BLPFX vs. BWBIX

Last updated Jul 29, 2026

BLPFX (American Funds Moderate Growth and Income Portfolio Class F-1) and BWBIX (Baron WealthBuilder Fund) are both Diversified Portfolio funds. Over the past 5 years, BLPFX returned 7.27%/yr vs 3.38%/yr for BWBIX. Their correlation of 0.85 means they have usually moved in the same direction. BLPFX charges 0.70%/yr vs 0.05%/yr for BWBIX.

Performance

BLPFX vs. BWBIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Funds Moderate Growth and Income Portfolio Class F-1 (BLPFX) and Baron WealthBuilder Fund (BWBIX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BLPFX achieves a 6.65% return, which is significantly higher than BWBIX's 1.06% return.

BLPFX

• 1D: 0.09%
• 1M: -0.19%
• 6M: 3.43%
• YTD: 6.65%
• 1Y: 13.42%
• 3Y*: 13.09%
• 5Y*: 7.27%
• 10Y*: 8.83%
• ALL TIME*: 9.17%

BWBIX

• 1D: 1.48%
• 1M: -2.27%
• 6M: 0.55%
• YTD: 1.06%
• 1Y: 7.06%
• 3Y*: 11.11%
• 5Y*: 3.38%
• 10Y*: —
• ALL TIME*: 12.04%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
BLPFX American Funds Moderate Growth and Income Portfolio Class F-1	$0.00	$0.00	$0.00
BWBIX Baron WealthBuilder Fund	$0.00	$0.00	$0.00

BLPFX vs. BWBIX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
BLPFX American Funds Moderate Growth and Income Portfolio Class F-1	6.65%	16.99%	11.25%	13.80%	-13.59%	13.75%	13.17%	19.49%	-5.56%
BWBIX Baron WealthBuilder Fund	1.06%	10.23%	19.62%	25.77%	-32.58%	14.76%	62.85%	36.41%	-12.02%

Correlation

The correlation between BLPFX and BWBIX is 0.74, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.74
Correlation (3Y) Balances recent behavior with more history.	0.83
Correlation (5Y) Shows whether the relationship held over a longer period.	0.85
Correlation (All Time) Calculated using the full available price history since May 21, 2018	0.85

The correlation between BLPFX and BWBIX shifts across timeframes, from 0.74 (1 year) to 0.85 (all time), reflecting how their relationship changes across market environments.

Return for Risk

BLPFX vs. BWBIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BLPFX

BLPFX Risk / Return Rank: 57
BLPFX Sharpe Ratio Rank: 59
BLPFX Sortino Ratio Rank: 58
BLPFX Omega Ratio Rank: 59
BLPFX Calmar Ratio Rank: 48
BLPFX Martin Ratio Rank: 60

BWBIX

BWBIX Risk / Return Rank: 12
BWBIX Sharpe Ratio Rank: 11
BWBIX Sortino Ratio Rank: 12
BWBIX Omega Ratio Rank: 11
BWBIX Calmar Ratio Rank: 12
BWBIX Martin Ratio Rank: 13

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BLPFX vs. BWBIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Funds Moderate Growth and Income Portfolio Class F-1 (BLPFX) and Baron WealthBuilder Fund (BWBIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	BLPFX	BWBIX	Difference
Sharpe ratio: Return per unit of total volatility	1.46	0.44	+1.02
Sortino ratio: Return per unit of downside risk	2.10	0.77	+1.33
Omega ratio: Gain probability vs. loss probability	1.27	1.09	+0.18
Calmar ratio: Return relative to maximum drawdown	1.85	0.60	+1.25
Martin ratio: Return relative to average drawdown	7.95	1.86	+6.09

BLPFX vs. BWBIX - Sharpe Ratio Comparison

The current BLPFX Sharpe Ratio is 1.46, which is higher than the BWBIX Sharpe Ratio of 0.44. The chart below compares the historical Sharpe Ratios of BLPFX and BWBIX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

BLPFX vs. BWBIX - Drawdown Comparison

The maximum BLPFX drawdown since its inception was -23.21%, smaller than the maximum BWBIX drawdown of -39.14%. Use the drawdown chart below to compare losses from any high point for BLPFX and BWBIX.

Drawdown Indicators

	BLPFX	BWBIX	Difference
Max Drawdown Largest peak-to-trough decline	-23.21%	-39.14%	+15.93%
Max Drawdown (1Y) Largest decline over 1 year	-7.08%	-11.65%	+4.57%
Max Drawdown (3Y) Largest decline over 3 years	-10.36%	-21.59%	+11.23%
Max Drawdown (5Y) Largest decline over 5 years	-20.72%	-39.14%	+18.42%
Max Drawdown (10Y) Largest decline over 10 years	-23.21%	—	—
Current Drawdown Current decline from peak	-1.36%	-5.64%	+4.28%
Average Drawdown Average peak-to-trough decline	-2.90%	-11.56%	+8.66%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.65%	3.76%	-2.11%

Volatility

BLPFX vs. BWBIX - Volatility Comparison

The current volatility for American Funds Moderate Growth and Income Portfolio Class F-1 (BLPFX) is 1.95%, while Baron WealthBuilder Fund (BWBIX) has a volatility of 4.73%. This indicates that BLPFX experiences smaller price fluctuations and is considered to be less risky than BWBIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BLPFX	BWBIX	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.95%	4.73%	-2.78%
Volatility (6M) Calculated over the trailing 6-month period	7.27%	12.11%	-4.84%
Volatility (1Y) Calculated over the trailing 1-year period	9.01%	16.03%	-7.02%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	10.47%	21.30%	-10.83%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	10.81%	23.10%	-12.29%

BLPFX vs. BWBIX - Expense Ratio Comparison

BLPFX has a 0.70% expense ratio, which is higher than BWBIX's 0.05% expense ratio.

Dividends

BLPFX vs. BWBIX - Dividend Comparison

BLPFX's dividend yield for the trailing twelve months is around 5.76%, less than BWBIX's 7.53% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BLPFX American Funds Moderate Growth and Income Portfolio Class F-1	5.76%	6.05%	3.55%	2.24%	5.95%	4.92%	2.52%	3.79%	4.64%	3.44%	3.61%	3.64%
BWBIX Baron WealthBuilder Fund	7.53%	7.61%	0.77%	0.06%	3.21%	3.75%	1.24%	3.51%	0.14%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both BLPFX and BWBIX in my portfolio?

BLPFX and BWBIX have a correlation of 0.74, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, BLPFX or BWBIX?

BWBIX has higher volatility (4.73%) compared to BLPFX (1.95%). In terms of maximum drawdown, BLPFX dropped -23.21% vs BWBIX's -39.14%.

Which has better risk-adjusted returns?

BLPFX currently has the higher Sharpe Ratio (1.46 vs 0.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.