculated using the full available price history since Apr 27, 2021

0.19

Fundamentals

Market Cap

DAVE:

$3.89B

AGX:

$8.80B

EPS

DAVE:

$15.54

AGX:

$11.38

PE Ratio

DAVE:

17.39

AGX:

54.46

PEG Ratio

DAVE:

0.08

AGX:

0.99

PS Ratio

DAVE:

7.10

AGX:

8.43

PB Ratio

DAVE:

19.10

AGX:

18.59

Total Revenue (TTM)

DAVE:

$551.52M

AGX:

$1.04B

Gross Profit (TTM)

DAVE:

$427.68M

AGX:

$217.93M

EBITDA (TTM)

DAVE:

$165.95M

AGX:

$163.99M

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Return for Risk

DAVE vs. AGX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

DAVE
DAVE Risk / Return Rank: 5353
Overall Rank
DAVE Sharpe Ratio Rank: 5353
Sharpe Ratio Rank
DAVE Sortino Ratio Rank: 5353
Sortino Ratio Rank
DAVE Omega Ratio Rank: 5252
Omega Ratio Rank
DAVE Calmar Ratio Rank: 5454
Calmar Ratio Rank
DAVE Martin Ratio Rank: 5252
Martin Ratio Rank

AGX
AGX Risk / Return Rank: 9191
Overall Rank
AGX Sharpe Ratio Rank: 9090
Sharpe Ratio Rank
AGX Sortino Ratio Rank: 8888
Sortino Ratio Rank
AGX Omega Ratio Rank: 8686
Omega Ratio Rank
AGX Calmar Ratio Rank: 9494
Calmar Ratio Rank
AGX Martin Ratio Rank: 9595
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

DAVE vs. AGX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Dave Inc. (DAVE) and Argan, Inc. (AGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


DAVEAGXDifference
Sharpe ratioReturn per unit of total volatility

-1.80

Sortino ratioReturn per unit of downside risk

-1.94

Omega ratioGain probability vs. loss probability

1.11

1.36

-0.25

Calmar ratioReturn relative to maximum drawdown

0.49

6.31

-5.81

Martin ratioReturn relative to average drawdown

0.88

18.30

-17.42

DAVE vs. AGX - Sharpe Ratio Comparison

The current DAVE Sharpe Ratio is 0.30, which is lower than the AGX Sharpe Ratio of 2.10. The chart below compares the historical Sharpe Ratios of DAVE and AGX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Sharpe Ratios by Period


DAVEAGXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.30

2.10

-1.80

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.03

1.37

-1.40

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.75

Sharpe Ratio (All Time)

Calculated using the full available price history

-0.03

0.05

-0.08

Drawdowns

DAVE vs. AGX - Drawdown Comparison

The maximum DAVE drawdown since its inception was -99.01%, roughly equal to the maximum AGX drawdown of -94.37%. Use the drawdown chart below to compare losses from any high point for DAVE and AGX.


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Drawdown Indicators


DAVEAGXDifference

Max Drawdown

Largest peak-to-trough decline

-99.01%

-94.37%

-4.64%

Max Drawdown (1Y)

Largest decline over 1 year

-44.67%

-24.96%

-19.71%

Max Drawdown (3Y)

Largest decline over 3 years

-44.67%

-43.75%

-0.92%

Max Drawdown (5Y)

Largest decline over 5 years

-99.01%

-43.75%

-55.26%

Max Drawdown (10Y)

Largest decline over 10 years

-54.61%

Current Drawdown

Current decline from peak

-40.93%

-16.32%

-24.61%

Average Drawdown

Average peak-to-trough decline

-69.06%

-48.35%

-20.71%

Ulcer Index

Depth and duration of drawdowns from previous peaks

24.93%

9.50%

+15.43%

Volatility

DAVE vs. AGX - Volatility Comparison

Dave Inc. (DAVE) and Argan, Inc. (AGX) have volatilities of 18.37% and 17.80%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


DAVEAGXDifference

Volatility (1M)

Calculated over the trailing 1-month period

18.37%

17.80%

+0.57%

Volatility (6M)

Calculated over the trailing 6-month period

48.81%

55.76%

-6.95%

Volatility (1Y)

Calculated over the trailing 1-year period

73.92%

75.04%

-1.12%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

98.44%

50.86%

+47.58%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

97.30%

45.84%

+51.46%

Dividends

DAVE vs. AGX - Dividend Comparison

DAVE has not paid dividends to shareholders, while AGX's dividend yield for the trailing twelve months is around 0.30%.


PositionTTM20252024202320222021202020192018201720162015
AGX
Argan, Inc.
0.30%0.52%0.93%2.24%2.71%1.94%7.31%2.49%1.98%4.44%1.42%2.16%
DAVE
Dave Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Financials

DAVE vs. AGX - Financials Comparison

This section allows you to compare key financial metrics between Dave Inc. and Argan, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


50.00M100.00M150.00M200.00M250.00M300.00M20222023202420252026
147.59M
290.95M
(DAVE) Total Revenue
(AGX) Total Revenue
Values in USD except per share items

DAVE vs. AGX - Profitability Comparison

The chart below illustrates the profitability comparison between Dave Inc. and Argan, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%20222023202420252026
81.3%
21.0%
Portfolio components
DAVE - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Dave Inc. reported a gross profit of 120.00M and revenue of 147.59M. Therefore, the gross margin over that period was 81.3%.

AGX - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Argan, Inc. reported a gross profit of 61.11M and revenue of 290.95M. Therefore, the gross margin over that period was 21.0%.

DAVE - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Dave Inc. reported an operating income of 21.15M and revenue of 147.59M, resulting in an operating margin of 14.3%.

AGX - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Argan, Inc. reported an operating income of 45.40M and revenue of 290.95M, resulting in an operating margin of 15.6%.

DAVE - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Dave Inc. reported a net income of 57.94M and revenue of 147.59M, resulting in a net margin of 39.3%.

AGX - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Argan, Inc. reported a net income of 46.06M and revenue of 290.95M, resulting in a net margin of 15.8%.


Frequently Asked Questions


DAVE and AGX have a correlation of 0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

DAVE has higher volatility (18.37%) compared to AGX (17.80%). In terms of maximum drawdown, DAVE dropped -99.01% vs AGX's -94.37%.

AGX currently has the higher Sharpe Ratio (2.10 vs 0.30), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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