BZH vs. YOU

Last updated Jun 3, 2026

BZH (Beazer Homes USA, Inc.) and YOU (Clear Secure, Inc.) are both stocks. BZH operates in Residential Construction (Consumer Cyclical), while YOU operates in Software - Application (Technology). Over the past 3 years, BZH returned 7.07%/yr vs 36.56%/yr for YOU. At a 0.27 correlation, their price movements are largely independent.

Performance

BZH vs. YOU - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Beazer Homes USA, Inc. (BZH) and Clear Secure, Inc. (YOU). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BZH achieves a 30.69% return, which is significantly lower than YOU's 63.09% return.

BZH

• 1D: 2.44%
• 1M: 28.41%
• YTD: 30.69%
• 6M: 16.34%
• 1Y: 28.03%
• 3Y*: 7.07%
• 5Y*: 2.81%
• 10Y*: 12.88%

YOU

• 1D: -1.13%
• 1M: 3.27%
• YTD: 63.09%
• 6M: 64.57%
• 1Y: 130.91%
• 3Y*: 36.56%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BZH vs. YOU - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
BZH Beazer Homes USA, Inc.	30.69%	-26.18%	-18.73%	164.81%	-45.05%	20.37%
YOU Clear Secure, Inc.	63.09%	35.32%	33.41%	-21.38%	-11.87%	-21.57%

Correlation

The correlation between BZH and YOU is 0.14, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.14
Correlation (3Y) Calculated over the trailing 3-year period	0.23
Correlation (All Time) Calculated using the full available price history since Jul 1, 2021	0.27

The correlation between BZH and YOU shifts across timeframes, from 0.14 (1 year) to 0.27 (all time), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap BZH : $741.46M YOU : $5.74B
EPS BZH : $1.02 YOU : $1.73
PE Ratio BZH : 25.84 YOU : 32.88
PS Ratio BZH : 0.36 YOU : 5.89
PB Ratio BZH : 0.63 YOU : 30.96
Total Revenue (TTM) BZH : $2.11B YOU : $942.41M
Gross Profit (TTM) BZH : $275.68M YOU : $858.00M
EBITDA (TTM) BZH : $1.64M YOU : $265.98M

Return for Risk

BZH vs. YOU — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BZH

BZH Risk / Return Rank: 58
BZH Sharpe Ratio Rank: 57
BZH Sortino Ratio Rank: 59
BZH Omega Ratio Rank: 57
BZH Calmar Ratio Rank: 58
BZH Martin Ratio Rank: 59

YOU

YOU Risk / Return Rank: 91
YOU Sharpe Ratio Rank: 89
YOU Sortino Ratio Rank: 91
YOU Omega Ratio Rank: 90
YOU Calmar Ratio Rank: 93
YOU Martin Ratio Rank: 91

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BZH vs. YOU - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Beazer Homes USA, Inc. (BZH) and Clear Secure, Inc. (YOU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BZH	YOU	Difference
Sharpe ratio Return per unit of total volatility	0.49	2.19	-1.70
Sortino ratio Return per unit of downside risk	1.23	3.48	-2.24
Omega ratio Gain probability vs. loss probability	1.16	1.44	-0.29
Calmar ratio Return relative to maximum drawdown	0.83	5.85	-5.01
Martin ratio Return relative to average drawdown	1.92	13.12	-11.20
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BZH vs. YOU - Sharpe Ratio Comparison

The current BZH Sharpe Ratio is 0.49, which is lower than the YOU Sharpe Ratio of 2.19. The chart below compares the historical Sharpe Ratios of BZH and YOU, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	BZH	YOU	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.49	2.19	-1.70
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.05	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.23	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.00	0.16	-0.16

Drawdowns

BZH vs. YOU - Drawdown Comparison

The maximum BZH drawdown since its inception was -99.69%, which is greater than YOU's maximum drawdown of -72.90%. Use the drawdown chart below to compare losses from any high point for BZH and YOU.

Drawdown Indicators

	BZH	YOU	Difference
Max Drawdown Largest peak-to-trough decline	-99.69%	-72.90%	-26.79%
Max Drawdown (1Y) Largest decline over 1 year	-34.98%	-22.91%	-12.07%
Max Drawdown (3Y) Largest decline over 3 years	-49.79%	-42.21%	-7.58%
Max Drawdown (5Y) Largest decline over 5 years	-59.04%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-78.92%	—	—
Current Drawdown Current decline from peak	-92.40%	-8.95%	-83.45%
Average Drawdown Average peak-to-trough decline	-63.47%	-50.51%	-12.96%
Ulcer Index Depth and duration of drawdowns from previous peaks	15.16%	10.20%	+4.96%

Volatility

BZH vs. YOU - Volatility Comparison

Beazer Homes USA, Inc. (BZH) has a higher volatility of 35.20% compared to Clear Secure, Inc. (YOU) at 15.99%. This indicates that BZH's price experiences larger fluctuations and is considered to be riskier than YOU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BZH	YOU	Difference
Volatility (1M) Calculated over the trailing 1-month period	35.20%	15.99%	+19.21%
Volatility (6M) Calculated over the trailing 6-month period	46.30%	48.90%	-2.60%
Volatility (1Y) Calculated over the trailing 1-year period	57.68%	60.10%	-2.42%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	53.66%	62.08%	-8.42%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	55.06%	62.08%	-7.02%

Dividends

BZH vs. YOU - Dividend Comparison

BZH has not paid dividends to shareholders, while YOU's dividend yield for the trailing twelve months is around 1.28%.

Position	TTM	2025	2024	2023	2022
BZH Beazer Homes USA, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%
YOU Clear Secure, Inc.	1.28%	2.19%	2.76%	4.41%	0.91%

Financials

BZH vs. YOU - Profitability Comparison

The chart below illustrates the profitability comparison between Beazer Homes USA, Inc. and Clear Secure, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

BZH - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Beazer Homes USA, Inc. reported a gross profit of 48.70M and revenue of 409.85M. Therefore, the gross margin over that period was 11.9%.

YOU - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Clear Secure, Inc. reported a gross profit of 216.13M and revenue of 253.00M. Therefore, the gross margin over that period was 85.4%.

BZH - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Beazer Homes USA, Inc. reported an operating income of -18.97M and revenue of 409.85M, resulting in an operating margin of -4.6%.

YOU - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Clear Secure, Inc. reported an operating income of 62.00M and revenue of 253.00M, resulting in an operating margin of 24.5%.

BZH - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Beazer Homes USA, Inc. reported a net income of 32.56M and revenue of 409.85M, resulting in a net margin of 8.0%.

YOU - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Clear Secure, Inc. reported a net income of 85.11M and revenue of 253.00M, resulting in a net margin of 33.6%.

Frequently Asked Questions

Can I hold both BZH and YOU in my portfolio?

BZH and YOU have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, BZH or YOU?

BZH has higher volatility (35.20%) compared to YOU (15.99%). In terms of maximum drawdown, BZH dropped -99.69% vs YOU's -72.90%.

Which has better risk-adjusted returns?

YOU currently has the higher Sharpe Ratio (2.19 vs 0.49), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.