CSBG.NEO vs. CCAD.TO

Last updated Jun 4, 2026

CSBG.NEO (CIBC Sustainable Balanced Growth Solution ETF) and CCAD.TO (CIBC Premium Cash Management ETF) are both exchange-traded funds - CSBG.NEO is a Diversified Portfolio fund actively managed by CIBC, while CCAD.TO is a Money Market fund actively managed by CIBC. Both are actively managed. Over the past year, CSBG.NEO returned 0.00% vs 2.58% for CCAD.TO. CSBG.NEO charges 0.90%/yr vs 0.14%/yr for CCAD.TO.

Performance

CSBG.NEO vs. CCAD.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in CIBC Sustainable Balanced Growth Solution ETF (CSBG.NEO) and CIBC Premium Cash Management ETF (CCAD.TO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

CSBG.NEO

• 1D: 0.00%
• 1M: 0.00%
• YTD: 0.00%
• 6M: 0.00%
• 1Y: 0.00%
• 3Y*: 0.80%
• 5Y*: —
• 10Y*: —

CCAD.TO

• 1D: 0.02%
• 1M: 0.20%
• YTD: 0.98%
• 6M: 1.20%
• 1Y: 2.58%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

CSBG.NEO vs. CCAD.TO - Yearly Performance Comparison

	2026 (YTD)	2025
CSBG.NEO CIBC Sustainable Balanced Growth Solution ETF	0.00%	0.00%
CCAD.TO CIBC Premium Cash Management ETF	0.98%	1.69%

Return for Risk

CSBG.NEO vs. CCAD.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CCAD.TO

CCAD.TO Risk / Return Rank: 99
CCAD.TO Sharpe Ratio Rank: 99
CCAD.TO Sortino Ratio Rank: 99
CCAD.TO Omega Ratio Rank: 99
CCAD.TO Calmar Ratio Rank: 99
CCAD.TO Martin Ratio Rank: 99

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CSBG.NEO vs. CCAD.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for CIBC Sustainable Balanced Growth Solution ETF (CSBG.NEO) and CIBC Premium Cash Management ETF (CCAD.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	CSBG.NEO	CCAD.TO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	7.29	—
Sharpe Ratio (All Time) Calculated using the full available price history	1.08	7.34	-6.26

Drawdowns

CSBG.NEO vs. CCAD.TO - Drawdown Comparison

The maximum CSBG.NEO drawdown since its inception was 0.00%, smaller than the maximum CCAD.TO drawdown of -0.08%. Use the drawdown chart below to compare losses from any high point for CSBG.NEO and CCAD.TO.

Drawdown Indicators

	CSBG.NEO	CCAD.TO	Difference
Max Drawdown Largest peak-to-trough decline	0.00%	-0.08%	+0.08%
Max Drawdown (1Y) Largest decline over 1 year	0.00%	-0.08%	+0.08%
Max Drawdown (3Y) Largest decline over 3 years	0.00%	—	—
Current Drawdown Current decline from peak	0.00%	0.00%	0.00%
Average Drawdown Average peak-to-trough decline	0.00%	-0.01%	+0.01%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.00%	0.02%	-0.02%

Volatility

CSBG.NEO vs. CCAD.TO - Volatility Comparison

The current volatility for CIBC Sustainable Balanced Growth Solution ETF (CSBG.NEO) is 0.00%, while CIBC Premium Cash Management ETF (CCAD.TO) has a volatility of 0.06%. This indicates that CSBG.NEO experiences smaller price fluctuations and is considered to be less risky than CCAD.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CSBG.NEO	CCAD.TO	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.00%	0.06%	-0.06%
Volatility (6M) Calculated over the trailing 6-month period	0.00%	0.19%	-0.19%
Volatility (1Y) Calculated over the trailing 1-year period	0.00%	0.36%	-0.36%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	1.27%	0.35%	+0.92%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	1.27%	0.35%	+0.92%

CSBG.NEO vs. CCAD.TO - Expense Ratio Comparison

CSBG.NEO has a 0.90% expense ratio, which is higher than CCAD.TO's 0.14% expense ratio.

Dividends

CSBG.NEO vs. CCAD.TO - Dividend Comparison

CSBG.NEO has not paid dividends to shareholders, while CCAD.TO's dividend yield for the trailing twelve months is around 2.63%.

Position	TTM	2025	2024	2023	2022
CCAD.TO CIBC Premium Cash Management ETF	2.63%	1.62%	0.00%	0.00%	0.00%
CSBG.NEO CIBC Sustainable Balanced Growth Solution ETF	0.00%	0.00%	1.16%	1.21%	1.66%

Frequently Asked Questions

Which ETF is better, CSBG.NEO or CCAD.TO?

On fees, CCAD.TO is cheaper at 0.14% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, CSBG.NEO or CCAD.TO?

CCAD.TO is cheaper with a 0.14% expense ratio, compared with 0.90% for CSBG.NEO.

What is the main difference between CSBG.NEO and CCAD.TO?

CSBG.NEO is categorized as Diversified Portfolio, while CCAD.TO is Money Market. Their fees differ too: 0.90% for CSBG.NEO and 0.14% for CCAD.TO.