AYA.TO vs. SEZL

Last updated Jun 13, 2026

AYA.TO (Aya Gold & Silver Inc.) and SEZL (Sezzle Inc. Common Stock) are both stocks. AYA.TO operates in Other Precious Metals & Mining (Basic Materials), while SEZL operates in Credit Services (Financial Services). Over the past year, AYA.TO returned 98.56% vs -3.05% for SEZL. At a 0.11 correlation, their price movements are largely independent.

Performance

AYA.TO vs. SEZL - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in Aya Gold & Silver Inc. (AYA.TO) and Sezzle Inc. Common Stock (SEZL). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

AYA.TO is traded in CAD, while SEZL is traded in USD. To make them comparable, the SEZL values have been converted to CAD using the latest available exchange rates.

Returns By Period

In the year-to-date period, AYA.TO achieves a 33.04% return, which is significantly lower than SEZL's 113.52% return.

AYA.TO

• 1D: 7.49%
• 1M: -10.88%
• YTD: 33.04%
• 6M: 24.61%
• 1Y: 98.56%
• 3Y*: 42.66%
• 5Y*: 25.69%
• 10Y*: 46.86%

SEZL

• 1D: 3.30%
• 1M: 32.33%
• YTD: 113.52%
• 6M: 91.52%
• 1Y: -3.05%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

AYA.TO vs. SEZL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
AYA.TO Aya Gold & Silver Inc.	33.04%	82.87%	10.61%	32.65%
SEZL Sezzle Inc. Common Stock	113.52%	42.09%	1,252.14%	-11.46%

Correlation

The correlation between AYA.TO and SEZL is 0.13, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.13
Correlation (All Time) Calculated using the full available price history since Aug 17, 2023	0.11

Fundamentals

Market Cap AYA.TO : CA$3.88B SEZL : $4.64B
EPS AYA.TO : $0.60 SEZL : $4.15
PE Ratio AYA.TO : 31.07 SEZL : 32.00
PEG Ratio AYA.TO : 0.06 SEZL : 0.06
PS Ratio AYA.TO : 9.44 SEZL : 9.87
PB Ratio AYA.TO : 6.06 SEZL : 23.56
Total Revenue (TTM) AYA.TO : $283.62M SEZL : $480.91M
Gross Profit (TTM) AYA.TO : $155.19M SEZL : $426.79M
EBITDA (TTM) AYA.TO : $167.72M SEZL : $193.18M

Return for Risk

AYA.TO vs. SEZL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

AYA.TO

AYA.TO Risk / Return Rank: 78
AYA.TO Sharpe Ratio Rank: 79
AYA.TO Sortino Ratio Rank: 75
AYA.TO Omega Ratio Rank: 73
AYA.TO Calmar Ratio Rank: 80
AYA.TO Martin Ratio Rank: 81

SEZL

SEZL Risk / Return Rank: 42
SEZL Sharpe Ratio Rank: 40
SEZL Sortino Ratio Rank: 45
SEZL Omega Ratio Rank: 46
SEZL Calmar Ratio Rank: 40
SEZL Martin Ratio Rank: 40

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

AYA.TO vs. SEZL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Aya Gold & Silver Inc. (AYA.TO) and Sezzle Inc. Common Stock (SEZL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	AYA.TO	SEZL	Difference
Sharpe ratio: Return per unit of total volatility	1.27	-0.04	+1.31
Sortino ratio: Return per unit of downside risk	1.86	0.59	+1.27
Omega ratio: Gain probability vs. loss probability	1.23	1.08	+0.16
Calmar ratio: Return relative to maximum drawdown	2.39	-0.04	+2.44
Martin ratio: Return relative to average drawdown	6.46	-0.06	+6.52

AYA.TO vs. SEZL - Sharpe Ratio Comparison

The current AYA.TO Sharpe Ratio is 1.27, which is higher than the SEZL Sharpe Ratio of -0.04. The chart below compares the historical Sharpe Ratios of AYA.TO and SEZL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

AYA.TO vs. SEZL - Drawdown Comparison

The maximum AYA.TO drawdown since its inception was -81.67%, smaller than the maximum SEZL drawdown of -89.86%. Use the drawdown chart below to compare losses from any high point for AYA.TO and SEZL.

Drawdown Indicators

	AYA.TO	SEZL	Difference
Max Drawdown Largest peak-to-trough decline	-81.67%	-89.86%	+8.19%
Max Drawdown (1Y) Largest decline over 1 year	-41.38%	-71.13%	+29.75%
Max Drawdown (3Y) Largest decline over 3 years	-54.86%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-54.91%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-72.30%	—	—
Current Drawdown Current decline from peak	-12.23%	-25.01%	+12.78%
Average Drawdown Average peak-to-trough decline	-37.46%	-39.91%	+2.45%
Ulcer Index Depth and duration of drawdowns from previous peaks	15.31%	52.97%	-37.66%

Volatility

AYA.TO vs. SEZL - Volatility Comparison

Aya Gold & Silver Inc. (AYA.TO) has a higher volatility of 30.47% compared to Sezzle Inc. Common Stock (SEZL) at 17.55%. This indicates that AYA.TO's price experiences larger fluctuations and is considered to be riskier than SEZL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	AYA.TO	SEZL	Difference
Volatility (1M) Calculated over the trailing 1-month period	30.47%	17.55%	+12.92%
Volatility (6M) Calculated over the trailing 6-month period	58.25%	62.30%	-4.05%
Volatility (1Y) Calculated over the trailing 1-year period	77.96%	87.56%	-9.60%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	67.63%	204.37%	-136.74%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	77.63%	204.37%	-126.74%

Dividends

AYA.TO vs. SEZL - Dividend Comparison

Neither AYA.TO nor SEZL has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

AYA.TO vs. SEZL - Profitability Comparison

The chart below illustrates the profitability comparison between Aya Gold & Silver Inc. and Sezzle Inc. Common Stock over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

AYA.TO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Aya Gold & Silver Inc. reported a gross profit of 82.27M and revenue of 115.35M. Therefore, the gross margin over that period was 71.3%.

SEZL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Sezzle Inc. Common Stock reported a gross profit of 117.02M and revenue of 135.54M. Therefore, the gross margin over that period was 86.3%.

AYA.TO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Aya Gold & Silver Inc. reported an operating income of 76.31M and revenue of 115.35M, resulting in an operating margin of 66.2%.

SEZL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Sezzle Inc. Common Stock reported an operating income of 69.04M and revenue of 135.54M, resulting in an operating margin of 50.9%.

AYA.TO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Aya Gold & Silver Inc. reported a net income of 47.54M and revenue of 115.35M, resulting in a net margin of 41.2%.

SEZL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Sezzle Inc. Common Stock reported a net income of 51.30M and revenue of 135.54M, resulting in a net margin of 37.9%.

Frequently Asked Questions

Can I hold both AYA.TO and SEZL in my portfolio?

AYA.TO and SEZL have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.