BRIAX vs. PDDDX

Last updated Apr 3, 2026

Compare and contrast key facts about BlackRock Retirement Income 2030 Fund (BRIAX) and Prudential Day One 2020 Fund (PDDDX).

BRIAX is managed by BlackRock. It was launched on Jul 30, 2020. PDDDX is managed by PGIM. It was launched on Dec 12, 2016.

Performance

BRIAX vs. PDDDX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in BlackRock Retirement Income 2030 Fund (BRIAX) and Prudential Day One 2020 Fund (PDDDX). The values are adjusted to include any dividend payments, if applicable.

BRIAX vs. PDDDX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
BRIAX BlackRock Retirement Income 2030 Fund	-0.49%	11.31%	6.84%	8.12%	-13.54%	5.52%	6.89%
PDDDX Prudential Day One 2020 Fund	1.06%	10.40%	15.97%	9.52%	-12.63%	36.80%	7.08%

Returns By Period

In the year-to-date period, BRIAX achieves a -0.49% return, which is significantly lower than PDDDX's 1.06% return.

BRIAX

• 1D: 0.47%
• 1M: -2.23%
• YTD: -0.49%
• 6M: 0.83%
• 1Y: 8.31%
• 3Y*: 7.65%
• 5Y*: 2.81%
• 10Y*: —

PDDDX

• 1D: 0.29%
• 1M: -1.59%
• YTD: 1.06%
• 6M: 2.10%
• 1Y: 9.34%
• 3Y*: 11.04%
• 5Y*: 10.59%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BRIAX vs. PDDDX - Expense Ratio Comparison

BRIAX has a 0.50% expense ratio, which is lower than PDDDX's 0.76% expense ratio.

PDDDX

Prudential Day One 2020 Fund

BRIAX

BlackRock Retirement Income 2030 Fund

Return for Risk

BRIAX vs. PDDDX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BRIAX

BRIAX Risk / Return Rank: 59
BRIAX Sharpe Ratio Rank: 64
BRIAX Sortino Ratio Rank: 63
BRIAX Omega Ratio Rank: 60
BRIAX Calmar Ratio Rank: 55
BRIAX Martin Ratio Rank: 53

PDDDX

PDDDX Risk / Return Rank: 72
PDDDX Sharpe Ratio Rank: 72
PDDDX Sortino Ratio Rank: 72
PDDDX Omega Ratio Rank: 73
PDDDX Calmar Ratio Rank: 64
PDDDX Martin Ratio Rank: 77

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BRIAX vs. PDDDX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for BlackRock Retirement Income 2030 Fund (BRIAX) and Prudential Day One 2020 Fund (PDDDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BRIAX	PDDDX	Difference
Sharpe ratio Return per unit of total volatility	1.32	1.44	-0.13
Sortino ratio Return per unit of downside risk	1.86	2.05	-0.19
Omega ratio Gain probability vs. loss probability	1.27	1.31	-0.04
Calmar ratio Return relative to maximum drawdown	1.68	1.85	-0.17
Martin ratio Return relative to average drawdown	6.48	8.88	-2.40
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BRIAX vs. PDDDX - Sharpe Ratio Comparison

The current BRIAX Sharpe Ratio is 1.32, which is comparable to the PDDDX Sharpe Ratio of 1.44. The chart below compares the historical Sharpe Ratios of BRIAX and PDDDX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BRIAX	PDDDX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.32	1.44	-0.13
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.45	0.77	-0.33
Sharpe Ratio (All Time) Calculated using the full available price history	0.65	0.79	-0.14

Correlation

The correlation between BRIAX and PDDDX is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.

Dividends

BRIAX vs. PDDDX - Dividend Comparison

BRIAX's dividend yield for the trailing twelve months is around 7.83%, more than PDDDX's 4.01% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
BRIAX BlackRock Retirement Income 2030 Fund	7.83%	8.38%	8.64%	5.18%	6.14%	5.94%	2.96%	0.00%	0.00%	0.00%
PDDDX Prudential Day One 2020 Fund	4.01%	4.05%	19.73%	3.22%	8.41%	28.05%	1.91%	3.76%	3.05%	0.86%

Drawdowns

BRIAX vs. PDDDX - Drawdown Comparison

The maximum BRIAX drawdown since its inception was -18.28%, roughly equal to the maximum PDDDX drawdown of -18.88%. Use the drawdown chart below to compare losses from any high point for BRIAX and PDDDX.

Drawdown Indicators

	BRIAX	PDDDX	Difference
Max Drawdown Largest peak-to-trough decline	-18.28%	-18.88%	+0.60%
Max Drawdown (1Y) Largest decline over 1 year	-5.14%	-4.05%	-1.09%
Max Drawdown (5Y) Largest decline over 5 years	-18.28%	-16.64%	-1.64%
Current Drawdown Current decline from peak	-3.65%	-2.32%	-1.33%
Average Drawdown Average peak-to-trough decline	-5.08%	-3.06%	-2.02%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.33%	1.10%	+0.23%

Volatility

BRIAX vs. PDDDX - Volatility Comparison

BlackRock Retirement Income 2030 Fund (BRIAX) and Prudential Day One 2020 Fund (PDDDX) have volatilities of 2.48% and 2.43%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BRIAX	PDDDX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.48%	2.43%	+0.05%
Volatility (6M) Calculated over the trailing 6-month period	3.88%	3.73%	+0.15%
Volatility (1Y) Calculated over the trailing 1-year period	6.43%	6.66%	-0.23%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	6.33%	13.74%	-7.41%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	6.18%	11.45%	-5.27%