BLDR vs. FICO
BLDR (Builders FirstSource, Inc.) and FICO (Fair Isaac Corporation) are both stocks. BLDR operates in Building Products & Equipment (Industrials), while FICO operates in Software - Application (Technology). Over the past 10 years, BLDR returned 19.70%/yr vs 23.80%/yr for FICO. Their 0.37 correlation means their historical movements had little consistent relationship.
Performance
BLDR vs. FICO - Performance Comparison
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Returns By Period
In the year-to-date period, BLDR achieves a -26.27% return, which is significantly higher than FICO's -35.43% return. Over the past 10 years, BLDR has underperformed FICO with an annualized return of 19.70%, while FICO has yielded a comparatively higher 23.80% annualized return.
BLDR
- 1D
- 0.65%
- 1M
- -7.86%
- 6M
- -38.72%
- YTD
- -26.27%
- 1Y
- -42.94%
- 3Y*
- -20.26%
- 5Y*
- 9.91%
- 10Y*
- 19.70%
- ALL TIME*
- 7.92%
FICO
- 1D
- 4.26%
- 1M
- -15.15%
- 6M
- -21.29%
- YTD
- -35.43%
- 1Y
- -18.73%
- 3Y*
- 9.08%
- 5Y*
- 17.98%
- 10Y*
- 23.80%
- ALL TIME*
- 20.01%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $189.91M | $172.28M | $192.28M | |
| $560.10M | $412.51M | $397.70M |
BLDR vs. FICO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BLDR Builders FirstSource, Inc. | -26.27% | -28.01% | -14.38% | 157.31% | -24.30% | 110.02% | 60.61% | 132.91% | -49.93% | 98.63% |
FICO Fair Isaac Corporation | -35.43% | -15.08% | 71.04% | 94.46% | 38.03% | -15.14% | 36.39% | 100.36% | 22.06% | 28.52% |
Correlation
The correlation between BLDR and FICO is 0.18, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.18 |
Correlation (3Y) Balances recent behavior with more history. | 0.30 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.36 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.36 |
Correlation (All Time) Calculated using the full available price history since Jun 28, 2005 | 0.37 |
The correlation between BLDR and FICO shifts across timeframes, from 0.18 (1 year) to 0.37 (all time), reflecting how their relationship changes across market environments.
Fundamentals
BLDR:
$8.16B
FICO:
$23.57B
BLDR:
$0.93
FICO:
$34.47
BLDR:
81.43
FICO:
31.66
BLDR:
0.58
FICO:
10.78
BLDR:
$14.45B
FICO:
$2.39B
BLDR:
$4.22B
FICO:
$2.04B
BLDR:
$734.47M
FICO:
$1.25B
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Return for Risk
BLDR vs. FICO — Risk / Return Rank
BLDR
FICO
BLDR vs. FICO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Builders FirstSource, Inc. (BLDR) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BLDR | FICO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.51 | ||
| Sortino ratioReturn per unit of downside risk | -1.17 | ||
| Omega ratioGain probability vs. loss probability | 0.87 | 0.98 | -0.11 |
| Calmar ratioReturn relative to maximum drawdown | -0.77 | -0.37 | -0.40 |
| Martin ratioReturn relative to average drawdown | -1.25 | -0.68 | -0.56 |
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Drawdowns
BLDR vs. FICO - Drawdown Comparison
The maximum BLDR drawdown since its inception was -96.78%, which is greater than FICO's maximum drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for BLDR and FICO.
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Drawdown Indicators
| BLDR | FICO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.78% | -79.26% | -17.52% |
Max Drawdown (1Y)Largest decline over 1 year | -55.76% | -50.93% | -4.83% |
Max Drawdown (3Y)Largest decline over 3 years | -68.73% | -61.28% | -7.45% |
Max Drawdown (5Y)Largest decline over 5 years | -68.73% | -61.28% | -7.45% |
Max Drawdown (10Y)Largest decline over 10 years | -68.73% | -61.28% | -7.45% |
Current DrawdownCurrent decline from peak | -64.07% | -54.18% | -9.89% |
Average DrawdownAverage peak-to-trough decline | -47.97% | -18.16% | -29.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 34.49% | 27.43% | +7.06% |
Volatility
BLDR vs. FICO - Volatility Comparison
The current volatility for Builders FirstSource, Inc. (BLDR) is 17.41%, while Fair Isaac Corporation (FICO) has a volatility of 23.27%. This indicates that BLDR experiences smaller price fluctuations and is considered to be less risky than FICO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BLDR | FICO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.41% | 23.27% | -5.86% |
Volatility (6M)Calculated over the trailing 6-month period | 37.81% | 44.17% | -6.36% |
Volatility (1Y)Calculated over the trailing 1-year period | 50.48% | 53.63% | -3.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 46.07% | 41.96% | +4.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 48.05% | 38.61% | +9.44% |
Dividends
BLDR vs. FICO - Dividend Comparison
Neither BLDR nor FICO has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BLDR Builders FirstSource, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FICO Fair Isaac Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.07% | 0.08% |
Financials
BLDR vs. FICO - Financials Comparison
This section allows you to compare key financial metrics between Builders FirstSource, Inc. and Fair Isaac Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BLDR vs. FICO - Profitability Comparison
BLDR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Builders FirstSource, Inc. reported a gross profit of 1.09B and revenue of 3.86B. Therefore, the gross margin over that period was 28.1%.
FICO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Fair Isaac Corporation reported a gross profit of 587.17M and revenue of 674.19M. Therefore, the gross margin over that period was 87.1%.
BLDR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Builders FirstSource, Inc. reported an operating income of 128.51M and revenue of 3.86B, resulting in an operating margin of 3.3%.
FICO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Fair Isaac Corporation reported an operating income of 362.63M and revenue of 674.19M, resulting in an operating margin of 53.8%.
BLDR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Builders FirstSource, Inc. reported a net income of -3.90M and revenue of 3.86B, resulting in a net margin of -0.1%.
FICO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Fair Isaac Corporation reported a net income of 237.17M and revenue of 674.19M, resulting in a net margin of 35.2%.
Frequently Asked Questions
BLDR and FICO have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FICO has higher volatility (23.27%) compared to BLDR (17.41%). In terms of maximum drawdown, BLDR dropped -96.78% vs FICO's -79.26%.
FICO currently has the higher Sharpe Ratio (-0.35 vs -0.86), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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