COALINDIA.NS vs. HUDCO.NS

Last updated Jun 5, 2026

COALINDIA.NS (Coal India Limited) and HUDCO.NS (Housing and Urban Development Corporation Limited) are both stocks. COALINDIA.NS operates in Thermal Coal (Energy), while HUDCO.NS operates in Credit Services (Financial Services). Over the past 5 years, COALINDIA.NS returned 36.67%/yr vs 38.52%/yr for HUDCO.NS. At a 0.36 correlation, their price movements are largely independent.

Performance

COALINDIA.NS vs. HUDCO.NS - Performance Comparison

The chart below illustrates the hypothetical performance of a ₹10,000 investment in Coal India Limited (COALINDIA.NS) and Housing and Urban Development Corporation Limited (HUDCO.NS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, COALINDIA.NS achieves a 22.31% return, which is significantly higher than HUDCO.NS's -9.11% return.

COALINDIA.NS

• 1D: 1.98%
• 1M: 2.44%
• YTD: 22.31%
• 6M: 28.44%
• 1Y: 30.54%
• 3Y*: 36.93%
• 5Y*: 36.67%
• 10Y*: 13.01%

HUDCO.NS

• 1D: 1.01%
• 1M: -7.98%
• YTD: -9.11%
• 6M: -7.93%
• 1Y: -13.05%
• 3Y*: 54.21%
• 5Y*: 38.52%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

COALINDIA.NS vs. HUDCO.NS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
COALINDIA.NS Coal India Limited	22.31%	11.34%	8.22%	82.15%	71.44%	21.13%	-25.79%	-9.99%	-0.13%	-4.81%
HUDCO.NS Housing and Urban Development Corporation Limited	-9.11%	0.14%	89.84%	156.05%	46.39%	2.88%	22.55%	-14.46%	-47.54%	13.78%

Correlation

The correlation between COALINDIA.NS and HUDCO.NS is 0.29, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.29
Correlation (3Y) Calculated over the trailing 3-year period	0.40
Correlation (5Y) Calculated over the trailing 5-year period	0.39
Correlation (All Time) Calculated using the full available price history since May 22, 2017	0.36

The correlation between COALINDIA.NS and HUDCO.NS shifts across timeframes, from 0.29 (1 year) to 0.40 (3 years), reflecting how their relationship changes across market environments.

Return for Risk

COALINDIA.NS vs. HUDCO.NS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

COALINDIA.NS

COALINDIA.NS Risk / Return Rank: 80
COALINDIA.NS Sharpe Ratio Rank: 80
COALINDIA.NS Sortino Ratio Rank: 77
COALINDIA.NS Omega Ratio Rank: 77
COALINDIA.NS Calmar Ratio Rank: 82
COALINDIA.NS Martin Ratio Rank: 84

HUDCO.NS

HUDCO.NS Risk / Return Rank: 22
HUDCO.NS Sharpe Ratio Rank: 21
HUDCO.NS Sortino Ratio Rank: 20
HUDCO.NS Omega Ratio Rank: 21
HUDCO.NS Calmar Ratio Rank: 26
HUDCO.NS Martin Ratio Rank: 20

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

COALINDIA.NS vs. HUDCO.NS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Coal India Limited (COALINDIA.NS) and Housing and Urban Development Corporation Limited (HUDCO.NS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	COALINDIA.NS	HUDCO.NS	Difference
Sharpe ratio: Return per unit of total volatility	1.41	-0.47	+1.87
Sortino ratio: Return per unit of downside risk	2.13	-0.47	+2.60
Omega ratio: Gain probability vs. loss probability	1.28	0.94	+0.33
Calmar ratio: Return relative to maximum drawdown	2.98	-0.45	+3.43
Martin ratio: Return relative to average drawdown	8.36	-1.04	+9.40
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

COALINDIA.NS vs. HUDCO.NS - Sharpe Ratio Comparison

The current COALINDIA.NS Sharpe Ratio is 1.41, which is higher than the HUDCO.NS Sharpe Ratio of -0.47. The chart below compares the historical Sharpe Ratios of COALINDIA.NS and HUDCO.NS, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	COALINDIA.NS	HUDCO.NS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.41	-0.47	+1.87
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	1.30	0.88	+0.43
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.46	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.34	0.40	-0.06

Drawdowns

COALINDIA.NS vs. HUDCO.NS - Drawdown Comparison

The maximum COALINDIA.NS drawdown since its inception was -64.65%, smaller than the maximum HUDCO.NS drawdown of -80.17%. Use the drawdown chart below to compare losses from any high point for COALINDIA.NS and HUDCO.NS.

Drawdown Indicators

	COALINDIA.NS	HUDCO.NS	Difference
Max Drawdown Largest peak-to-trough decline	-64.65%	-80.17%	+15.52%
Max Drawdown (1Y) Largest decline over 1 year	-10.27%	-33.68%	+23.41%
Max Drawdown (3Y) Largest decline over 3 years	-30.84%	-50.81%	+19.97%
Max Drawdown (5Y) Largest decline over 5 years	-30.84%	-50.81%	+19.97%
Max Drawdown (10Y) Largest decline over 10 years	-58.80%	—	—
Current Drawdown Current decline from peak	0.00%	-36.91%	+36.91%
Average Drawdown Average peak-to-trough decline	-22.64%	-38.91%	+16.27%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.66%	14.47%	-10.81%

Volatility

COALINDIA.NS vs. HUDCO.NS - Volatility Comparison

The current volatility for Coal India Limited (COALINDIA.NS) is 5.91%, while Housing and Urban Development Corporation Limited (HUDCO.NS) has a volatility of 10.52%. This indicates that COALINDIA.NS experiences smaller price fluctuations and is considered to be less risky than HUDCO.NS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	COALINDIA.NS	HUDCO.NS	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.91%	10.52%	-4.61%
Volatility (6M) Calculated over the trailing 6-month period	19.42%	25.77%	-6.35%
Volatility (1Y) Calculated over the trailing 1-year period	21.78%	32.26%	-10.48%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	28.72%	44.86%	-16.14%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	28.80%	43.83%	-15.03%

Dividends

COALINDIA.NS vs. HUDCO.NS - Dividend Comparison

COALINDIA.NS's dividend yield for the trailing twelve months is around 5.48%, more than HUDCO.NS's 2.74% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
COALINDIA.NS Coal India Limited	5.48%	6.64%	6.77%	6.52%	10.22%	11.98%	14.40%	2.77%	9.87%	7.13%	9.13%	6.28%
HUDCO.NS Housing and Urban Development Corporation Limited	2.74%	2.76%	1.77%	3.06%	6.72%	5.59%	7.81%	2.29%	1.28%	0.06%	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both COALINDIA.NS and HUDCO.NS in my portfolio?

COALINDIA.NS and HUDCO.NS have a correlation of 0.29, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.