COTZX vs. UPAAX

Last updated Aug 4, 2026

COTZX (Columbia Thermostat Fund) and UPAAX (Upright Assets Allocation Plus Fund) are both Tactical Allocation funds. Their 0.65 correlation means they have sometimes moved together and sometimes differently. COTZX charges 0.24%/yr vs 2.49%/yr for UPAAX.

Performance

COTZX vs. UPAAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Columbia Thermostat Fund (COTZX) and Upright Assets Allocation Plus Fund (UPAAX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

COTZX

• 1D: 0.00%
• 1M: -0.60%
• 6M: 2.13%
• YTD: 2.42%
• 1Y: 7.46%
• 3Y*: 10.03%
• 5Y*: 4.24%
• 10Y*: 7.21%
• ALL TIME*: 7.33%

UPAAX

• 1D: 0.27%
• 1M: -2.17%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
COTZX Columbia Thermostat Fund	$0.00	$0.00	$0.00
UPAAX Upright Assets Allocation Plus Fund	$0.00	$0.00	$0.00

COTZX vs. UPAAX - Yearly Performance Comparison

	2026 (YTD)
COTZX Columbia Thermostat Fund	-0.39%
UPAAX Upright Assets Allocation Plus Fund	-8.94%

Correlation

The correlation between COTZX and UPAAX is 0.65, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 28, 2026	0.65

Return for Risk

COTZX vs. UPAAX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

COTZX

COTZX Risk / Return Rank: 47
COTZX Sharpe Ratio Rank: 44
COTZX Sortino Ratio Rank: 45
COTZX Omega Ratio Rank: 46
COTZX Calmar Ratio Rank: 43
COTZX Martin Ratio Rank: 59

UPAAX

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

COTZX vs. UPAAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Columbia Thermostat Fund (COTZX) and Upright Assets Allocation Plus Fund (UPAAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	COTZX	UPAAX	Difference
Sharpe ratio: Return per unit of total volatility	1.37	—	—
Sortino ratio: Return per unit of downside risk	2.01	—	—
Omega ratio: Gain probability vs. loss probability	1.26	—	—
Calmar ratio: Return relative to maximum drawdown	1.85	—	—
Martin ratio: Return relative to average drawdown	8.19	—	—

Drawdowns

COTZX vs. UPAAX - Drawdown Comparison

The maximum COTZX drawdown since its inception was -47.48%, which is greater than UPAAX's maximum drawdown of -14.95%. Use the drawdown chart below to compare losses from any high point for COTZX and UPAAX.

Drawdown Indicators

	COTZX	UPAAX	Difference
Max Drawdown Largest peak-to-trough decline	-47.48%	-14.95%	-32.53%
Max Drawdown (1Y) Largest decline over 1 year	-4.02%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-6.92%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-17.80%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-17.80%	—	—
Current Drawdown Current decline from peak	-1.04%	-12.34%	+11.30%
Average Drawdown Average peak-to-trough decline	-3.45%	-8.57%	+5.12%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.90%	—	—

Volatility

Volatility by Period

	COTZX	UPAAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.57%	—	—
Volatility (6M) Calculated over the trailing 6-month period	4.51%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	5.42%	27.55%	-22.13%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	7.42%	27.55%	-20.13%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	7.42%	27.55%	-20.13%

COTZX vs. UPAAX - Expense Ratio Comparison

COTZX has a 0.24% expense ratio, which is lower than UPAAX's 2.49% expense ratio.

Dividends

COTZX vs. UPAAX - Dividend Comparison

COTZX's dividend yield for the trailing twelve months is around 3.28%, while UPAAX has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
COTZX Columbia Thermostat Fund	3.28%	3.37%	3.55%	2.74%	3.28%	14.82%	6.92%	5.57%	4.45%	3.13%	2.66%	4.26%
UPAAX Upright Assets Allocation Plus Fund	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both COTZX and UPAAX in my portfolio?

COTZX and UPAAX have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.