Consumer Portfolio Services, Inc. (CPSS)

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Consumer Portfolio Services, Inc. (CPSS) is up 2.1% since the beginning of the year. At $10 per share, CPSS is trading 9.2% below its 52-week high of $10. Investors who bought $1,000 worth of CPSS shares 5 years ago would now be looking at an investment worth $2,152.

Consumer Portfolio Services, Inc. (CPSS) has returned 2.14% so far this year and -1.14% over the past 12 months. Over the last ten years, CPSS has returned 10.60% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.

Based on dividend-adjusted daily data since Feb 22, 1993, CPSS's average daily return is +0.14%, while the average monthly return is +2.00%. At this rate, an investment would double in approximately 2.9 years.

Historically, 50% of months were positive and 50% were negative. The best month was Apr 2020 with a return of +117.7%, while the worst month was Aug 1998 at -80.7%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 6 months.

On a daily basis, CPSS closed higher 44% of trading days. The best single day was May 18, 2000 with a return of +104.5%, while the worst single day was Aug 31, 1998 at -57.1%.

Consumer Portfolio Services, Inc. has an annualized alpha of 29.17%, beta of 0.86, and R2 of 0.04 versus S&P 500 Index. Calculated based on daily prices since February 22, 1993.

• This stock participated in 131.39% of S&P 500 Index downside but only 100.19% of its upside - more exposed to losses than it benefited from rallies.
• R2 of 0.04 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

CPSS ranks 40 for risk / return — below 40% of stocks on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Consumer Portfolio Services, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Consumer Portfolio Services, Inc. was 99.08%, occurring on Feb 20, 2009. The portfolio has not yet recovered.

The current Consumer Portfolio Services, Inc. drawdown is 65.03%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Consumer Portfolio Services, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Consumer Portfolio Services, Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.