CIBFX vs. VWELX
CIBFX (American Funds Capital Income Builder Fund Class F-1) and VWELX (Vanguard Wellington Fund Investor Shares) are both mutual funds - CIBFX is a Global Allocation fund actively managed by American Funds, while VWELX is a Diversified Portfolio fund actively managed by Vanguard. Both are actively managed. Over the past 10 years, CIBFX returned 7.90%/yr vs 10.20%/yr for VWELX. Their correlation of 0.87 suggests significant overlap in exposure. CIBFX charges 0.64%/yr vs 0.24%/yr for VWELX.
Performance
CIBFX vs. VWELX - Performance Comparison
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Returns By Period
In the year-to-date period, CIBFX achieves a 7.75% return, which is significantly higher than VWELX's 7.11% return. Over the past 10 years, CIBFX has underperformed VWELX with an annualized return of 7.90%, while VWELX has yielded a comparatively higher 10.20% annualized return.
CIBFX
- 1D
- 0.56%
- 1M
- 2.02%
- YTD
- 7.75%
- 6M
- 8.51%
- 1Y
- 18.42%
- 3Y*
- 15.15%
- 5Y*
- 8.47%
- 10Y*
- 7.90%
VWELX
- 1D
- 0.06%
- 1M
- 3.86%
- YTD
- 7.11%
- 6M
- 7.36%
- 1Y
- 21.02%
- 3Y*
- 15.61%
- 5Y*
- 8.97%
- 10Y*
- 10.20%
CIBFX vs. VWELX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CIBFX American Funds Capital Income Builder Fund Class F-1 | 7.75% | 20.29% | 10.16% | 8.90% | -7.21% | 14.95% | 3.14% | 17.16% | -7.10% | 13.88% |
VWELX Vanguard Wellington Fund Investor Shares | 7.11% | 16.54% | 14.73% | 14.29% | -14.36% | 18.99% | 10.57% | 22.51% | -3.43% | 13.98% |
Correlation
The correlation between CIBFX and VWELX is 0.75, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.75 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.80 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.85 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.86 |
Correlation (All Time) Calculated using the full available price history since Mar 16, 2001 | 0.87 |
The correlation between CIBFX and VWELX shifts across timeframes, from 0.75 (1 year) to 0.87 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
CIBFX vs. VWELX — Risk / Return Rank
CIBFX
VWELX
CIBFX vs. VWELX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Capital Income Builder Fund Class F-1 (CIBFX) and Vanguard Wellington Fund Investor Shares (VWELX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CIBFX | VWELX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.24 | ||
| Sortino ratioReturn per unit of downside risk | -0.32 | ||
| Omega ratioGain probability vs. loss probability | 1.44 | 1.48 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.87 | 3.17 | -0.30 |
| Martin ratioReturn relative to average drawdown | 11.41 | 14.69 | -3.29 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CIBFX | VWELX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.33 | 2.56 | -0.24 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.85 | 0.81 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.89 | -0.16 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.66 | 0.84 | -0.19 |
Drawdowns
CIBFX vs. VWELX - Drawdown Comparison
The maximum CIBFX drawdown since its inception was -43.26%, which is greater than VWELX's maximum drawdown of -36.12%. Use the drawdown chart below to compare losses from any high point for CIBFX and VWELX.
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Drawdown Indicators
| CIBFX | VWELX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -43.26% | -36.12% | -7.14% |
Max Drawdown (1Y)Largest decline over 1 year | -6.49% | -6.78% | +0.29% |
Max Drawdown (3Y)Largest decline over 3 years | -8.89% | -11.98% | +3.09% |
Max Drawdown (5Y)Largest decline over 5 years | -17.68% | -20.88% | +3.20% |
Max Drawdown (10Y)Largest decline over 10 years | -25.28% | -25.33% | +0.05% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -4.71% | -3.92% | -0.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.63% | 1.46% | +0.17% |
Volatility
CIBFX vs. VWELX - Volatility Comparison
American Funds Capital Income Builder Fund Class F-1 (CIBFX) and Vanguard Wellington Fund Investor Shares (VWELX) have volatilities of 2.46% and 2.52%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CIBFX | VWELX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.46% | 2.52% | -0.06% |
Volatility (6M)Calculated over the trailing 6-month period | 6.42% | 6.67% | -0.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.01% | 8.38% | -0.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.99% | 11.13% | -1.14% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.88% | 11.53% | -0.65% |
CIBFX vs. VWELX - Expense Ratio Comparison
CIBFX has a 0.64% expense ratio, which is higher than VWELX's 0.24% expense ratio.
Dividends
CIBFX vs. VWELX - Dividend Comparison
CIBFX's dividend yield for the trailing twelve months is around 7.16%, less than VWELX's 10.76% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CIBFX American Funds Capital Income Builder Fund Class F-1 | 7.16% | 7.65% | 5.69% | 3.41% | 3.37% | 3.08% | 3.34% | 4.04% | 3.72% | 4.37% | 3.46% | 3.56% |
VWELX Vanguard Wellington Fund Investor Shares | 10.76% | 11.46% | 10.76% | 6.01% | 8.19% | 8.64% | 7.77% | 4.67% | 9.49% | 5.82% | 4.44% | 7.03% |
Frequently Asked Questions
CIBFX and VWELX have a correlation of 0.75, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VWELX has higher volatility (2.52%) compared to CIBFX (2.46%). In terms of maximum drawdown, CIBFX dropped -43.26% vs VWELX's -36.12%.
VWELX currently has the higher Sharpe Ratio (2.56 vs 2.33), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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