CPSS vs. UBS
CPSS (Consumer Portfolio Services, Inc.) and UBS (UBS Group AG) are both stocks. Both are in the Financial Services sector — CPSS in Credit Services, UBS in Banks - Diversified. Over the past 10 years, CPSS returned 10.60%/yr vs 17.05%/yr for UBS. At a 0.21 correlation, their price movements are largely independent.
Performance
CPSS vs. UBS - Performance Comparison
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Returns By Period
In the year-to-date period, CPSS achieves a 2.14% return, which is significantly lower than UBS's 11.85% return. Over the past 10 years, CPSS has underperformed UBS with an annualized return of 10.60%, while UBS has yielded a comparatively higher 17.05% annualized return.
CPSS
- 1D
- -2.16%
- 1M
- -0.42%
- YTD
- 2.14%
- 6M
- 2.36%
- 1Y
- -1.14%
- 3Y*
- -6.40%
- 5Y*
- 16.56%
- 10Y*
- 10.60%
UBS
- 1D
- 0.67%
- 1M
- 8.90%
- YTD
- 11.85%
- 6M
- 11.56%
- 1Y
- 70.28%
- 3Y*
- 41.93%
- 5Y*
- 30.23%
- 10Y*
- 17.05%
CPSS vs. UBS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CPSS Consumer Portfolio Services, Inc. | 2.14% | -14.09% | 15.90% | 5.88% | -25.32% | 179.48% | 25.82% | 11.96% | -27.47% | -18.95% |
UBS UBS Group AG | 11.85% | 60.21% | 2.03% | 67.65% | 5.92% | 27.93% | 17.99% | 7.15% | -32.68% | 21.53% |
Correlation
The correlation between CPSS and UBS is 0.15, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.15 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.17 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.28 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.21 |
Correlation (All Time) Calculated using the full available price history since Nov 21, 2014 | 0.21 |
The correlation between CPSS and UBS shifts across timeframes, from 0.15 (1 year) to 0.28 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
CPSS:
$224.28M
UBS:
$206.83B
CPSS:
$0.84
UBS:
$2.24
CPSS:
11.28
UBS:
22.86
CPSS:
0.69
UBS:
2.79
CPSS:
$327.60M
UBS:
$64.08B
CPSS:
$211.29M
UBS:
$42.48B
CPSS:
$80.96M
UBS:
$11.15B
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Return for Risk
CPSS vs. UBS — Risk / Return Rank
CPSS
UBS
CPSS vs. UBS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Consumer Portfolio Services, Inc. (CPSS) and UBS Group AG (UBS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CPSS | UBS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.77 | ||
| Sortino ratioReturn per unit of downside risk | -3.24 | ||
| Omega ratioGain probability vs. loss probability | 1.03 | 1.43 | -0.40 |
| Calmar ratioReturn relative to maximum drawdown | -0.04 | 2.71 | -2.75 |
| Martin ratioReturn relative to average drawdown | -0.07 | 7.24 | -7.31 |
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Drawdowns
CPSS vs. UBS - Drawdown Comparison
The maximum CPSS drawdown since its inception was -99.08%, which is greater than UBS's maximum drawdown of -61.38%. Use the drawdown chart below to compare losses from any high point for CPSS and UBS.
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Drawdown Indicators
| CPSS | UBS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -99.08% | -61.38% | -37.70% |
Max Drawdown (1Y)Largest decline over 1 year | -27.92% | -26.07% | -1.85% |
Max Drawdown (3Y)Largest decline over 3 years | -45.91% | -27.00% | -18.91% |
Max Drawdown (5Y)Largest decline over 5 years | -69.02% | -33.41% | -35.61% |
Max Drawdown (10Y)Largest decline over 10 years | -81.48% | -61.38% | -20.10% |
Current DrawdownCurrent decline from peak | -65.03% | 0.00% | -65.03% |
Average DrawdownAverage peak-to-trough decline | -74.47% | -19.18% | -55.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 16.26% | 9.74% | +6.52% |
Volatility
CPSS vs. UBS - Volatility Comparison
Consumer Portfolio Services, Inc. (CPSS) has a higher volatility of 9.96% compared to UBS Group AG (UBS) at 6.82%. This indicates that CPSS's price experiences larger fluctuations and is considered to be riskier than UBS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CPSS | UBS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.96% | 6.82% | +3.14% |
Volatility (6M)Calculated over the trailing 6-month period | 27.63% | 20.07% | +7.56% |
Volatility (1Y)Calculated over the trailing 1-year period | 43.00% | 25.82% | +17.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 58.39% | 30.37% | +28.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 63.18% | 30.33% | +32.85% |
Dividends
CPSS vs. UBS - Dividend Comparison
CPSS has not paid dividends to shareholders, while UBS's dividend yield for the trailing twelve months is around 1.08%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CPSS Consumer Portfolio Services, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
UBS UBS Group AG | 1.08% | 2.92% | 3.46% | 0.89% | 1.34% | 1.04% | 3.87% | 5.48% | 0.00% | 3.30% | 5.42% | 3.87% |
Financials
CPSS vs. UBS - Financials Comparison
This section allows you to compare key financial metrics between Consumer Portfolio Services, Inc. and UBS Group AG. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
CPSS and UBS have a correlation of 0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CPSS has higher volatility (9.96%) compared to UBS (6.82%). In terms of maximum drawdown, CPSS dropped -99.08% vs UBS's -61.38%.
UBS currently has the higher Sharpe Ratio (2.74 vs -0.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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