CBRL vs. UNH
CBRL (Cracker Barrel Old Country Store, Inc.) and UNH (UnitedHealth Group Incorporated) are both stocks. CBRL operates in Restaurants (Consumer Cyclical), while UNH operates in Healthcare Plans (Healthcare). Over the past 10 years, CBRL returned -8.52%/yr vs 13.32%/yr for UNH. At a 0.21 correlation, their price movements are largely independent.
Performance
CBRL vs. UNH - Performance Comparison
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Returns By Period
In the year-to-date period, CBRL achieves a 86.65% return, which is significantly higher than UNH's 24.71% return. Over the past 10 years, CBRL has underperformed UNH with an annualized return of -8.52%, while UNH has yielded a comparatively higher 13.32% annualized return.
CBRL
- 1D
- 2.62%
- 1M
- 52.04%
- YTD
- 86.65%
- 6M
- 73.47%
- 1Y
- -8.02%
- 3Y*
- -17.57%
- 5Y*
- -18.05%
- 10Y*
- -8.52%
UNH
- 1D
- 0.73%
- 1M
- 3.72%
- YTD
- 24.71%
- 6M
- 20.44%
- 1Y
- 33.97%
- 3Y*
- -4.10%
- 5Y*
- 2.27%
- 10Y*
- 13.32%
CBRL vs. UNH - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CBRL Cracker Barrel Old Country Store, Inc. | 86.65% | -50.94% | -27.92% | -14.02% | -22.66% | -0.85% | -11.25% | -0.79% | 3.69% | 0.16% |
UNH UnitedHealth Group Incorporated | 24.71% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
Correlation
The correlation between CBRL and UNH is 0.18, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.18 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.09 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.12 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.16 |
Correlation (All Time) Calculated using the full available price history since Mar 26, 1990 | 0.21 |
The correlation between CBRL and UNH shifts across timeframes, from 0.09 (3 years) to 0.21 (all time), reflecting how their relationship changes across market environments.
Fundamentals
CBRL:
$1.05B
UNH:
$371.75B
CBRL:
$1.17
UNH:
$13.23
CBRL:
39.97
UNH:
30.88
CBRL:
0.31
UNH:
0.83
CBRL:
2.26
UNH:
3.58
CBRL:
$3.34B
UNH:
$449.71B
CBRL:
$583.08M
UNH:
$84.55B
CBRL:
$80.92M
UNH:
$22.99B
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Return for Risk
CBRL vs. UNH — Risk / Return Rank
CBRL
UNH
CBRL vs. UNH - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Cracker Barrel Old Country Store, Inc. (CBRL) and UnitedHealth Group Incorporated (UNH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CBRL | UNH | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.03 | ||
| Sortino ratioReturn per unit of downside risk | -1.20 | ||
| Omega ratioGain probability vs. loss probability | 1.01 | 1.19 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | -0.20 | 1.11 | -1.31 |
| Martin ratioReturn relative to average drawdown | -0.27 | 2.43 | -2.70 |
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Drawdowns
CBRL vs. UNH - Drawdown Comparison
The maximum CBRL drawdown since its inception was -82.98%, which is greater than UNH's maximum drawdown of -74.37%. Use the drawdown chart below to compare losses from any high point for CBRL and UNH.
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Drawdown Indicators
| CBRL | UNH | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -82.98% | -74.37% | -8.61% |
Max Drawdown (1Y)Largest decline over 1 year | -64.96% | -28.96% | -36.00% |
Max Drawdown (3Y)Largest decline over 3 years | -71.91% | -61.39% | -10.52% |
Max Drawdown (5Y)Largest decline over 5 years | -80.07% | -61.39% | -18.68% |
Max Drawdown (10Y)Largest decline over 10 years | -82.98% | -61.39% | -21.59% |
Current DrawdownCurrent decline from peak | -67.75% | -32.27% | -35.48% |
Average DrawdownAverage peak-to-trough decline | -24.20% | -14.77% | -9.43% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 48.23% | 13.19% | +35.04% |
Volatility
CBRL vs. UNH - Volatility Comparison
Cracker Barrel Old Country Store, Inc. (CBRL) has a higher volatility of 23.27% compared to UnitedHealth Group Incorporated (UNH) at 7.60%. This indicates that CBRL's price experiences larger fluctuations and is considered to be riskier than UNH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CBRL | UNH | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 23.27% | 7.60% | +15.67% |
Volatility (6M)Calculated over the trailing 6-month period | 41.99% | 30.86% | +11.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 57.53% | 40.10% | +17.43% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 47.08% | 31.87% | +15.21% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 43.48% | 30.18% | +13.30% |
Dividends
CBRL vs. UNH - Dividend Comparison
CBRL's dividend yield for the trailing twelve months is around 2.14%, which matches UNH's 2.16% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CBRL Cracker Barrel Old Country Store, Inc. | 2.14% | 3.94% | 5.86% | 6.75% | 5.49% | 1.79% | 2.96% | 3.32% | 3.07% | 5.16% | 4.64% | 5.68% |
UNH UnitedHealth Group Incorporated | 2.16% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
Financials
CBRL vs. UNH - Financials Comparison
This section allows you to compare key financial metrics between Cracker Barrel Old Country Store, Inc. and UnitedHealth Group Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CBRL vs. UNH - Profitability Comparison
CBRL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Cracker Barrel Old Country Store, Inc. reported a gross profit of 0.00 and revenue of 797.37M. Therefore, the gross margin over that period was 0.0%.
UNH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UnitedHealth Group Incorporated reported a gross profit of 25.41B and revenue of 111.72B. Therefore, the gross margin over that period was 22.7%.
CBRL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Cracker Barrel Old Country Store, Inc. reported an operating income of 6.72M and revenue of 797.37M, resulting in an operating margin of 0.8%.
UNH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UnitedHealth Group Incorporated reported an operating income of 8.99B and revenue of 111.72B, resulting in an operating margin of 8.1%.
CBRL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Cracker Barrel Old Country Store, Inc. reported a net income of 42.81M and revenue of 797.37M, resulting in a net margin of 5.4%.
UNH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UnitedHealth Group Incorporated reported a net income of 6.28B and revenue of 111.72B, resulting in a net margin of 5.6%.
Frequently Asked Questions
CBRL and UNH have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CBRL has higher volatility (23.27%) compared to UNH (7.60%). In terms of maximum drawdown, CBRL dropped -82.98% vs UNH's -74.37%.
UNH currently has the higher Sharpe Ratio (0.80 vs -0.23), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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