CLOV vs. STNE
CLOV (Clover Health Investments, Corp.) and STNE (StoneCo Ltd.) are both stocks. CLOV operates in Healthcare Plans (Healthcare), while STNE operates in Software - Application (Technology). Over the past 5 years, CLOV returned -20.64%/yr vs -26.45%/yr for STNE. At a 0.35 correlation, their price movements are largely independent.
Performance
CLOV vs. STNE - Performance Comparison
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Returns By Period
In the year-to-date period, CLOV achieves a 101.28% return, which is significantly higher than STNE's -7.84% return.
CLOV
- 1D
- -3.47%
- 1M
- 33.24%
- YTD
- 101.28%
- 6M
- 75.19%
- 1Y
- 61.43%
- 3Y*
- 66.22%
- 5Y*
- -20.64%
- 10Y*
- —
STNE
- 1D
- 0.09%
- 1M
- 16.20%
- YTD
- -7.84%
- 6M
- -12.12%
- 1Y
- -2.22%
- 3Y*
- 0.22%
- 5Y*
- -26.45%
- 10Y*
- —
CLOV vs. STNE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
CLOV Clover Health Investments, Corp. | 101.28% | -25.40% | 230.85% | 2.43% | -75.01% | -77.82% | 66.53% |
STNE StoneCo Ltd. | -7.84% | 85.57% | -55.80% | 91.00% | -44.01% | -79.91% | 142.68% |
Correlation
The correlation between CLOV and STNE is 0.24, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.24 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.25 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.36 |
Correlation (All Time) Calculated using the full available price history since Jun 12, 2020 | 0.35 |
The correlation between CLOV and STNE shifts across timeframes, from 0.24 (1 year) to 0.36 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
CLOV:
$2.47B
STNE:
$2.85B
CLOV:
-$0.11
STNE:
R$12.96
CLOV:
1.10
STNE:
1.32
CLOV:
7.28
STNE:
1.20
CLOV:
$2.21B
STNE:
R$11.69B
CLOV:
$939.14M
STNE:
R$8.11B
CLOV:
-$55.21M
STNE:
R$3.75B
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Return for Risk
CLOV vs. STNE — Risk / Return Rank
CLOV
STNE
CLOV vs. STNE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Clover Health Investments, Corp. (CLOV) and StoneCo Ltd. (STNE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CLOV | STNE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.91 | ||
| Sortino ratioReturn per unit of downside risk | +1.33 | ||
| Omega ratioGain probability vs. loss probability | 1.20 | 1.04 | +0.17 |
| Calmar ratioReturn relative to maximum drawdown | 1.11 | -0.06 | +1.17 |
| Martin ratioReturn relative to average drawdown | 2.02 | -0.11 | +2.13 |
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Drawdowns
CLOV vs. STNE - Drawdown Comparison
The maximum CLOV drawdown since its inception was -97.19%, which is greater than STNE's maximum drawdown of -92.31%. Use the drawdown chart below to compare losses from any high point for CLOV and STNE.
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Drawdown Indicators
| CLOV | STNE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.19% | -92.31% | -4.88% |
Max Drawdown (1Y)Largest decline over 1 year | -55.50% | -40.22% | -15.28% |
Max Drawdown (3Y)Largest decline over 3 years | -64.73% | -57.64% | -7.09% |
Max Drawdown (5Y)Largest decline over 5 years | -95.76% | -89.72% | -6.04% |
Current DrawdownCurrent decline from peak | -78.65% | -85.51% | +6.86% |
Average DrawdownAverage peak-to-trough decline | -76.59% | -61.22% | -15.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 30.46% | 20.10% | +10.36% |
Volatility
CLOV vs. STNE - Volatility Comparison
Clover Health Investments, Corp. (CLOV) has a higher volatility of 26.03% compared to StoneCo Ltd. (STNE) at 14.09%. This indicates that CLOV's price experiences larger fluctuations and is considered to be riskier than STNE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CLOV | STNE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 26.03% | 14.09% | +11.94% |
Volatility (6M)Calculated over the trailing 6-month period | 43.15% | 39.14% | +4.01% |
Volatility (1Y)Calculated over the trailing 1-year period | 71.33% | 51.30% | +20.03% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 77.38% | 64.94% | +12.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 85.80% | 67.40% | +18.40% |
Dividends
CLOV vs. STNE - Dividend Comparison
CLOV has not paid dividends to shareholders, while STNE's dividend yield for the trailing twelve months is around 22.47%.
| Position | TTM |
|---|---|
CLOV Clover Health Investments, Corp. | 0.00% |
STNE StoneCo Ltd. | 22.47% |
Financials
CLOV vs. STNE - Financials Comparison
This section allows you to compare key financial metrics between Clover Health Investments, Corp. and StoneCo Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
CLOV and STNE have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CLOV has higher volatility (26.03%) compared to STNE (14.09%). In terms of maximum drawdown, CLOV dropped -97.19% vs STNE's -92.31%.
CLOV currently has the higher Sharpe Ratio (0.87 vs -0.04), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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