BLTD vs. LIBD

Last updated Jun 4, 2026

BLTD (Bluemonte Long Term Bond ETF) and LIBD (LifeX 2065 Inflation-Protected Longevity Income ETF) are both exchange-traded funds - BLTD is a Long-Term Bond fund managed by Bluemonte, while LIBD is a Inflation-Protected Bonds fund actively managed by Stone Ridge. Their correlation of 0.91 suggests significant overlap in exposure. BLTD charges 0.23%/yr vs 0.25%/yr for LIBD.

Performance

BLTD vs. LIBD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Bluemonte Long Term Bond ETF (BLTD) and LifeX 2065 Inflation-Protected Longevity Income ETF (LIBD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BLTD achieves a 0.26% return, which is significantly lower than LIBD's 0.48% return.

BLTD

• 1D: -0.32%
• 1M: 0.87%
• YTD: 0.26%
• 6M: -0.57%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

LIBD

• 1D: -0.40%
• 1M: 0.93%
• YTD: 0.48%
• 6M: -1.01%
• 1Y: 3.91%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BLTD vs. LIBD - Yearly Performance Comparison

	2026 (YTD)	2025
BLTD Bluemonte Long Term Bond ETF	0.26%	3.91%
LIBD LifeX 2065 Inflation-Protected Longevity Income ETF	0.48%	1.84%

Correlation

The correlation between BLTD and LIBD is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jun 24, 2025	0.91

Return for Risk

BLTD vs. LIBD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

LIBD

LIBD Risk / Return Rank: 16
LIBD Sharpe Ratio Rank: 17
LIBD Sortino Ratio Rank: 16
LIBD Omega Ratio Rank: 15
LIBD Calmar Ratio Rank: 17
LIBD Martin Ratio Rank: 16

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BLTD vs. LIBD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Bluemonte Long Term Bond ETF (BLTD) and LifeX 2065 Inflation-Protected Longevity Income ETF (LIBD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	BLTD	LIBD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	0.49	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.65	0.29	+0.36

Drawdowns

BLTD vs. LIBD - Drawdown Comparison

The maximum BLTD drawdown since its inception was -4.80%, smaller than the maximum LIBD drawdown of -7.31%. Use the drawdown chart below to compare losses from any high point for BLTD and LIBD.

Drawdown Indicators

	BLTD	LIBD	Difference
Max Drawdown Largest peak-to-trough decline	-4.80%	-7.31%	+2.51%
Max Drawdown (1Y) Largest decline over 1 year	—	-6.19%	—
Current Drawdown Current decline from peak	-2.48%	-3.69%	+1.21%
Average Drawdown Average peak-to-trough decline	-1.57%	-3.20%	+1.63%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	2.89%	—

Volatility

Volatility by Period

	BLTD	LIBD	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	2.14%	—
Volatility (6M) Calculated over the trailing 6-month period	—	5.64%	—
Volatility (1Y) Calculated over the trailing 1-year period	6.84%	8.08%	-1.24%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	6.84%	9.64%	-2.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	6.84%	9.64%	-2.80%

BLTD vs. LIBD - Expense Ratio Comparison

BLTD has a 0.23% expense ratio, which is lower than LIBD's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

BLTD vs. LIBD - Dividend Comparison

BLTD's dividend yield for the trailing twelve months is around 3.93%, less than LIBD's 11.50% yield.

Position	TTM	2025
BLTD Bluemonte Long Term Bond ETF	3.93%	2.48%
LIBD LifeX 2065 Inflation-Protected Longevity Income ETF	11.50%	13.52%

Frequently Asked Questions

Can I hold both BLTD and LIBD in my portfolio?

With a correlation of 0.91, BLTD and LIBD move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, BLTD or LIBD?

On fees, BLTD is cheaper at 0.23% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, BLTD or LIBD?

BLTD is cheaper with a 0.23% expense ratio, compared with 0.25% for LIBD.

Which ETF pays a higher dividend yield, BLTD or LIBD?

LIBD has the higher dividend yield at 11.50%, compared with 3.93% for BLTD.

What is the main difference between BLTD and LIBD?

BLTD is categorized as Long-Term Bond, while LIBD is Inflation-Protected Bonds. They also come from different issuers: Bluemonte and Stone Ridge. Their fees differ too: 0.23% for BLTD and 0.25% for LIBD.